Participation in Financial Rulemaking

Data

read_csv(here::here("data", "master_tables_status.csv")) %>% 
  mutate(attachments_table = replace_na(attachments_table, 0)) %>% 
  rename(`attachments table` = attachments_table,
         `efficacy and sophistication measures` =`term counts`) %>% 
  kablebox()

agency_acronym	attachments table	comments table	efficacy and sophistication measures
CFPB	70778	231589	231589
CFTC	8496	37675	37675
FRS	7146	7116	7116
NCUA	53	66	66
OCC	11926	12017	12017
SEC	6998	9368	9368
FDIC	0	807	807

The root for this script is finreg. Most of the data are in finreg/data (some in a subfolder merged_resources). Others are up one level in FINREGRULEMAKE2/Data. This can and should be streamlined significantly.

Rules and comments:

• Agency actions: finreg/data/actions.csv
• RIN-level data: finreg/data/dodd-frank-rulemaking-directory_doc_oriented_wdescription.xls and finreg/data/docket_related_rin_lookup.csv
• Docket-level comment data: finreg/data/matches_per_docket.csv

Resource data: - For commenters: finreg/data/match_data_clean.Rdata

Resource data for the full population of organizations, including non-commenters:

• Nonprofit assets and revenue from 990 data from https://www.irs.gov/charities-non-profits/form-990-series-downloads: finreg/data/nonprofit_resources.Rdata or finreg/data/merged_resources/nonprofit_resources.csv
• FDIC assets (ASSET) and bank class (BKCLASS): finreg/data/FDIC_resources.Rdata or finreg/data/merged_resources/FDIC_Institutions.csv
• Credit unions Total Assets scraped from consolidated call report files scraped from https://www.ncua.gov/analysis/credit-union-corporate-call-report-data by acquisition/get_credit-Unions.py: Data/creditunions.csv (up one level, not in finreg)
• Campaign donations (MeanContribAmount and MeanContribAmount) from https://www.opensecrets.org/: finreg/data/merged_resources/opensecrets_resources_JwVersion.csv
• Market capitalization (marketcap) from compustat? Data/compustat_names.csv and SEC’s CIK database Data/CIK.csv: finreg/data/merged_resources/compustat_resources.csv

Sophistication and Efficacy Measures are described here: https://judgelord.github.io/finreg/efficacy

# actions 
actions <- read_csv(here("data" , "actions.csv"))

actions %>% distinct(docket_id) %>% nrow

## [1] 454

library("readxl")

rins <- read_excel(here::here("data", "dodd-frank-rulemaking-directory_doc_oriented_wdescription.xls")) %>% 
  rename(docket_id = identifier)  %>% 
  dplyr::select(-"...1")

lookup <- read_csv(here::here("data", "docket_related_rin_lookup.csv")) %>% 
  dplyr::select(-"...1") %>% 
  mutate(across(everything(), str_squish))

rin_lookup <- full_join(rins, lookup, by = "docket_id", suffix = c(".directory", ".lookup")) %>% 
  mutate(title = str_to_title(title) %>% str_squish()) %>% 
  mutate(across(everything(), str_squish))

wide =  read.csv( here::here("data", "pivot_example.csv") )
n_rules <- nrow(wide)

long = read.csv( here::here("data", "actions.csv") )

long %<>% 
  mutate(year = publication_date %>% str_sub(1,4),
         Stage = stage  %>% 
           str_replace("ANPR", "Advance NPRM (ANPRM)") %>% 
           str_replace("^FINAL", "Final Rule") %>% 
           str_replace("GUIDANCE", "Guidance") %>% 
           str_replace("INTERIM-FINAL", "Interim Final Rule") %>% 
           str_replace("^NPR", "Notice of Proposed\nRulemaking (NPRM)")) %>% 
    group_by(agency_acronym) %>%
  add_count(name = "agency_total") %>% 
  ungroup()

n_actions <- nrow(long)

long %>% 
  filter(Stage %in% c("Advance NPRM (ANPRM)", "Final Rule", "Interim Final Rule", "Notice of Proposed\nRulemaking (NPRM)"),
         agency_acronym %in% c("FRS", "CFPB", "SEC", "CFTC", "FDIC", "OCC",  "NCUA") ) %>% 
  count(year, agency_acronym, Stage) %>% 
  ggplot() +
  aes(y = n, x = year, fill = Stage) %>% 
  geom_col(alpha = .8) + 
  facet_wrap("agency_acronym", scales = "free") +
  scale_fill_viridis_d() +
  labs(fill = "Document Type",
       x = "", 
       y = "",
       caption = "Dodd-Frank regulatory actions from  the Consumer Financial Protection Bureau (CFPB),
Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FIDC), 
Federal Reserve (FRS), National Credit Union Administration (NCUA), 
Office of the Comptroller of the Currency (OCC), and Securities and Exchange Commission (SEC)") + 
  theme_minimal() +
  theme(axis.text.x = element_text(hjust = .7, angle = 60),
        panel.grid.major.x = element_blank(),
        panel.grid.minor.x = element_blank(),
        plot.caption = element_text(hjust = 0))

Figure 1: Dodd-Frank Act Implimenting Actions by Agency

Some dockets don’t have related rins in the lookup table

# ~35/2 with different comment counts per docket 
# ~325/2 with different titles per docket 
# ~98/2 with different related RINS / lowest related rin per docket 
# 115/2 with different docket_urls

# missing related RINs
rin_lookup %>% 
  dplyr::select(# title, 
    docket_id,
    RIN.directory, RIN.lookup,
         related.rins, 
         lowest.sorted.rin.of.related.rins, 
         docket_url.directory, docket_url.lookup,
             comment_count) %>%
  distinct() %>% 
  filter(is.na(related.rins)) %>% 
  kablebox()

docket_id	RIN.directory	RIN.lookup	related.rins	lowest.sorted.rin.of.related.rins	docket_url.directory	docket_url.lookup	comment_count
S7-14-15	NA	NA	NA	NA	https://www.sec.gov/comments/s7-14-15/s71415.shtml	NA	6
R–1405	7100-AD64	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1405&doc_ver=2	NA	12
FSOC-2011-0004	4030–AA02	NA	NA	NA	https://www.regulations.gov/docket?D=FSOC-2011-0004	NA	11
FSOC-2010-0001	NA	NA	NA	NA	https://www.regulations.gov/docket?D=FSOC-2010-0001	NA	71
FSOC-2011-0003	4030–AA00	NA	NA	NA	https://www.regulations.gov/docket?D=FSOC-2011-0003	NA	15
3064–AE45	3064–AE45	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2016/2016_enhanced_cyber_risk_3064-ae45.html	NA	24
OCC-2014-0029	1557–AD97	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2014-0029	NA	26
R-1550	7100–AE61	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1550&doc_ver=1	NA	54
3064–AE01	3064–AE01	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2013/2013-leverage_ratio_standards.html	NA	27
OTS-2011-0002	1550–AC41	NA	NA	NA	https://www.regulations.gov/docket?D=OTS-2011-0002	NA	2
OCC-2010-0009	1557–AD33	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2010-0009	NA	18
R-1401	7100-AD61	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewComments.aspx?doc_id=R-1401&doc_ver=2	NA	10
R-1401	7100-AD61	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1401&doc_ver=2	NA	32
OCC-2014-0004	1557–AD73	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2014-0004	NA	1
NA	NA	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2011/11comorderly.html	NA	10
S7-02-16	NA	NA	NA	NA	NA	NA	NA
NA	NA	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2010/10comorderliq.html	NA	39
OCC-2011-0006	1557–AD41	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2011-0006	NA	44
OCC-2011-0016	1557–AD47	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2011-0016	NA	8
CFPB-2013-0038	NA	NA	NA	NA	NA	NA	NA
NA	NA	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2013/2013-diversity-assessment.html	NA	47
NA	NA	NA	NA	NA	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2013/joint-standards.aspx	NA	14
OCC-2013-0014	NA	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2013-0014	NA	79
CFPB-2013-0029	NA	NA	NA	NA	https://www.regulations.gov/docket?D=CFPB-2013-0029	NA	28
NA	NA	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2015/2015-assessing_diversity_policies_practices.html	NA	1
s7-08-13	NA	NA	NA	NA	https://www.sec.gov/comments/s7-08-13/s70813.shtml	NA	53
S7-37-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-37-10/s73710.shtml	NA	123
S7-09-15	NA	NA	NA	NA	https://www.sec.gov/comments/s7-09-15/s70915.shtml	NA	47
S7-05-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-05-11/s70511.shtml	NA	39
S7-03-13	NA	NA	NA	NA	https://www.sec.gov/comments/s7-03-13/s70313.shtml	NA	266
S7-07-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-07-11/s70711.shtml	NA	44
S7-36-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-36-10/s73610.shtml	NA	77
S7-25-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-25-10/s72510.shtml	NA	94
S7-04-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-04-11/s70411.shtml	NA	43
S7-17-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-17-11/s71711.shtml	NA	49
OCC-2011-0014	1557–AD44	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2011-0014	NA	3957
S7-41-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-41-11/s74111.shtml	NA	527
NA	NA	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2014-0003	NA	8
S7-38-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-38-11/s73811.shtml	NA	43
R-1413	7100–AD72	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1413&doc_ver=1	NA	58
759	3235–AK65	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=759	NA	964
S7-12-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-12-10/s71210.shtml	NA	121
S7-39-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-39-10/s73910.shtml	NA	99
S7-16-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-16-11/s71611.shtml	NA	56
768	3038–AC98	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=768	NA	61
765	NA	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=765	NA	26
TREAS-DO-2011-0004	NA	NA	NA	NA	https://www.regulations.gov/docket?D=TREAS-DO-2011-0004	NA	24
1004	3038–AD48	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1004	NA	15
868	3038–AD23	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=868	NA	50
Financial Deriviatives Transactions To Offset Interest Rate Risk: Investment and Deposit Activities	NA	NA	NA	NA	NA	NA	NA
1703	NA	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1703	NA	8
R–1415	7100-AD74	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewComments.aspx?doc_id=R-1415&doc_ver=1	NA	10
3064–AD79	3064–AD79	NA	NA	NA	https://www.fdic.gov/regulations/laws/federal/2011/11comad79.html	NA	114
2590–AA45	2590–AA45	NA	NA	NA	NA	NA	NA
OCC-2011-0008	1557–AD43	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2011-0008	NA	185
R–1415	7100-AD74	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewComments.aspx?doc_id=R-1415&doc_ver=3	NA	10
3064–AE21	3064–AE21	NA	NA	NA	NA	NA	NA
R–1415	7100-AD74	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewComments.aspx?doc_id=R-1415&doc_ver=2	NA	10
OCC-2015-0023	1557-AD00	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2015-0023	NA	8
1701	NA	NA	NA	NA	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1701	NA	1
OCC-2011-0007	1557–AD42	NA	NA	NA	https://www.regulations.gov/docket?D=OCC-2011-0007	NA	4
OCC-2011-0010	1557–AD42	NA	NA	NA	NA	NA	NA
S7-30-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-30-11/s73011.shtml	NA	20
S7-32-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-32-10/s73210.shtml	NA	19
S7-35-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-35-10/s73510.shtml	NA	36
S7-15-15	NA	NA	NA	NA	https://www.sec.gov/comments/s7-15-15/s71515.shtml	NA	4
S7-43-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-43-10/s74310.shtml	NA	21
S7-06-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-06-11/s70611.shtml	NA	62
S7-34-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-34-10/s73410.shtml	NA	142
S7-03-15	NA	NA	NA	NA	https://www.sec.gov/comments/s7-03-15/s70315.shtml	NA	18
S7-28-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-28-10/s72810.shtml	NA	3
S7-08-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-08-11/s70811.shtml	NA	32
S7-44-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-44-10/s74410.shtml	NA	19
S7-08-12	NA	NA	NA	NA	https://www.sec.gov/comments/s7-08-12/s70812.shtml	NA	128
S7-03-14	NA	NA	NA	NA	NA	NA	NA
S7-23-16	NA	NA	NA	NA	NA	NA	NA
S7-03-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-03-11/s70311.shtml	NA	7
S7-25-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-25-11/s72511.shtml	NA	52
S7-40-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-40-11/s74011.shtml	NA	53
S7-05-14	NA	NA	NA	NA	https://www.sec.gov/comments/s7-05-14/s70514.shtml	NA	14
S7-27-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-27-10/s72710.shtml	NA	96
S7-10-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-10-11/s71011.shtml	NA	5
S7-22-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-22-11/s72211.shtml	NA	7
S7-09-14	NA	NA	NA	NA	https://www.sec.gov/comments/s7-09-14/s70914.shtml	NA	5
S7-06-15	NA	NA	NA	NA	https://www.sec.gov/comments/s7-06-15/s70615.shtml	NA	16
S7-26-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-26-11/s72611.shtml	NA	5
S7-22-16	NA	NA	NA	NA	NA	NA	NA
FSOC-2010-0003	NA	NA	NA	NA	https://www.regulations.gov/docket?D=FSOC-2010-0003	NA	14
FSOC-2011-0003	4030–AA01	NA	NA	NA	https://www.regulations.gov/docket?D=FSOC-2011-0003	NA	15
R–1477	7100-AE09	NA	NA	NA	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1477&doc_ver=1	NA	7
S7-23-07	NA	NA	NA	NA	https://www.sec.gov/comments/s7-23-07/s72307.shtml	NA	53
S7-33-10	NA	NA	NA	NA	https://www.sec.gov/comments/s7-33-10/s73310.shtml	NA	256
S7-21-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-21-11/s72111.shtml	NA	44
S7-06-13	NA	NA	NA	NA	https://www.sec.gov/comments/s7-06-13/s70613.shtml	NA	605
S7-11-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-11-11/s71111.shtml	NA	14
S7-18-11	NA	NA	NA	NA	https://www.sec.gov/comments/s7-18-11/s71811.shtml	NA	67
S7-18-08	NA	NA	NA	NA	https://www.sec.gov/comments/s7-18-08/s71808.shtml	NA	110
2590–AA36	2590–AA36	NA	NA	NA	NA	NA	NA
2590–AA40	2590–AA40	NA	NA	NA	NA	NA	NA
OTS-2010-0029	1557–AC44	NA	NA	NA	https://www.regulations.gov/docket?D=OTS-2010-0029	NA	2

Dockets with more than one RIN

rin_lookup %>% 
  dplyr::select(# title, 
    docket_id,
    RIN.directory, RIN.lookup,
         related.rins, 
         lowest.sorted.rin.of.related.rins, 
         docket_url.directory, docket_url.lookup,
             comment_count) %>%
  distinct() %>% 
  filter(!is.na(related.rins)) %>% 
  add_count( docket_id) %>%
  arrange(docket_id) %>% 
  filter(n > 1) %>%   
  distinct() %>% 
  kablebox()

docket_id	RIN.directory	RIN.lookup	related.rins	lowest.sorted.rin.of.related.rins	docket_url.directory	docket_url.lookup	comment_count	n
1016	3038-AD35	3038-AC98	3038-AC98, 3038-AD35	3038-AC98	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1016	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1016	7608	2
1016	3038-AC98	3038-AC98	3038-AC98, 3038-AD35	3038-AC98	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1016	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1016	7608	2
1037	3038–AD53	3038-AD53	3038-AD53	3038-AD53	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1037	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1037	54	2
1037	3038-AD53	3038-AD53	3038-AD53	3038-AD53	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1037	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1037	54	2
1075	3038-AD51	3038-AD51	3038-AD51	3038-AD51	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1075	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1075	58	2
1075	3038–0092	3038-AD51	3038-AD51	3038-AD51	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1075	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1075	58	2
1161	NA	3038-AD75	3038-AD75	3038-AD75	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1161	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1161	68	2
1161	3038-AD75	3038-AD75	3038-AD75	3038-AD75	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1161	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=1161	68	2
2590-AA40	2590-AA40	2590-AA40	2590-AA40	2590-AA40	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Removal-of-References-to-Credit-Ratings-in-Certain-Regulations-Governing-the-Federal-Home-Loan-Banks.aspx	NA	2
2590-AA40	2590-AA40	2590-AA40	2590-AA40	2590-AA40	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Removal-of-References-to-Credit-Ratings-in-Certain-Regulations-Governing-the-Federal-Home-Loan-Banks-(78-FR-67004).aspx	NA	2
2590-AA42	2590-AA42	2590-AA42	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50	1550-AC49	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/IncentiveBased-Compensation-Arrangements.aspx	NA	2
2590-AA42	2590-AA42	2590-AA42	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50	1550-AC49	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Incentive-based-Compensation-Arrangements.aspx	NA	2
2590-AA43	2590-AA43	2590-AA43	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70	1557-AD40	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Credit-Risk-Retention-Proposed-Rule.aspx	NA	2
2590-AA43	2590-AA43	2590-AA43	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70	1557-AD40	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Credit-Risk-Retention-Joint-Proposed-Rule.aspx	NA	2
2590-AA45	2590-AA45	2590-AA45	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Margin-and-Capital-Requirements-for-Covered-Swap-Entities-2014.aspx	NA	3
2590-AA45	2590-AA45	2590-AA45	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Margin-and-Capital-Requirements-for-Covered-Swap-Entities---Interim-Final-Rule.aspx	NA	3
2590-AA45	2590-AA45	2590-AA45	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Margin-and-Capital-Requirements-for-Covered-Swap-Entities---Final-Rule.aspx	NA	3
2590-AA47	2590-AA47	2590-AA47	2590-AA47	2590-AA47	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Comment-List.aspx?RuleID=335	NA	2
2590-AA47	2590-AA47	2590-AA47	2590-AA47	2590-AA47	NA	https://www.fhfa.gov/SupervisionRegulation/Rules/Pages/Stress-Testing-of-Regulated-Entities1124-3604.aspx	NA	2
3064-AD66	3064-AD66	3064-AD66	3064-AD66	3064-AD66	https://www.fdic.gov/regulations/laws/federal/2010/10comad66rates.html	https://www.fdic.gov/regulations/laws/federal/2010/10comad66rates.html	33	4
3064-AD66	3064-AD66	3064-AD66	3064-AD66	3064-AD66	https://www.fdic.gov/regulations/laws/federal/2010/10comad66rates.html	https://www.fdic.gov/regulations/laws/federal/2010/10comad66.html	33	4
3064-AD66	3064-AD66	3064-AD66	3064-AD66	3064-AD66	https://www.fdic.gov/regulations/laws/federal/2010/10comad66.html	https://www.fdic.gov/regulations/laws/federal/2010/10comad66rates.html	36	4
3064-AD66	3064-AD66	3064-AD66	3064-AD66	3064-AD66	https://www.fdic.gov/regulations/laws/federal/2010/10comad66.html	https://www.fdic.gov/regulations/laws/federal/2010/10comad66.html	36	4
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html	4	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html	https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	4	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html, https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	4	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html	28	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	28	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html, https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	28	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	NA	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html	NA	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	NA	https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	NA	9
3064-AD70	3064-AD70	3064-AD70	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	NA	https://www.fdic.gov/regulations/laws/federal/2011/11comad70.html, https://www.fdic.gov/regulations/laws/federal/2011/11comad70-2.html	NA	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html	1529	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html	https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	1529	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html, https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	1529	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html	3	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	3	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html, https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	3	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	NA	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html	NA	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	NA	https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	NA	9
3064-AD95	3064-AD95	3064-AD95	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	NA	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad95.html, https://www.fdic.gov/regulations/laws/federal/2013/2013-basel_iii_implementation.html	NA	9
3064-AD97	3064-AD97	3064-AD97	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad97.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad97.html	1058	4
3064-AD97	3064-AD97	3064-AD97	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad97.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad96.html	1058	4
3064-AD97	3064-AD97	3064-AD97	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad96.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad97.html	1482	4
3064-AD97	3064-AD97	3064-AD97	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad96.html	https://www.fdic.gov/regulations/laws/federal/2012-ad-95-96-97/2012-ad96.html	1482	4
3064-AE12	3064-AE12	3064-AE12	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17	1557-AD81	https://www.fdic.gov/regulations/laws/federal/2014/2014-supplementary_leverage_ratio-3064-ae12.html	https://www.fdic.gov/regulations/laws/federal/2014/2014-supplementary_leverage_ratio-3064-ae12.html	13	4
3064-AE12	3064-AE12	3064-AE12	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17	1557-AD81	https://www.fdic.gov/regulations/laws/federal/2014/2014-supplementary_leverage_ratio-3064-ae12.html	https://www.fdic.gov/regulations/laws/federal/2014/2014-definition_eligible_guarantee-3064-ae13.html	13	4
3064-AE12	3064-AE12	3064-AE12	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17	1557-AD81	https://www.fdic.gov/regulations/laws/federal/2014/2014-definition_eligible_guarantee-3064-ae13.html	https://www.fdic.gov/regulations/laws/federal/2014/2014-supplementary_leverage_ratio-3064-ae12.html	2	4
3064-AE12	3064-AE12	3064-AE12	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17	1557-AD81	https://www.fdic.gov/regulations/laws/federal/2014/2014-definition_eligible_guarantee-3064-ae13.html	https://www.fdic.gov/regulations/laws/federal/2014/2014-definition_eligible_guarantee-3064-ae13.html	2	4
3064-AE21	3064-AE21	3064-AE21	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	https://www.fdic.gov/regulations/laws/federal/2014/2014-covered_swap_entities.html	https://www.fdic.gov/regulations/laws/federal/2014/2014-covered_swap_entities.html	63	4
3064-AE21	3064-AE21	3064-AE21	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	https://www.fdic.gov/regulations/laws/federal/2014/2014-covered_swap_entities.html	https://www.fdic.gov/regulations/laws/federal/2015/2015-covered_swap_entities_3064-ae21.html	63	4
3064-AE21	3064-AE21	3064-AE21	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	https://www.fdic.gov/regulations/laws/federal/2015/2015-covered_swap_entities_3064-ae21.html	https://www.fdic.gov/regulations/laws/federal/2014/2014-covered_swap_entities.html	11	4
3064-AE21	3064-AE21	3064-AE21	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74	1557-AD43	https://www.fdic.gov/regulations/laws/federal/2015/2015-covered_swap_entities_3064-ae21.html	https://www.fdic.gov/regulations/laws/federal/2015/2015-covered_swap_entities_3064-ae21.html	11	4
3064-AE37	3064-AE37	3064-AE37	3064-AE37	3064-AE37	https://www.fdic.gov/regulations/laws/federal/2015/2015-assessments_3064-ae37.html	https://www.fdic.gov/regulations/laws/federal/2015/2015-assessments_3064-ae37.html	516	4
3064-AE37	3064-AE37	3064-AE37	3064-AE37	3064-AE37	https://www.fdic.gov/regulations/laws/federal/2015/2015-assessments_3064-ae37.html	https://www.fdic.gov/regulations/laws/federal/2016/2016-assessments_3064-ae37.html	516	4
3064-AE37	3064-AE37	3064-AE37	3064-AE37	3064-AE37	https://www.fdic.gov/regulations/laws/federal/2016/2016-assessments_3064-ae37.html	https://www.fdic.gov/regulations/laws/federal/2015/2015-assessments_3064-ae37.html	19	4
3064-AE37	3064-AE37	3064-AE37	3064-AE37	3064-AE37	https://www.fdic.gov/regulations/laws/federal/2016/2016-assessments_3064-ae37.html	https://www.fdic.gov/regulations/laws/federal/2016/2016-assessments_3064-ae37.html	19	4
893	3038-AD26	3038-AD26	3038-AD26	3038-AD26	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	54	6
893	3038-AD26	3038-AD96	3038-AD96	3038-AD96	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	54	6
893	NA	3038-AD26	3038-AD26	3038-AD26	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	54	6
893	NA	3038-AD96	3038-AD96	3038-AD96	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	54	6
893	3038-AD96	3038-AD26	3038-AD26	3038-AD26	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	54	6
893	3038-AD96	3038-AD96	3038-AD96	3038-AD96	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=893	54	6
965	3038–AD16	3038-AD17	3038-AD17	3038-AD17	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=965	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=965	14429	2
965	3038-AD17	3038-AD17	3038-AD17	3038-AD17	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=965	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=965	14429	2
968	NA	3038-AD21	3038-AD21	3038-AD21	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	74	6
968	NA	3038-AD62	3038-AD62	3038-AD62	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	74	6
968	3038-AD21	3038-AD21	3038-AD21	3038-AD21	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	74	6
968	3038-AD21	3038-AD62	3038-AD62	3038-AD62	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	74	6
968	3038-AD62	3038-AD21	3038-AD21	3038-AD21	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	74	6
968	3038-AD62	3038-AD62	3038-AD62	3038-AD62	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=968	74	6
985	3038-AD50	3038-AD50	3038-AD50	3038-AD50	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	35	4
985	3038-AD50	3038-AC96	3038-AC96	3038-AC96	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	35	4
985	3038-AC96	3038-AD50	3038-AD50	3038-AD50	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	35	4
985	3038-AC96	3038-AC96	3038-AC96	3038-AC96	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	https://comments.cftc.gov/PublicComments/CommentList.aspx?id=985	35	4
CFPB-2016-0036	3170-AA68	3170-AA68	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90	1557-AD62	https://www.regulations.gov/docket?D=CFPB-2016-0036	https://www.regulations.gov/docket?D=CFPB-2016-0036	1	2
CFPB-2016-0036	NA	3170-AA68	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90	1557-AD62	https://www.regulations.gov/docket?D=CFPB-2016-0036	https://www.regulations.gov/docket?D=CFPB-2016-0036	1	2
Incentive-based Compensation Arrangements	3133-AD88	3133-AD88	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50	1550-AC49	NA	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2011/compensation.aspx	NA	4
Incentive-based Compensation Arrangements	3133-AD88	3133-AE48	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50	1550-AC49	NA	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2016/incentive-based-compensation-arrangements.aspx	NA	4
Incentive-based Compensation Arrangements	3133-AE48	3133-AD88	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50	1550-AC49	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2016/incentive-based-compensation-arrangements.aspx	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2011/compensation.aspx	195	4
Incentive-based Compensation Arrangements	3133-AE48	3133-AE48	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50	1550-AC49	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2016/incentive-based-compensation-arrangements.aspx	https://www.ncua.gov/regulation-supervision/Pages/rules/comment-letters/2016/incentive-based-compensation-arrangements.aspx	195	4
OCC-2010-0003	1557-AC99	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.regulations.gov/docket?D=OCC-2010-0003	https://www.regulations.gov/docket?D=OCC-2010-0003	47	2
OCC-2010-0003	1557–AC99	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61	1557-AC99	https://www.regulations.gov/docket?D=OCC-2010-0003	https://www.regulations.gov/docket?D=OCC-2010-0003	47	2
R-1404	7100-AD63	7100-AD63	7100-AD63	7100-AD63	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=1	1559	4
R-1404	7100-AD63	7100-AD63	7100-AD63	7100-AD63	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=2	1559	4
R-1404	7100-AD63	7100-AD63	7100-AD63	7100-AD63	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=2	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=1	42	4
R-1404	7100-AD63	7100-AD63	7100-AD63	7100-AD63	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=2	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1404&doc_ver=2	42	4
R-1409	7100–AD68	7100-AD68	7100-AD68	7100-AD68	NA	https://web.archive.org/web/20150907192810/http://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1409&doc_ver=2	NA	2
R-1409	7100-AD68	7100-AD68	7100-AD68	7100-AD68	NA	https://web.archive.org/web/20150907192810/http://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1409&doc_ver=2	NA	2
R-1411	7100-AD70	7100-AD70	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70	1557-AD40	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=1	404	4
R-1411	7100-AD70	7100-AD70	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70	1557-AD40	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=2	404	4
R-1411	7100-AD70	7100-AD70	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70	1557-AD40	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=2	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=1	197	4
R-1411	7100-AD70	7100-AD70	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70	1557-AD40	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=2	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1411&doc_ver=2	197	4
R-1438	7100-AD86	7100-AD86	7100-AD86	7100-AD86	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=1	104	4
R-1438	7100-AD86	7100-AD86	7100-AD86	7100-AD86	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=2	104	4
R-1438	7100-AD86	7100-AD86	7100-AD86	7100-AD86	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=2	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=1	63	4
R-1438	7100-AD86	7100-AD86	7100-AD86	7100-AD86	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=2	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1438&doc_ver=2	63	4
R-1442	7100-AD87	7100-AD87	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1442&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1442&doc_ver=1	1281	4
R-1442	7100-AD87	7100-AD87	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1442&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewComments.aspx?doc_id=R%E2%80%931442&doc_ver=1	1281	4
R-1442	7100-AD87	7100-AD87	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87	1557-AD46	https://www.federalreserve.gov/apps/foia/ViewComments.aspx?doc_id=R%E2%80%931442&doc_ver=1	https://www.federalreserve.gov/apps/foia/ViewAllComments.aspx?doc_id=R-1442&doc_ver=1	10	4

rin_lookup %<>% 
  dplyr::select(-RIN.directory,
         -docket_url.directory) %>% distinct()

names(rin_lookup) %<>% str_remove(".lookup")

---

Asset data

Summary table data here:

# clean match data from finreg_commenter_covariates
docket_table <- read_csv(here::here("data", "matches_per_docket.csv"))


docket_table %>% 
  add_count(Agency) %>% 
  mutate(Agency = paste(n, "dockets from", Agency)) %>% 
  dplyr::select(- Percent, - Docket, -`Any Resources Measure`) %>% 
  group_by(Agency) %>% 
  summarise_all(sum) %>% 
  group_by(Agency) %>% 
  pivot_longer(cols = c("Comments", contains(" ") ))  %>% 
  mutate(Matched = ifelse(name == "Comments", "Total","Matched"),
         name = ifelse(name == "Comments", "Total", name)) %>% 
  ggplot() + 
  aes(fill = name,
      y = Matched, 
      x = value) + 
    geom_col(position = "stack", alpha = .7) + 
  labs(x = "Comments", y = "", fill = "Resource\nData Type",
       title = "Comments Matched to Organizational Resources Data") + 
  facet_wrap("Agency", ncol = 1, scales = "free") + 
  theme(legend.position = "bottom",
        panel.grid.major.y = element_blank(),
        strip.text = element_text(size = 12)) 

Dockets with most comments matched

docket_table %<>% 
  arrange(-`Any Resources Measure`) 

# max
docket_table %>% 
  # filter(`Any Resources Measure` < 1) %>% 
  knitr::kable() %>% 
  kable_paper(full_width = F) %>%
  column_spec(5, color = "white",
              background = spec_color(docket_table$Comments/ docket_table$`Any Resources Measure`, begin = .1, end = .9, direction = 1, option = 3) ) %>% 
  scroll_box(height = "400px")

Agency	Docket	Comments	Any Resources Measure	Percent	FDIC Assets	Market Cap (CIK)	Market Cap (Compustat)	501c3 Assets	501c3 Revenue	Campaign Donations
CFPB	CFPB-2016-0025	29638	3898	13%	92	4	0	3806	3806	156
FRS	R-1442	1158	835	72%	719	28	0	116	116	8
CFPB	CFPB-2012-0028	2456	617	25%	241	25	0	376	376	28
FRS	R-1404	1023	411	40%	200	20	0	211	211	14
SEC	S7-45-10	769	272	35%	41	6	0	231	231	43
CFTC	CFTC-2011-0013	3549	265	7%	7	110	0	258	258	38
CFPB	CFPB-2013-0002	865	264	31%	156	11	0	108	108	8
CFPB	CFPB-2014-0019	362	206	57%	118	3	0	88	88	7
CFPB	CFPB-2019-0021	278	198	71%	167	1	0	31	31	0
FRS	R-1411	494	197	40%	9	9	0	188	188	20
SEC	S7-14-11	410	130	32%	4	5	0	126	126	23
CFPB	CFPB-2011-0008	915	127	14%	26	2	0	101	101	7
CFPB	CFPB-2012-0037	647	126	19%	42	19	0	84	84	6
CFTC	CFTC-2013-0107	511	114	22%	5	11	0	109	109	16
FRS	R-1432	373	103	28%	6	12	0	97	97	21
CFPB	CFPB-2012-0029	241	101	42%	55	0	0	46	46	10
CFPB	CFPB-2019-0022	812	99	12%	3	1	0	96	96	0
FRS	R-1417_V1	279	98	35%	24	3	0	74	74	5
CFPB	CFPB-2012-0033	165	85	52%	33	2	0	52	52	5
CFPB	CFPB-2013-0018	278	81	29%	10	3	0	71	71	8
CFPB	CFPB-2015-0029	343	80	23%	25	1	0	55	55	2
CFTC	CFTC-2012-0058	356	79	22%	18	14	0	61	61	13
SEC	S7-40-10	269	79	29%	6	7	0	73	73	7
CFPB	CFPB-2016-0020	682	78	11%	1	5	0	77	77	15
CFPB	CFPB-2012-0034	144	71	49%	19	2	0	52	52	4
CFPB	CFPB-2014-0033	154	70	45%	8	2	0	62	62	7
CFTC	CFTC-2010-0196	452	69	15%	4	6	0	65	65	46
CFPB	CFPB-2013-0033	183	67	37%	2	3	0	65	65	8
CFTC	CFTC-2011-0049	285	63	22%	5	7	0	58	58	12
CFPB	CFPB-2016-0038	267	56	21%	11	1	0	45	45	2
FRS	R-1394_V1	373	55	15%	4	1	0	51	51	0
SEC	S7-41-11	303	54	18%	2	6	0	52	52	35
SEC	S7-08-10	217	50	23%	4	5	0	46	46	13
CFPB	CFPB-2011-0009	113	48	42%	18	2	0	30	30	6
CFPB	CFPB-2011-0002	113	47	42%	0	3	0	47	47	6
CFPB	CFPB-2014-0010	86	47	55%	20	2	0	27	27	4
CFPB	CFPB-2013-0013	88	45	51%	9	0	0	36	36	3
FRS	R-1438	150	45	30%	2	11	0	43	43	11
CFPB	CFPB-2012-0022	161	44	27%	9	1	0	35	35	3
CFPB	CFPB-2012-0050	112	44	39%	11	4	0	33	33	3
CFPB	CFPB-2012-0032	67	43	64%	14	1	0	29	29	3
CFPB	CFPB-2015-0004	65	42	65%	21	0	0	21	21	1
CFPB	CFPB-2012-0031	83	41	49%	22	0	0	19	19	3
CFPB	CFPB-2014-0009	62	41	66%	2	1	0	39	39	0
SEC	S7-08-12	195	41	21%	0	1	0	41	41	6
SEC	S7-03-13	179	39	22%	10	2	0	29	29	20
SEC	S7-07-13	221	38	17%	3	10	0	35	35	15
CFTC	CFTC-2010-0140	184	36	20%	3	1	0	33	33	8
CFTC	CFTC-2011-0066	127	33	26%	0	2	0	33	33	5
CFTC	CFTC-2012-0019	367	33	9%	3	7	0	30	30	13
FRS	R-1413	48	33	69%	28	1	0	5	5	0
CFTC	CFTC-2010-0115	905	32	4%	5	1	0	27	27	6
NCUA	Incentive-based Compensation Arrangements	67	32	48%	0	0	0	32	32	4
SEC	S7-06-13	344	32	9%	0	1	0	32	32	5
SEC	S7-39-10	87	32	37%	2	4	0	30	30	5
SEC	S7-42-10	137	32	23%	1	4	0	31	31	6
SEC	S7-33-10	101	31	31%	0	2	0	31	31	2
CFPB	CFPB-2013-0010	60	30	50%	5	1	0	25	25	3
CFTC	CFTC-2010-0138	165	30	18%	5	0	0	25	25	6
FRS	R-1443_V1	42	30	71%	18	0	0	12	12	1
CFTC	CFTC-2010-0178	128	26	20%	0	5	0	26	26	7
CFTC	CFTC-2013-0098	63	26	41%	0	0	0	26	26	3
FRS	R-1536	64	25	39%	0	4	0	25	25	3
SEC	S7-12-11	102	25	25%	1	1	0	24	24	20
SEC	S7-34-10	125	25	20%	0	1	0	25	25	7
CFTC	CFTC-2010-0179	110	24	22%	0	2	0	24	24	6
CFTC	CFTC-2010-0193	94	23	24%	0	2	0	23	23	1
CFTC	CFTC-2012-0138	117	23	20%	2	1	0	21	21	3
FRS	R-1419	59	23	39%	11	3	0	12	12	2
CFPB	CFPB-2012-0005	73	21	29%	0	1	0	21	21	9
CFTC	CFTC-2011-0070	49	21	43%	0	0	0	21	21	0
CFTC	CFTC-2012-0037	116	21	18%	0	2	0	21	21	8
SEC	S7-16-11	41	21	51%	0	1	0	21	21	2
CFTC	CFTC-2011-0020	88	20	23%	0	0	0	20	20	4
CFTC	CFTC-2011-0018	66	19	29%	0	1	0	19	19	3
CFTC	CFTC-2011-0058	60	19	32%	1	0	0	18	18	1
CFTC	CFTC-2010-0153	122	18	15%	3	1	0	15	15	1
CFTC	CFTC-2012-0088	28	18	64%	1	0	0	17	17	0
FRS	R-1407_V1	30	18	60%	3	0	0	15	15	2
CFPB	CFPB-2017-0018	36	17	47%	2	0	0	15	15	0
CFPB	CFPB-2017-0021	28	17	61%	5	0	0	12	12	0
CFTC	CFTC-2010-0109	133	17	13%	1	7	0	16	16	4
FRS	R-1410	74	17	23%	3	2	0	14	14	13
CFPB	CFPB-2013-0031	38	16	42%	2	0	0	14	14	0
CFTC	CFTC-2011-0003	186	16	9%	0	7	0	16	16	9
CFTC	CFTC-2010-0154	38	15	39%	0	0	0	15	15	2
SEC	S7-26-10	45	15	33%	0	0	0	15	15	4
CFPB	CFPB-2013-0020	31	14	45%	1	1	0	13	13	1
CFPB	CFPB-2014-0008	35	14	40%	4	4	0	10	10	3
CFTC	CFTC-2010-0158	59	14	24%	1	1	0	13	13	4
CFTC	CFTC-2011-0005	80	14	18%	2	1	0	12	12	2
CFTC	CFTC-2011-0016	41	14	34%	0	1	0	14	14	2
CFTC	CFTC-2012-0102	38	14	37%	1	2	0	13	13	0
SEC	S7-24-10	38	14	37%	0	0	0	14	14	4
SEC	S7-25-11	47	14	30%	0	0	0	14	14	0
SEC	S7-27-10	75	14	19%	0	0	0	14	14	3
SEC	S7-40-11	45	14	31%	0	0	0	14	14	4
CFPB	CFPB-2013-0029	20	13	65%	4	1	0	9	9	2
CFTC	CFTC-2016-0109	69	13	19%	0	3	0	13	13	2
FRS	R-1550	50	13	26%	0	1	0	13	13	5
NCUA	3133-AE22	31	13	42%	0	0	0	13	13	1
SEC	S7-08-13	31	13	42%	2	1	0	11	11	2
SEC	S7-12-15	46	13	28%	1	3	0	12	12	3
SEC	S7-23-07	37	13	35%	0	0	0	13	13	1
SEC	S7-36-10	57	13	23%	0	0	0	13	13	5
CFTC	CFTC-2010-0194	61	12	20%	1	2	0	11	11	3
FRS	R-1486_V1	39	12	31%	2	0	0	10	10	1
CFPB	CFPB-2012-0021	32	11	34%	0	1	0	11	11	4
FRS	R-1392_V1	14	11	79%	4	0	0	7	7	0
FRS	R-1460_V1	23	11	48%	1	1	0	10	10	2
FRS	R-1534	27	11	41%	1	3	0	10	10	2
FRS	R-1538	26	11	42%	0	0	0	11	11	3
CFPB	CFPB-2012-0010	25	10	40%	2	2	0	8	8	1
CFPB	CFPB-2013-0005	54	10	19%	0	0	0	10	10	2
CFPB	CFPB-2013-0009	17	10	59%	5	0	0	5	5	1
CFPB	CFPB-2014-0028	27	10	37%	3	1	0	7	7	2
FRS	R-1537	29	10	34%	0	2	0	10	10	4
SEC	S7-06-11	45	10	22%	0	4	0	10	10	1
SEC	S7-07-15	55	10	18%	1	9	0	9	9	1
SEC	S7-12-10	97	10	10%	0	2	0	10	10	7
SEC	S7-31-10	48	10	21%	0	2	0	10	10	1
SEC	S7-43-10	17	10	59%	0	0	0	10	10	2
CFPB	CFPB-2011-0031	21	9	43%	1	0	0	8	8	2
CFTC	CFTC-2010-0155	30	9	30%	0	0	0	9	9	3
CFTC	CFTC-2010-0177	29	9	31%	0	0	0	9	9	4
CFTC	CFTC-2010-0186	32	9	28%	0	3	0	9	9	1
CFTC	CFTC-2010-0195	35	9	26%	0	0	0	9	9	5
FRS	R-1401_V2	29	9	31%	1	1	0	8	8	4
FRS	R-1505	19	9	47%	1	1	0	8	8	2
SEC	S7-02-13	29	9	31%	0	0	0	9	9	2
SEC	S7-37-10	87	9	10%	0	1	0	9	9	5
SEC	S7-41-10	22	9	41%	0	0	0	9	9	0
CFPB	CFPB-2014-0006	37	8	22%	0	0	0	8	8	1
CFPB	CFPB-2014-0024	20	8	40%	1	0	0	7	7	2
CFTC	CFTC-2010-0143	18	8	44%	0	0	0	8	8	1
FRS	R-1405	17	8	47%	0	0	0	8	8	3
FRS	R–1415	15	8	53%	2	1	0	6	6	0
SEC	S7-18-08	82	8	10%	0	14	0	8	8	11
SEC	S7-18-11	41	8	20%	0	1	0	8	8	3
CFPB	CFPB-2016-0016	17	7	41%	1	0	0	6	6	1
CFTC	CFTC-2010-0157	31	7	23%	0	0	0	7	7	0
CFTC	CFTC-2010-0162	21	7	33%	0	0	0	7	7	0
CFTC	CFTC-2010-0175	29	7	24%	0	1	0	7	7	1
CFTC	CFTC-2011-0002	78	7	9%	3	1	0	4	4	7
CFTC	CFTC-2011-0071	41	7	17%	0	2	0	7	7	3
CFTC	CFTC-2016-0090	26	7	27%	0	1	0	7	7	0
FRS	R-1399_V1	12	7	58%	1	0	0	6	6	0
FRS	R-1414	18	7	39%	0	0	0	7	7	1
FRS	R-1457	18	7	39%	0	0	0	7	7	1
FRS	R-1480	12	7	58%	2	0	0	5	5	0
FRS	R-1539	25	7	28%	0	3	0	7	7	2
NCUA	Share Insurance and Appendix	18	7	39%	0	0	0	7	7	1
SEC	S7-07-11	36	7	19%	0	0	0	7	7	3
SEC	S7-25-10	31	7	23%	1	0	0	6	6	1
SEC	S7-32-10	14	7	50%	0	0	0	7	7	0
SEC	S7-38-11	32	7	22%	0	1	0	7	7	3
CFPB	CFPB-2011-0004	9	6	67%	0	0	0	6	6	0
CFPB	CFPB-2011-0023	8	6	75%	0	0	0	6	6	0
CFPB	CFPB-2014-0003	12	6	50%	0	0	0	6	6	2
CFTC	CFTC-2010-0165	46	6	13%	0	0	0	6	6	1
CFTC	CFTC-2010-0167	27	6	22%	1	0	0	5	5	0
CFTC	CFTC-2010-0187	16	6	38%	0	0	0	6	6	1
CFTC	CFTC-2011-0105	47	6	13%	0	1	0	6	6	1
CFTC	CFTC-2012-0023	38	6	16%	1	0	0	5	5	4
CFTC	CFTC-2015-0053	17	6	35%	0	0	0	6	6	1
CFTC	CFTC-2016-0107	41	6	15%	1	0	0	5	5	2
CFTC	CFTC-2017-0027	9	6	67%	2	0	0	4	4	0
FRS	R-1443_V2	11	6	55%	1	0	0	5	5	0
SEC	S7-05-11	34	6	18%	1	0	0	5	5	5
SEC	S7-09-15	37	6	16%	1	1	0	5	5	2
SEC	S7-21-11	21	6	29%	0	0	0	6	6	0
SEC	S7-35-10	31	6	19%	0	0	0	6	6	4
CFPB	CFPB-2011-0003	9	5	56%	0	0	0	5	5	1
CFPB	CFPB-2011-0022	5	5	100%	0	0	0	5	5	0
CFPB	CFPB-2011-0029	10	5	50%	0	0	0	5	5	0
CFPB	CFPB-2016-0039	26	5	19%	0	1	0	5	5	0
CFTC	CFTC-2010-0174	30	5	17%	0	1	0	5	5	2
CFTC	CFTC-2010-0200	33	5	15%	0	0	0	5	5	2
CFTC	CFTC-2011-0017	11	5	45%	0	1	0	5	5	0
CFTC	CFTC-2014-0044	12	5	42%	0	0	0	5	5	0
FRS	R-1540	14	5	36%	0	2	0	5	5	2
FRS	R–1405	7	5	71%	1	0	0	4	4	0
SEC	S7-04-11	22	5	23%	0	0	0	5	5	0
SEC	S7-08-11	26	5	19%	0	1	0	5	5	3
SEC	S7-13-11	38	5	13%	0	2	0	5	5	4
SEC	S7-17-11	18	5	28%	0	0	0	5	5	0
SEC	S7-44-10	15	5	33%	0	0	0	5	5	3
CFPB	CFPB-2011-0019	9	4	44%	0	0	0	4	4	2
CFPB	CFPB-2011-0020	5	4	80%	1	0	0	3	3	0
CFPB	CFPB-2011-0021	11	4	36%	1	0	0	3	3	1
CFPB	CFPB-2011-0024	6	4	67%	0	0	0	4	4	0
CFPB	CFPB-2011-0026	5	4	80%	0	0	0	4	4	0
CFPB	CFPB-2011-0027	5	4	80%	1	0	0	3	3	1
CFPB	CFPB-2011-0028	6	4	67%	0	0	0	4	4	0
CFTC	CFTC-2010-0132	21	4	19%	1	0	0	3	3	0
CFTC	CFTC-2010-0137	15	4	27%	1	0	0	3	3	1
CFTC	CFTC-2010-0156	9	4	44%	0	0	0	4	4	0
CFTC	CFTC-2010-0161	63	4	6%	0	0	0	4	4	0
CFTC	CFTC-2010-0166	38	4	11%	0	0	0	4	4	1
CFTC	CFTC-2010-0183	13	4	31%	0	0	0	4	4	0
CFTC	CFTC-2011-0019	21	4	19%	0	0	0	4	4	2
CFTC	CFTC-2012-0110	10	4	40%	0	0	0	4	4	0
CFTC	CFTC-2017-0002	17	4	24%	1	0	0	3	3	0
FRS	R-1492	17	4	24%	1	5	0	3	3	1
SEC	S7-01-15	16	4	25%	0	0	0	4	4	0
SEC	S7-06-15	9	4	44%	0	0	0	4	4	0
SEC	S7-15-11	9	4	44%	0	0	0	4	4	0
CFPB	CFPB-2011-0007	5	3	60%	0	0	0	3	3	0
CFPB	CFPB-2011-0030	6	3	50%	0	0	0	3	3	1
CFPB	CFPB-2020-0010	9	3	33%	1	0	0	2	2	0
CFTC	CFTC-2010-0160	18	3	17%	0	0	0	3	3	0
CFTC	CFTC-2010-0189	9	3	33%	0	0	0	3	3	0
CFTC	CFTC-2011-0029	38	3	8%	0	0	0	3	3	1
CFTC	CFTC-2011-0047	12	3	25%	0	0	0	3	3	0
CFTC	CFTC-2011-0104	26	3	12%	0	0	0	3	3	1
CFTC	CFTC-2011-0148	33	3	9%	0	0	0	3	3	0
CFTC	CFTC-2012-0097	12	3	25%	0	0	0	3	3	0
CFTC	CFTC-2016-0024	16	3	19%	0	0	0	3	3	0
CFTC	CFTC-2016-0052	10	3	30%	0	0	0	3	3	0
FRS	R-1391	18	3	17%	0	2	0	3	3	2
FRS	R-1397	11	3	27%	0	2	0	3	3	1
FRS	R-1412	9	3	33%	0	0	0	3	3	0
FRS	R-1415	7	3	43%	0	1	0	3	3	0
FRS	R-1426	4	3	75%	0	0	0	3	3	0
FRS	R-1438_V1	3	3	100%	2	0	0	1	1	0
FRS	R-1458	3	3	100%	0	0	0	3	3	0
FRS	R-1476_V1	7	3	43%	0	0	0	3	3	1
FRS	R-1482_V1	3	3	100%	2	0	0	1	1	0
FRS	R-1487	9	3	33%	1	1	0	2	2	1
FRS	R-1548	12	3	25%	1	2	0	2	2	1
SEC	S7-02-12	9	3	33%	0	0	0	3	3	1
SEC	S7-03-11	6	3	50%	0	0	0	3	3	0
SEC	S7-03-15	13	3	23%	0	0	0	3	3	1
SEC	S7-10-11	4	3	75%	0	0	0	3	3	0
SEC	S7-23-11	16	3	19%	0	0	0	3	3	1
SEC	S7-30-10	16	3	19%	0	0	0	3	3	1
CFPB	CFPB-2011-0005	6	2	33%	0	0	0	2	2	1
CFPB	CFPB-2011-0006	4	2	50%	0	0	0	2	2	0
CFTC	CFTC-2011-0026	16	2	12%	0	0	0	2	2	0
CFTC	CFTC-2011-0033	7	2	29%	0	0	0	2	2	0
CFTC	CFTC-2012-0032	8	2	25%	0	0	0	2	2	0
CFTC	CFTC-2012-0101	29	2	7%	0	0	0	2	2	4
CFTC	CFTC-2015-0057	4	2	50%	0	0	0	2	2	1
CFTC	CFTC-2016-0070	7	2	29%	0	0	0	2	2	1
CFTC	CFTC-2016-0073	6	2	33%	0	0	0	2	2	0
FRS	R-1400_V1	2	2	100%	0	0	0	2	2	0
FRS	R-1455	5	2	40%	0	0	0	2	2	1
FRS	R-1489	7	2	29%	0	0	0	2	2	3
SEC	S7-05-14	12	2	17%	0	0	0	2	2	0
SEC	S7-14-15	3	2	67%	0	0	0	2	2	0
SEC	S7-19-10	5	2	40%	0	0	0	2	2	0
CFPB	CFPB-2011-0025	3	1	33%	0	0	0	1	1	0
CFPB	CFPB-2011-0032	4	1	25%	0	0	0	1	1	0
CFPB	CFPB-2013-0001	1	1	100%	0	0	0	1	1	0
CFPB	CFPB-2016-0037	2	1	50%	0	0	0	1	1	0
CFTC	CFTC-2011-0028	3	1	33%	0	0	0	1	1	0
CFTC	CFTC-2013-0071	11	1	9%	1	0	0	0	0	0
CFTC	CFTC-2014-0025	5	1	20%	0	0	0	1	1	0
CFTC	CFTC-2017-0003	1	1	100%	0	0	0	1	1	0
FRS	R-1401	7	1	14%	0	1	0	1	1	2
FRS	R-1428	3	1	33%	1	0	0	0	0	0
FRS	R-1430	1	1	100%	0	0	0	1	1	0
FRS	R-1488	2	1	50%	0	0	0	1	1	0
FRS	R-1529	3	1	33%	0	0	0	1	1	0
FRS	R-1535	1	1	100%	0	0	0	1	1	0
FRS	R–1477	7	1	14%	0	0	0	1	1	2
NCUA	NA	1	1	100%	0	0	0	1	1	0
SEC	S7-02-11	4	1	25%	0	0	0	1	1	1
SEC	S7-09-14	2	1	50%	0	0	0	1	1	0
SEC	S7-11-11	10	1	10%	0	0	0	1	1	0
SEC	S7-22-11	4	1	25%	0	0	0	1	1	1
CFPB	CFPB-2013-0012	5	0	0%	0	0	0	0	0	0
CFPB	CFPB-2013-0030	1	0	0%	0	0	0	0	0	0
CFPB	CFPB-2016-0035	1	0	0%	0	0	0	0	0	0
CFTC	CFTC-2010-0148	3	0	0%	0	0	0	0	0	0
CFTC	CFTC-2010-0152	3	0	0%	0	0	0	0	0	0
CFTC	CFTC-2012-0069	1	0	0%	0	0	0	0	0	0
CFTC	CFTC-2012-0079	5	0	0%	0	0	0	0	0	0
CFTC	CFTC-2013-0032	2	0	0%	0	0	0	0	0	0
CFTC	CFTC-2016-0064	5	0	0%	0	0	0	0	0	0
CFTC	CFTC-2016-0068	2	0	0%	0	0	0	0	0	0
CFTC	CFTC-2017-0005	19	0	0%	0	3	0	0	0	0
SEC	S7-15-15	2	0	0%	0	0	0	0	0	1
SEC	S7-26-11	4	0	0%	0	0	0	0	0	0
SEC	S7-28-10	2	0	0%	0	0	0	0	0	0
SEC	S7-30-11	9	0	0%	0	0	0	0	0	0
SEC	S7-35-11	22	0	0%	0	1	0	0	0	1

Dockets with the fewest commments matched

docket_table %<>% 
  arrange(`Any Resources Measure`) 

# min
docket_table %>% 
  # filter(`Any Resources Measure` < 1) %>% 
  knitr::kable() %>% 
  kable_paper(full_width = F) %>%
  column_spec(5, color = "white",
              background = spec_color(docket_table$Comments/ docket_table$`Any Resources Measure`, begin = .1, end = .9, direction = 1, option = 3) ) %>% 
  scroll_box(height = "400px")

Agency	Docket	Comments	Any Resources Measure	Percent	FDIC Assets	Market Cap (CIK)	Market Cap (Compustat)	501c3 Assets	501c3 Revenue	Campaign Donations
CFPB	CFPB-2013-0012	5	0	0%	0	0	0	0	0	0
CFPB	CFPB-2013-0030	1	0	0%	0	0	0	0	0	0
CFPB	CFPB-2016-0035	1	0	0%	0	0	0	0	0	0
CFTC	CFTC-2010-0148	3	0	0%	0	0	0	0	0	0
CFTC	CFTC-2010-0152	3	0	0%	0	0	0	0	0	0
CFTC	CFTC-2012-0069	1	0	0%	0	0	0	0	0	0
CFTC	CFTC-2012-0079	5	0	0%	0	0	0	0	0	0
CFTC	CFTC-2013-0032	2	0	0%	0	0	0	0	0	0
CFTC	CFTC-2016-0064	5	0	0%	0	0	0	0	0	0
CFTC	CFTC-2016-0068	2	0	0%	0	0	0	0	0	0
CFTC	CFTC-2017-0005	19	0	0%	0	3	0	0	0	0
SEC	S7-15-15	2	0	0%	0	0	0	0	0	1
SEC	S7-26-11	4	0	0%	0	0	0	0	0	0
SEC	S7-28-10	2	0	0%	0	0	0	0	0	0
SEC	S7-30-11	9	0	0%	0	0	0	0	0	0
SEC	S7-35-11	22	0	0%	0	1	0	0	0	1
CFPB	CFPB-2011-0025	3	1	33%	0	0	0	1	1	0
CFPB	CFPB-2011-0032	4	1	25%	0	0	0	1	1	0
CFPB	CFPB-2013-0001	1	1	100%	0	0	0	1	1	0
CFPB	CFPB-2016-0037	2	1	50%	0	0	0	1	1	0
CFTC	CFTC-2011-0028	3	1	33%	0	0	0	1	1	0
CFTC	CFTC-2013-0071	11	1	9%	1	0	0	0	0	0
CFTC	CFTC-2014-0025	5	1	20%	0	0	0	1	1	0
CFTC	CFTC-2017-0003	1	1	100%	0	0	0	1	1	0
FRS	R-1401	7	1	14%	0	1	0	1	1	2
FRS	R-1428	3	1	33%	1	0	0	0	0	0
FRS	R-1430	1	1	100%	0	0	0	1	1	0
FRS	R-1488	2	1	50%	0	0	0	1	1	0
FRS	R-1529	3	1	33%	0	0	0	1	1	0
FRS	R-1535	1	1	100%	0	0	0	1	1	0
FRS	R–1477	7	1	14%	0	0	0	1	1	2
NCUA	NA	1	1	100%	0	0	0	1	1	0
SEC	S7-02-11	4	1	25%	0	0	0	1	1	1
SEC	S7-09-14	2	1	50%	0	0	0	1	1	0
SEC	S7-11-11	10	1	10%	0	0	0	1	1	0
SEC	S7-22-11	4	1	25%	0	0	0	1	1	1
CFPB	CFPB-2011-0005	6	2	33%	0	0	0	2	2	1
CFPB	CFPB-2011-0006	4	2	50%	0	0	0	2	2	0
CFTC	CFTC-2011-0026	16	2	12%	0	0	0	2	2	0
CFTC	CFTC-2011-0033	7	2	29%	0	0	0	2	2	0
CFTC	CFTC-2012-0032	8	2	25%	0	0	0	2	2	0
CFTC	CFTC-2012-0101	29	2	7%	0	0	0	2	2	4
CFTC	CFTC-2015-0057	4	2	50%	0	0	0	2	2	1
CFTC	CFTC-2016-0070	7	2	29%	0	0	0	2	2	1
CFTC	CFTC-2016-0073	6	2	33%	0	0	0	2	2	0
FRS	R-1400_V1	2	2	100%	0	0	0	2	2	0
FRS	R-1455	5	2	40%	0	0	0	2	2	1
FRS	R-1489	7	2	29%	0	0	0	2	2	3
SEC	S7-05-14	12	2	17%	0	0	0	2	2	0
SEC	S7-14-15	3	2	67%	0	0	0	2	2	0
SEC	S7-19-10	5	2	40%	0	0	0	2	2	0
CFPB	CFPB-2011-0007	5	3	60%	0	0	0	3	3	0
CFPB	CFPB-2011-0030	6	3	50%	0	0	0	3	3	1
CFPB	CFPB-2020-0010	9	3	33%	1	0	0	2	2	0
CFTC	CFTC-2010-0160	18	3	17%	0	0	0	3	3	0
CFTC	CFTC-2010-0189	9	3	33%	0	0	0	3	3	0
CFTC	CFTC-2011-0029	38	3	8%	0	0	0	3	3	1
CFTC	CFTC-2011-0047	12	3	25%	0	0	0	3	3	0
CFTC	CFTC-2011-0104	26	3	12%	0	0	0	3	3	1
CFTC	CFTC-2011-0148	33	3	9%	0	0	0	3	3	0
CFTC	CFTC-2012-0097	12	3	25%	0	0	0	3	3	0
CFTC	CFTC-2016-0024	16	3	19%	0	0	0	3	3	0
CFTC	CFTC-2016-0052	10	3	30%	0	0	0	3	3	0
FRS	R-1391	18	3	17%	0	2	0	3	3	2
FRS	R-1397	11	3	27%	0	2	0	3	3	1
FRS	R-1412	9	3	33%	0	0	0	3	3	0
FRS	R-1415	7	3	43%	0	1	0	3	3	0
FRS	R-1426	4	3	75%	0	0	0	3	3	0
FRS	R-1438_V1	3	3	100%	2	0	0	1	1	0
FRS	R-1458	3	3	100%	0	0	0	3	3	0
FRS	R-1476_V1	7	3	43%	0	0	0	3	3	1
FRS	R-1482_V1	3	3	100%	2	0	0	1	1	0
FRS	R-1487	9	3	33%	1	1	0	2	2	1
FRS	R-1548	12	3	25%	1	2	0	2	2	1
SEC	S7-02-12	9	3	33%	0	0	0	3	3	1
SEC	S7-03-11	6	3	50%	0	0	0	3	3	0
SEC	S7-03-15	13	3	23%	0	0	0	3	3	1
SEC	S7-10-11	4	3	75%	0	0	0	3	3	0
SEC	S7-23-11	16	3	19%	0	0	0	3	3	1
SEC	S7-30-10	16	3	19%	0	0	0	3	3	1
CFPB	CFPB-2011-0019	9	4	44%	0	0	0	4	4	2
CFPB	CFPB-2011-0020	5	4	80%	1	0	0	3	3	0
CFPB	CFPB-2011-0021	11	4	36%	1	0	0	3	3	1
CFPB	CFPB-2011-0024	6	4	67%	0	0	0	4	4	0
CFPB	CFPB-2011-0026	5	4	80%	0	0	0	4	4	0
CFPB	CFPB-2011-0027	5	4	80%	1	0	0	3	3	1
CFPB	CFPB-2011-0028	6	4	67%	0	0	0	4	4	0
CFTC	CFTC-2010-0132	21	4	19%	1	0	0	3	3	0
CFTC	CFTC-2010-0137	15	4	27%	1	0	0	3	3	1
CFTC	CFTC-2010-0156	9	4	44%	0	0	0	4	4	0
CFTC	CFTC-2010-0161	63	4	6%	0	0	0	4	4	0
CFTC	CFTC-2010-0166	38	4	11%	0	0	0	4	4	1
CFTC	CFTC-2010-0183	13	4	31%	0	0	0	4	4	0
CFTC	CFTC-2011-0019	21	4	19%	0	0	0	4	4	2
CFTC	CFTC-2012-0110	10	4	40%	0	0	0	4	4	0
CFTC	CFTC-2017-0002	17	4	24%	1	0	0	3	3	0
FRS	R-1492	17	4	24%	1	5	0	3	3	1
SEC	S7-01-15	16	4	25%	0	0	0	4	4	0
SEC	S7-06-15	9	4	44%	0	0	0	4	4	0
SEC	S7-15-11	9	4	44%	0	0	0	4	4	0
CFPB	CFPB-2011-0003	9	5	56%	0	0	0	5	5	1
CFPB	CFPB-2011-0022	5	5	100%	0	0	0	5	5	0
CFPB	CFPB-2011-0029	10	5	50%	0	0	0	5	5	0
CFPB	CFPB-2016-0039	26	5	19%	0	1	0	5	5	0
CFTC	CFTC-2010-0174	30	5	17%	0	1	0	5	5	2
CFTC	CFTC-2010-0200	33	5	15%	0	0	0	5	5	2
CFTC	CFTC-2011-0017	11	5	45%	0	1	0	5	5	0
CFTC	CFTC-2014-0044	12	5	42%	0	0	0	5	5	0
FRS	R-1540	14	5	36%	0	2	0	5	5	2
FRS	R–1405	7	5	71%	1	0	0	4	4	0
SEC	S7-04-11	22	5	23%	0	0	0	5	5	0
SEC	S7-08-11	26	5	19%	0	1	0	5	5	3
SEC	S7-13-11	38	5	13%	0	2	0	5	5	4
SEC	S7-17-11	18	5	28%	0	0	0	5	5	0
SEC	S7-44-10	15	5	33%	0	0	0	5	5	3
CFPB	CFPB-2011-0004	9	6	67%	0	0	0	6	6	0
CFPB	CFPB-2011-0023	8	6	75%	0	0	0	6	6	0
CFPB	CFPB-2014-0003	12	6	50%	0	0	0	6	6	2
CFTC	CFTC-2010-0165	46	6	13%	0	0	0	6	6	1
CFTC	CFTC-2010-0167	27	6	22%	1	0	0	5	5	0
CFTC	CFTC-2010-0187	16	6	38%	0	0	0	6	6	1
CFTC	CFTC-2011-0105	47	6	13%	0	1	0	6	6	1
CFTC	CFTC-2012-0023	38	6	16%	1	0	0	5	5	4
CFTC	CFTC-2015-0053	17	6	35%	0	0	0	6	6	1
CFTC	CFTC-2016-0107	41	6	15%	1	0	0	5	5	2
CFTC	CFTC-2017-0027	9	6	67%	2	0	0	4	4	0
FRS	R-1443_V2	11	6	55%	1	0	0	5	5	0
SEC	S7-05-11	34	6	18%	1	0	0	5	5	5
SEC	S7-09-15	37	6	16%	1	1	0	5	5	2
SEC	S7-21-11	21	6	29%	0	0	0	6	6	0
SEC	S7-35-10	31	6	19%	0	0	0	6	6	4
CFPB	CFPB-2016-0016	17	7	41%	1	0	0	6	6	1
CFTC	CFTC-2010-0157	31	7	23%	0	0	0	7	7	0
CFTC	CFTC-2010-0162	21	7	33%	0	0	0	7	7	0
CFTC	CFTC-2010-0175	29	7	24%	0	1	0	7	7	1
CFTC	CFTC-2011-0002	78	7	9%	3	1	0	4	4	7
CFTC	CFTC-2011-0071	41	7	17%	0	2	0	7	7	3
CFTC	CFTC-2016-0090	26	7	27%	0	1	0	7	7	0
FRS	R-1399_V1	12	7	58%	1	0	0	6	6	0
FRS	R-1414	18	7	39%	0	0	0	7	7	1
FRS	R-1457	18	7	39%	0	0	0	7	7	1
FRS	R-1480	12	7	58%	2	0	0	5	5	0
FRS	R-1539	25	7	28%	0	3	0	7	7	2
NCUA	Share Insurance and Appendix	18	7	39%	0	0	0	7	7	1
SEC	S7-07-11	36	7	19%	0	0	0	7	7	3
SEC	S7-25-10	31	7	23%	1	0	0	6	6	1
SEC	S7-32-10	14	7	50%	0	0	0	7	7	0
SEC	S7-38-11	32	7	22%	0	1	0	7	7	3
CFPB	CFPB-2014-0006	37	8	22%	0	0	0	8	8	1
CFPB	CFPB-2014-0024	20	8	40%	1	0	0	7	7	2
CFTC	CFTC-2010-0143	18	8	44%	0	0	0	8	8	1
FRS	R-1405	17	8	47%	0	0	0	8	8	3
FRS	R–1415	15	8	53%	2	1	0	6	6	0
SEC	S7-18-08	82	8	10%	0	14	0	8	8	11
SEC	S7-18-11	41	8	20%	0	1	0	8	8	3
CFPB	CFPB-2011-0031	21	9	43%	1	0	0	8	8	2
CFTC	CFTC-2010-0155	30	9	30%	0	0	0	9	9	3
CFTC	CFTC-2010-0177	29	9	31%	0	0	0	9	9	4
CFTC	CFTC-2010-0186	32	9	28%	0	3	0	9	9	1
CFTC	CFTC-2010-0195	35	9	26%	0	0	0	9	9	5
FRS	R-1401_V2	29	9	31%	1	1	0	8	8	4
FRS	R-1505	19	9	47%	1	1	0	8	8	2
SEC	S7-02-13	29	9	31%	0	0	0	9	9	2
SEC	S7-37-10	87	9	10%	0	1	0	9	9	5
SEC	S7-41-10	22	9	41%	0	0	0	9	9	0
CFPB	CFPB-2012-0010	25	10	40%	2	2	0	8	8	1
CFPB	CFPB-2013-0005	54	10	19%	0	0	0	10	10	2
CFPB	CFPB-2013-0009	17	10	59%	5	0	0	5	5	1
CFPB	CFPB-2014-0028	27	10	37%	3	1	0	7	7	2
FRS	R-1537	29	10	34%	0	2	0	10	10	4
SEC	S7-06-11	45	10	22%	0	4	0	10	10	1
SEC	S7-07-15	55	10	18%	1	9	0	9	9	1
SEC	S7-12-10	97	10	10%	0	2	0	10	10	7
SEC	S7-31-10	48	10	21%	0	2	0	10	10	1
SEC	S7-43-10	17	10	59%	0	0	0	10	10	2
CFPB	CFPB-2012-0021	32	11	34%	0	1	0	11	11	4
FRS	R-1392_V1	14	11	79%	4	0	0	7	7	0
FRS	R-1460_V1	23	11	48%	1	1	0	10	10	2
FRS	R-1534	27	11	41%	1	3	0	10	10	2
FRS	R-1538	26	11	42%	0	0	0	11	11	3
CFTC	CFTC-2010-0194	61	12	20%	1	2	0	11	11	3
FRS	R-1486_V1	39	12	31%	2	0	0	10	10	1
CFPB	CFPB-2013-0029	20	13	65%	4	1	0	9	9	2
CFTC	CFTC-2016-0109	69	13	19%	0	3	0	13	13	2
FRS	R-1550	50	13	26%	0	1	0	13	13	5
NCUA	3133-AE22	31	13	42%	0	0	0	13	13	1
SEC	S7-08-13	31	13	42%	2	1	0	11	11	2
SEC	S7-12-15	46	13	28%	1	3	0	12	12	3
SEC	S7-23-07	37	13	35%	0	0	0	13	13	1
SEC	S7-36-10	57	13	23%	0	0	0	13	13	5
CFPB	CFPB-2013-0020	31	14	45%	1	1	0	13	13	1
CFPB	CFPB-2014-0008	35	14	40%	4	4	0	10	10	3
CFTC	CFTC-2010-0158	59	14	24%	1	1	0	13	13	4
CFTC	CFTC-2011-0005	80	14	18%	2	1	0	12	12	2
CFTC	CFTC-2011-0016	41	14	34%	0	1	0	14	14	2
CFTC	CFTC-2012-0102	38	14	37%	1	2	0	13	13	0
SEC	S7-24-10	38	14	37%	0	0	0	14	14	4
SEC	S7-25-11	47	14	30%	0	0	0	14	14	0
SEC	S7-27-10	75	14	19%	0	0	0	14	14	3
SEC	S7-40-11	45	14	31%	0	0	0	14	14	4
CFTC	CFTC-2010-0154	38	15	39%	0	0	0	15	15	2
SEC	S7-26-10	45	15	33%	0	0	0	15	15	4
CFPB	CFPB-2013-0031	38	16	42%	2	0	0	14	14	0
CFTC	CFTC-2011-0003	186	16	9%	0	7	0	16	16	9
CFPB	CFPB-2017-0018	36	17	47%	2	0	0	15	15	0
CFPB	CFPB-2017-0021	28	17	61%	5	0	0	12	12	0
CFTC	CFTC-2010-0109	133	17	13%	1	7	0	16	16	4
FRS	R-1410	74	17	23%	3	2	0	14	14	13
CFTC	CFTC-2010-0153	122	18	15%	3	1	0	15	15	1
CFTC	CFTC-2012-0088	28	18	64%	1	0	0	17	17	0
FRS	R-1407_V1	30	18	60%	3	0	0	15	15	2
CFTC	CFTC-2011-0018	66	19	29%	0	1	0	19	19	3
CFTC	CFTC-2011-0058	60	19	32%	1	0	0	18	18	1
CFTC	CFTC-2011-0020	88	20	23%	0	0	0	20	20	4
CFPB	CFPB-2012-0005	73	21	29%	0	1	0	21	21	9
CFTC	CFTC-2011-0070	49	21	43%	0	0	0	21	21	0
CFTC	CFTC-2012-0037	116	21	18%	0	2	0	21	21	8
SEC	S7-16-11	41	21	51%	0	1	0	21	21	2
CFTC	CFTC-2010-0193	94	23	24%	0	2	0	23	23	1
CFTC	CFTC-2012-0138	117	23	20%	2	1	0	21	21	3
FRS	R-1419	59	23	39%	11	3	0	12	12	2
CFTC	CFTC-2010-0179	110	24	22%	0	2	0	24	24	6
FRS	R-1536	64	25	39%	0	4	0	25	25	3
SEC	S7-12-11	102	25	25%	1	1	0	24	24	20
SEC	S7-34-10	125	25	20%	0	1	0	25	25	7
CFTC	CFTC-2010-0178	128	26	20%	0	5	0	26	26	7
CFTC	CFTC-2013-0098	63	26	41%	0	0	0	26	26	3
CFPB	CFPB-2013-0010	60	30	50%	5	1	0	25	25	3
CFTC	CFTC-2010-0138	165	30	18%	5	0	0	25	25	6
FRS	R-1443_V1	42	30	71%	18	0	0	12	12	1
SEC	S7-33-10	101	31	31%	0	2	0	31	31	2
CFTC	CFTC-2010-0115	905	32	4%	5	1	0	27	27	6
NCUA	Incentive-based Compensation Arrangements	67	32	48%	0	0	0	32	32	4
SEC	S7-06-13	344	32	9%	0	1	0	32	32	5
SEC	S7-39-10	87	32	37%	2	4	0	30	30	5
SEC	S7-42-10	137	32	23%	1	4	0	31	31	6
CFTC	CFTC-2011-0066	127	33	26%	0	2	0	33	33	5
CFTC	CFTC-2012-0019	367	33	9%	3	7	0	30	30	13
FRS	R-1413	48	33	69%	28	1	0	5	5	0
CFTC	CFTC-2010-0140	184	36	20%	3	1	0	33	33	8
SEC	S7-07-13	221	38	17%	3	10	0	35	35	15
SEC	S7-03-13	179	39	22%	10	2	0	29	29	20
CFPB	CFPB-2012-0031	83	41	49%	22	0	0	19	19	3
CFPB	CFPB-2014-0009	62	41	66%	2	1	0	39	39	0
SEC	S7-08-12	195	41	21%	0	1	0	41	41	6
CFPB	CFPB-2015-0004	65	42	65%	21	0	0	21	21	1
CFPB	CFPB-2012-0032	67	43	64%	14	1	0	29	29	3
CFPB	CFPB-2012-0022	161	44	27%	9	1	0	35	35	3
CFPB	CFPB-2012-0050	112	44	39%	11	4	0	33	33	3
CFPB	CFPB-2013-0013	88	45	51%	9	0	0	36	36	3
FRS	R-1438	150	45	30%	2	11	0	43	43	11
CFPB	CFPB-2011-0002	113	47	42%	0	3	0	47	47	6
CFPB	CFPB-2014-0010	86	47	55%	20	2	0	27	27	4
CFPB	CFPB-2011-0009	113	48	42%	18	2	0	30	30	6
SEC	S7-08-10	217	50	23%	4	5	0	46	46	13
SEC	S7-41-11	303	54	18%	2	6	0	52	52	35
FRS	R-1394_V1	373	55	15%	4	1	0	51	51	0
CFPB	CFPB-2016-0038	267	56	21%	11	1	0	45	45	2
CFTC	CFTC-2011-0049	285	63	22%	5	7	0	58	58	12
CFPB	CFPB-2013-0033	183	67	37%	2	3	0	65	65	8
CFTC	CFTC-2010-0196	452	69	15%	4	6	0	65	65	46
CFPB	CFPB-2014-0033	154	70	45%	8	2	0	62	62	7
CFPB	CFPB-2012-0034	144	71	49%	19	2	0	52	52	4
CFPB	CFPB-2016-0020	682	78	11%	1	5	0	77	77	15
CFTC	CFTC-2012-0058	356	79	22%	18	14	0	61	61	13
SEC	S7-40-10	269	79	29%	6	7	0	73	73	7
CFPB	CFPB-2015-0029	343	80	23%	25	1	0	55	55	2
CFPB	CFPB-2013-0018	278	81	29%	10	3	0	71	71	8
CFPB	CFPB-2012-0033	165	85	52%	33	2	0	52	52	5
FRS	R-1417_V1	279	98	35%	24	3	0	74	74	5
CFPB	CFPB-2019-0022	812	99	12%	3	1	0	96	96	0
CFPB	CFPB-2012-0029	241	101	42%	55	0	0	46	46	10
FRS	R-1432	373	103	28%	6	12	0	97	97	21
CFTC	CFTC-2013-0107	511	114	22%	5	11	0	109	109	16
CFPB	CFPB-2012-0037	647	126	19%	42	19	0	84	84	6
CFPB	CFPB-2011-0008	915	127	14%	26	2	0	101	101	7
SEC	S7-14-11	410	130	32%	4	5	0	126	126	23
FRS	R-1411	494	197	40%	9	9	0	188	188	20
CFPB	CFPB-2019-0021	278	198	71%	167	1	0	31	31	0
CFPB	CFPB-2014-0019	362	206	57%	118	3	0	88	88	7
CFPB	CFPB-2013-0002	865	264	31%	156	11	0	108	108	8
CFTC	CFTC-2011-0013	3549	265	7%	7	110	0	258	258	38
SEC	S7-45-10	769	272	35%	41	6	0	231	231	43
FRS	R-1404	1023	411	40%	200	20	0	211	211	14
CFPB	CFPB-2012-0028	2456	617	25%	241	25	0	376	376	28
FRS	R-1442	1158	835	72%	719	28	0	116	116	8
CFPB	CFPB-2016-0025	29638	3898	13%	92	4	0	3806	3806	156

# clean match data from finreg_commenter_covariates
load(here("data", "match_data_clean.Rdata"))

match_data_clean %>% count(comment_agency)

## # A tibble: 5 × 2
##   comment_agency     n
##   <chr>          <int>
## 1 CFPB           27378
## 2 CFTC            6219
## 3 FRS             3946
## 4 NCUA              90
## 5 SEC             4026

d <- match_data_clean  

#FIXME
d %<>% filter(org_name != "")

# make a numeric
d %<>%  
   mutate(marketcap = coalesce(`CIK-bestMatch:marketcap`, `compustat_resources-bestMatch:marketcap`) ) %>% 
  mutate(marketcap2 = ifelse(str_detect(marketcap, "k"),
                             marketcap %>% str_remove("k") %>% as.numeric() * 1000,
                             marketcap),
         marketcap2 = ifelse(str_detect(marketcap, "M"),
                             marketcap %>% str_remove("M") %>% as.numeric() * 1000000,
                             marketcap2),
         marketcap2 = ifelse(str_detect(marketcap, "B"),
                             marketcap %>% str_remove("B") %>% as.numeric() * 1000000000,
                             marketcap2),
         marketcap2 = ifelse(str_detect(marketcap, "T"),
                             marketcap %>% str_remove("T") %>% as.numeric() * 1000000000000,
                             marketcap2),
         marketcap2 = marketcap2 %>% str_remove(",") %>%  as.numeric(marketcap2))

By organization type

d %<>% mutate(#org_comment = ifelse(is_likely_org == 1, "Likely Org", "Likely Not Org"),
              Agency = str_to_upper(comment_agency))

#d %<>% filter(is_likely_org == 1)

#FIXME changing this 
d %<>% mutate(org_type = best_match_type)

d %<>% mutate(Org_type = org_type %>% 
                str_replace("CIK", "Publicly-traded company\n(SEC + Compustat Data)") %>% 
                str_replace("^Compustat", "Publicly-traded company\n(SEC + Compustat Data)") %>% 
                str_replace("FDIC", "FDIC-Insured Bank") %>% 
                str_replace("Nonprofit", "Nonprofit (IRS Data)") %>% 
                str_replace("FFIEC", "FFIEC Bank/Bank-like Entity") %>% 
                str_replace("OpenSecrets", "PAC Donor (CRP Data)"))

# comments 
d %>% group_by(Agency, Org_type) %>% 
  count() %>% 
  ggplot() +
  aes(x = Agency, y = n, fill = Org_type) + 
  geom_col() + 
  labs(fill = "Type of Organization",
       y = "Number of Comments")


# using best_match_type instead of org_type
#FIXME WHY IS THERE A DIFFERENCE
# d %>% 
#   mutate(Agency = str_spl(comment_agency, "\\|"),
#          org_type = Best_match_type %>% str_remove("_.*")) %>% 
#   unnest(Agency) %>%
#   group_by(Agency, org_type) %>% 
#   count() %>% 
#   ggplot() +
#   aes(x = Agency, y = n, fill = org_type) + 
#   geom_col() + 
#   #facet_wrap("org_comment", scales = "free") +
#   labs(fill = "Type of Organization",
#        y = "Number of Comments")

# unique orgs 
d %>% nrow() 

## [1] 31685

d %>% distinct(org_name) %>% nrow() 

## [1] 6455

d %>% distinct(Agency, Org_type, org_name) %>% 
  group_by(Agency, Org_type) %>% 
  count() %>%
  ggplot() +
  aes(x = Agency, y = n, fill = Org_type) + 
  geom_col() + 
  labs(fill = "Type of Organization",
       y = "Number of Organizations")


org_count_agency <- d %>% 
  count(org_name, org_type, org_resources, Agency)

org_count <- d  %>% 
  count(org_name, org_type, org_resources)

---

Comments per docket

d %>% count(Agency, docket_id) %>% 
  group_by(Agency) %>%
  summarise(mean_comments = mean(n),
            median_comments = median(n)) %>% 
  kablebox()

Agency	mean_comments	median_comments
CFPB	315.27941	20.5
CFTC	41.30337	16.0
FRS	62.70909	13.0
NCUA	20.75000	13.5
SEC	30.38000	7.0

d_rin_lookup <- d %>% full_join(rin_lookup) %>% 
  distinct(docket_id,
         #  RIN,
         related.rins, 
         lowest.sorted.rin.of.related.rins, 
         #docket_url,  
         comment_count,
         comment_url) %>% 
  group_by(docket_id) %>%
  mutate(comments_matched = sum(!is.na(comment_url) ) ) %>% 
  mutate(comment_count = as.numeric(comment_count)) %>% 
  dplyr::select(docket_id, comment_count,comments_matched, everything()) %>% 
  arrange(docket_id) %>% 
  filter(!is.na(docket_id))

d_rin_lookup  %>% 
  dplyr::select(-comment_url) %>% 
  distinct() %>% 
  #filter(comments_matched > 0)
  kablebox()

docket_id	comment_count	comments_matched	lowest.sorted.rin.of.related.rins	related.rins
09-006	NA	0	3038-AC79	3038-AC79
1004	15	0	NA	NA
1007	371	0	3038-AC97	3038-AC97
1016	7608	0	3038-AC98	3038-AC98, 3038-AD35
1019	82	0	3038-AD54	3038-AD54
1032	143	0	3038-AD46	3038-AD46
1037	54	0	3038-AD53	3038-AD53
1038	50	0	3038-AC99	3038-AC99
1074	35	0	3038-AD51	3038-AD51
1075	58	0	3038-AD51	3038-AD51
1125	38	0	3038-AD18	3038-AD18
1157	399	0	3038-AD05	3038-AD05
1161	68	0	3038-AD75	3038-AD75
1171	11	0	3038-AD14	3038-AD14
1176	327	0	3038-AD08	3038-AD08
1210-ZA18	NA	0	1210-ZA18	1210-ZA18
1217	2	0	3038-AD66	3038-AD66
1227	6	0	3038-AD84	3038-AD84
1237	30	0	3038-AD47	3038-AD47
1247	13	0	3038-AD31	3038-AD31
1252	36	0	3038-AD86	3038-AD86
1256	43	0	3038-AD46	3038-AD46
1262	14	0	3038-AD47	3038-AD47
1291	148	0	3038-AD88	3038-AD88
1346	4	0	3038-AE00	3038-AE00
1391	13	0	3038-AE06	3038-AE06
1427	473	0	3038-AD82	3038-AD82
1436	635	0	3038-AD99	3038-AD99
1483	6	0	3038-AE14	3038-AE14
1503	13	0	3038-AE19	3038-AE19
1580	19	0	3038-AE26	3038-AE26
1614	19	0	3038-AE12	3038-AE12
1619	5	0	3038-AE17	3038-AE17
1701	1	0	NA	NA
1703	8	0	NA	NA
1711	12	0	3038-AE20	3038-AE20
1725	6	0	3038-AE47	3038-AE47
1729	2	0	3038-AE49	3038-AE49
1733	7	0	3038-AE50	3038-AE50
1752	33	0	3038-AE54	3038-AE54
1769	35	0	3038-AD54	3038-AD54
1772	449	0	3038-AD99	3038-AD99
1774	20	0	3038-AE36	3038-AE36
1776	1	0	3038-AE15	3038-AE15
1777	21	0	3038-AE44	3038-AE44
1811	12	0	3038-AE56	3038-AE56
2590-AA36	NA	0	2590-AA36	2590-AA36
2590-AA40	NA	0	2590-AA40	2590-AA40
2590-AA42	NA	0	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
2590-AA43	NA	0	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
2590-AA45	NA	0	1557-AD43	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74
2590-AA47	NA	0	2590-AA47	2590-AA47
2590–AA36	NA	0	NA	NA
2590–AA40	NA	0	NA	NA
2590–AA45	NA	0	NA	NA
3038-AD13	8	0	3038-AD13	3038-AD13
3064-AD37	93	0	3064-AD37	3064-AD37
3064-AD56	87	0	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
3064-AD58	16	0	1557-AD33	1557-AD33, 3064-AD58
3064-AD59	7	0	3064-AD59	3064-AD59
3064-AD62	23	0	1550-AC43	1550-AC43, 1557-AD35, 3064-AD62, 7100-AD53
3064-AD63	5	0	3064-AD63	3064-AD63
3064-AD65	93	0	3064-AD65	3064-AD65
3064-AD66	33	0	3064-AD66	3064-AD66
3064-AD66	36	0	3064-AD66	3064-AD66
3064-AD68	NA	0	3064-AD68	3064-AD68
3064-AD69	5	0	3064-AD69	3064-AD69
3064-AD70	4	0	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61
3064-AD70	28	0	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61
3064-AD70	NA	0	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61
3064-AD73	21	0	3064-AD73	3064-AD73
3064-AD74	293	0	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
3064-AD77	20	0	3064-AD77	3064-AD77, 7100-AD73
3064-AD78	8	0	3064-AD78	3064-AD78
3064-AD81	6	0	3064-AD81	3064-AD81
3064-AD82	3	0	3064-AD82	3064-AD82
3064-AD84	1	0	1505-AC36	1505-AC36, 3064-AD84
3064-AD85	NA	0	1557-AD44	1557-AD44, 3064-AD85, 7100-AD82
3064-AD86	53	0	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
3064-AD88	2	0	3064-AD88	3064-AD88
3064-AD89	5	0	3064-AD89	3064-AD89
3064-AD91	18	0	3064-AD91	3064-AD91
3064-AD92	18	0	3064-AD92	3064-AD92
3064-AD94	7	0	3064-AD94	3064-AD94
3064-AD95	1529	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
3064-AD95	3	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
3064-AD95	NA	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
3064-AD97	1058	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
3064-AD97	1482	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
3064-AE04	105	0	1557-AD74	1557-AD74, 3064-AE04, 7100-AE03
3064-AE05	2	0	3064-AE05	3064-AE05
3064-AE11	16	0	1557-AD79	1557-AD79, 3064-AE11, 7100-AE11
3064-AE12	13	0	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
3064-AE12	2	0	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
3064-AE13	2	0	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
3064-AE16	4	0	3064-AE16	3064-AE16
3064-AE18	3	0	3064-AE18	3064-AE18
3064-AE21	63	0	1557-AD43	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74
3064-AE21	11	0	1557-AD43	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74
3064-AE30	3	0	3064-AE30	3064-AE30
3064-AE36	2	0	3064-AE36	3064-AE36
3064-AE37	516	0	3064-AE37	3064-AE37
3064-AE37	19	0	3064-AE37	3064-AE37
3064-AE39	2	0	3064-AE39	3064-AE39
3064-AE46	14	0	3064-AE46	3064-AE46
3064–AD79	114	0	NA	NA
3064–AE01	27	0	NA	NA
3064–AE10	42	0	NA	NA
3064–AE21	NA	0	NA	NA
3064–AE25	2	0	NA	NA
3064–AE45	24	0	NA	NA
3064–AE58	2	0	NA	NA
3133-AE22	34	15	1557-AD64	1557-AD64, 3064-AE10, 3133-AE22, 3170-AA44, 7100-AE15
748	9016	0	3038-AC61	3038-AC61
759	964	0	NA	NA
765	26	0	NA	NA
767	15	0	3038-AD24	3038-AD24
768	61	0	NA	NA
861	1139	0	3038-AD01	3038-AD01
868	50	0	NA	NA
878	3	0	3038-AD12	3038-AD12
888	3	0	3038-AD11	3038-AD11
889	1166	0	3038-AD17	3038-AD17
890	71	0	3038-AD00	3038-AD00
891	9	0	3038-AD07	3038-AD07
893	54	0	3038-AD26	3038-AD26
893	54	0	3038-AD96	3038-AD96
894	71	0	3038-AC15	3038-AC15
895	888	0	3038-AD27	3038-AD27
897	58	0	3038-AC96	3038-AC96
899	65	0	3038-AC96	3038-AC96
902	932	0	3038-AD19	3038-AD19
903	80	0	3038-AC95	3038-AC95
904	812	0	3038-AC96	3038-AC96
905	800	0	3038-AC96	3038-AC96
912	37	0	3038-AD99	3038-AD99
913	53	0	3038-AD28	3038-AD28
916	638	0	3038-AD04	3038-AD04
920	150	0	3038-AD19	3038-AD19
921	51	0	3038-AC96	3038-AC96
924	193	0	3038-AD08	3038-AD08
925	65	0	3038-AC98	3038-AC98, 3038-AD35
927	11	0	3038-AD29	3038-AD29
929	49	0	3038-AC98	3038-AC98, 3038-AD35
933	1095	0	3038-AD06	3038-AD06
934	102	0	3038-AD09	3038-AD09
935	201	0	3038-AD25	3038-AD25
937	1554	0	3038-AD10	3038-AD10
939	85	0	3038-AD20	3038-AD20
951	78	0	3038-AC96	3038-AC96
953	1139	0	3038-AD01	3038-AD01
955	241	0	3038-AD18	3038-AD18
965	14429	0	3038-AD17	3038-AD17
968	74	0	3038-AD21	3038-AD21
968	74	0	3038-AD62	3038-AD62
969	48	0	3038-AC96	3038-AC96
970	85	0	3038-AC96	3038-AC96
973	109	0	3038-AD30	3038-AD30
974	27	0	3038-AD03	3038-AD03
983	43	0	3038-AD49	3038-AD49
985	35	0	3038-AD50	3038-AD50
985	35	0	3038-AC96	3038-AC96
986	64	0	3038-AC98	3038-AC98, 3038-AD35
991	54	0	3038-AD26	3038-AD26
994	119	0	3038-AC98	3038-AC98, 3038-AD35
ASC-2016-0004	107	0	3139-AA00	3139-AA00
CFPB-2011-0002	522	75	NA	NA
CFPB-2011-0003	10	7	3170-AA01	3170-AA01
CFPB-2011-0004	10	7	3170-AA04	3170-AA04
CFPB-2011-0005	9	3	3170-AA02	3170-AA02
CFPB-2011-0006	5	2	3170-AA05	3170-AA05
CFPB-2011-0007	5	3	3170-AA03	3170-AA03
CFPB-2011-0008	1999	215	3170-AA17	3170-AA17, 7100-AD75
CFPB-2011-0009	126	73	7100-AD76	7100-AD76
CFPB-2011-0019	9	6	3170-AA06	3170-AA06
CFPB-2011-0020	5	4	3170-AA06	3170-AA06
CFPB-2011-0021	12	9	NA	NA
CFPB-2011-0022	5	5	3170-AA06	3170-AA06
CFPB-2011-0023	9	7	3170-AA06	3170-AA06
CFPB-2011-0024	6	4	3170-AA06	3170-AA06
CFPB-2011-0025	6	1	3170-AA06	3170-AA06
CFPB-2011-0026	5	4	3170-AA06	3170-AA06
CFPB-2011-0027	5	5	3170-AA06	3170-AA06
CFPB-2011-0028	6	5	3170-AA06	3170-AA06
CFPB-2011-0029	10	7	3170-AA06	3170-AA06
CFPB-2011-0030	6	5	3170-AA06	3170-AA06
CFPB-2011-0031	22	13	3170-AA06	3170-AA06
CFPB-2011-0032	4	1	3170-AA06	3170-AA06
CFPB-2012-0005	83	46	3170-AA00	3170-AA00, 3170-AA30
CFPB-2012-0010	32	16	3170-AA20	3170-AA20
CFPB-2012-0016	1	0	3209-AA15	3209-AA15
CFPB-2012-0021	36	20	3170-AA24	3170-AA24
CFPB-2012-0022	179	90	3170-AA17	3170-AA17, 7100-AD75
CFPB-2012-0028	3000	1333	3170-AA19	3170-AA19
CFPB-2012-0029	253	159	3170-AA12	3170-AA12
CFPB-2012-0031	85	58	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
CFPB-2012-0032	69	54	3170-AA26	3170-AA26
CFPB-2012-0033	185	122	3170-AA14	3170-AA14
CFPB-2012-0034	166	105	3170-AA14	3170-AA14
CFPB-2012-0037	714	340	3170-AA13	3170-AA13
CFPB-2012-0040	NA	0	3170-AA00	3170-AA00, 3170-AA30
CFPB-2012-0042	NA	0	NA	NA
CFPB-2012-0043	NA	0	NA	NA
CFPB-2012-0050	121	77	3170-AA33	3170-AA33
CFPB-2013-0001	1	1	3170-AA16	3170-AA16
CFPB-2013-0002	940	533	3170-AA34	3170-AA34
CFPB-2013-0005	61	17	3170-AA35	3170-AA35
CFPB-2013-0006	NA	0	3170-AA36	3170-AA36
CFPB-2013-0009	18	13	3170-AA37	3170-AA37
CFPB-2013-0010	73	46	3170-AA37	3170-AA37
CFPB-2013-0012	6	2	3170-AA38	3170-AA38
CFPB-2013-0013	92	66	3170-AA37	3170-AA37
CFPB-2013-0018	287	171	3170-AA37	3170-AA37
CFPB-2013-0020	33	23	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
CFPB-2013-0029	28	18	NA	NA
CFPB-2013-0030	3	0	3170-AA29	3170-AA29
CFPB-2013-0031	51	21	3170-AA37	3170-AA37
CFPB-2013-0033	399	109	3170-AA41	3170-AA41
CFPB-2013-0034	NA	0	NA	NA
CFPB-2013-0035	NA	0	NA	NA
CFPB-2013-0038	NA	0	NA	NA
CFPB-2014-0003	15	11	3170-AA25	3170-AA25
CFPB-2014-0006	49	16	1557-AD64	1557-AD64, 3064-AE10, 3133-AE22, 3170-AA44, 7100-AE15
CFPB-2014-0008	35	29	3170-AA45	3170-AA45
CFPB-2014-0009	68	52	3170-AA43	3170-AA43
CFPB-2014-0010	125	68	3170-AA39	3170-AA39
CFPB-2014-0019	419	267	3170-AA10	3170-AA10
CFPB-2014-0024	31	16	3170-AA46	3170-AA46
CFPB-2014-0028	31	23	3170-AA48	3170-AA48
CFPB-2014-0030	NA	0	NA	NA
CFPB-2014-0033	174	98	3170-AA49	3170-AA49
CFPB-2015-0004	NA	51	NA	NA
CFPB-2015-0029	851	131	3170-AA48	3170-AA48
CFPB-2016-0016	NA	11	NA	NA
CFPB-2016-0020	6992	153	3170-AA51	3170-AA51
CFPB-2016-0025	211997	16061	3170-AA40	3170-AA40
CFPB-2016-0035	1	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
CFPB-2016-0036	1	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
CFPB-2016-0037	6	1	NA	NA
CFPB-2016-0038	1998	126	3170-AA61	3170-AA61
CFPB-2016-0039	29	11	3170-AA63	3170-AA63
CFPB-2016-0050	NA	0	3209-AA15	3209-AA15
CFPB-2017-0018	49	30	3170-AA76	3170-AA76
CFPB-2017-0021	36	20	3170-AA76	3170-AA76
CFPB-2017-0026	NA	0	NA	NA
CFPB-2017-0027	NA	0	NA	NA
CFPB-2019-0021	NA	214	NA	NA
CFPB-2019-0022	NA	142	NA	NA
CFPB-2020-0010	NA	7	NA	NA
CFTC-2010-0109	NA	51	NA	NA
CFTC-2010-0115	NA	137	NA	NA
CFTC-2010-0132	NA	11	NA	NA
CFTC-2010-0137	NA	8	NA	NA
CFTC-2010-0138	NA	71	NA	NA
CFTC-2010-0140	NA	99	NA	NA
CFTC-2010-0143	NA	10	NA	NA
CFTC-2010-0148	NA	1	NA	NA
CFTC-2010-0152	NA	3	NA	NA
CFTC-2010-0153	NA	30	NA	NA
CFTC-2010-0154	NA	25	NA	NA
CFTC-2010-0155	NA	18	NA	NA
CFTC-2010-0156	NA	6	NA	NA
CFTC-2010-0157	NA	17	NA	NA
CFTC-2010-0158	NA	25	NA	NA
CFTC-2010-0160	NA	13	NA	NA
CFTC-2010-0161	NA	17	NA	NA
CFTC-2010-0162	NA	13	NA	NA
CFTC-2010-0165	NA	16	NA	NA
CFTC-2010-0166	NA	13	NA	NA
CFTC-2010-0167	NA	17	NA	NA
CFTC-2010-0174	NA	15	NA	NA
CFTC-2010-0175	NA	13	NA	NA
CFTC-2010-0177	NA	14	NA	NA
CFTC-2010-0178	NA	64	NA	NA
CFTC-2010-0179	NA	50	NA	NA
CFTC-2010-0183	NA	10	NA	NA
CFTC-2010-0186	NA	19	NA	NA
CFTC-2010-0187	NA	13	NA	NA
CFTC-2010-0189	NA	8	NA	NA
CFTC-2010-0193	NA	59	NA	NA
CFTC-2010-0194	NA	25	NA	NA
CFTC-2010-0195	NA	17	NA	NA
CFTC-2010-0196	NA	171	NA	NA
CFTC-2010-0200	NA	16	NA	NA
CFTC-2011-0002	NA	27	NA	NA
CFTC-2011-0003	NA	78	NA	NA
CFTC-2011-0005	NA	46	NA	NA
CFTC-2011-0013	NA	977	NA	NA
CFTC-2011-0016	NA	22	NA	NA
CFTC-2011-0017	NA	7	NA	NA
CFTC-2011-0018	NA	36	NA	NA
CFTC-2011-0019	NA	13	NA	NA
CFTC-2011-0020	NA	54	NA	NA
CFTC-2011-0026	NA	8	NA	NA
CFTC-2011-0028	NA	2	NA	NA
CFTC-2011-0029	NA	10	NA	NA
CFTC-2011-0033	NA	4	NA	NA
CFTC-2011-0047	NA	7	NA	NA
CFTC-2011-0049	NA	156	NA	NA
CFTC-2011-0058	NA	39	NA	NA
CFTC-2011-0066	NA	67	NA	NA
CFTC-2011-0070	NA	27	NA	NA
CFTC-2011-0071	NA	22	NA	NA
CFTC-2011-0104	NA	7	NA	NA
CFTC-2011-0105	NA	19	NA	NA
CFTC-2011-0148	NA	16	NA	NA
CFTC-2012-0019	NA	107	NA	NA
CFTC-2012-0023	NA	25	NA	NA
CFTC-2012-0032	NA	2	NA	NA
CFTC-2012-0037	NA	59	NA	NA
CFTC-2012-0058	NA	199	NA	NA
CFTC-2012-0069	NA	1	NA	NA
CFTC-2012-0079	NA	2	NA	NA
CFTC-2012-0088	NA	21	NA	NA
CFTC-2012-0097	NA	4	NA	NA
CFTC-2012-0101	NA	14	NA	NA
CFTC-2012-0102	NA	22	NA	NA
CFTC-2012-0110	NA	4	NA	NA
CFTC-2012-0138	NA	56	NA	NA
CFTC-2013-0071	NA	3	NA	NA
CFTC-2013-0098	NA	40	NA	NA
CFTC-2013-0107	NA	242	NA	NA
CFTC-2014-0025	NA	4	NA	NA
CFTC-2014-0044	NA	5	NA	NA
CFTC-2015-0053	NA	10	NA	NA
CFTC-2015-0057	NA	3	NA	NA
CFTC-2016-0024	NA	6	NA	NA
CFTC-2016-0052	NA	3	NA	NA
CFTC-2016-0064	NA	3	NA	NA
CFTC-2016-0070	NA	6	NA	NA
CFTC-2016-0073	NA	2	NA	NA
CFTC-2016-0090	NA	13	NA	NA
CFTC-2016-0107	NA	24	NA	NA
CFTC-2016-0109	NA	28	NA	NA
CFTC-2017-0002	NA	8	NA	NA
CFTC-2017-0003	NA	1	NA	NA
CFTC-2017-0005	NA	11	NA	NA
CFTC-2017-0027	NA	9	NA	NA
DOE-HQ-2011-0036	NA	0	1990-AA38	1990-AA38
Financial Deriviatives Transactions To Offset Interest Rate Risk: Investment and Deposit Activities	NA	0	NA	NA
FSOC-2010-0001	71	0	NA	NA
FSOC-2010-0003	14	0	NA	NA
FSOC-2011-0001	87	0	4030-AA00	4030-AA00
FSOC-2011-0003	15	0	NA	NA
FSOC-2011-0004	11	0	NA	NA
FTC-2011-0065	NA	0	NA	NA
FTC-2012-0105	NA	0	3084-AA94	3084-AA94
HUD-2009-0155	4999	0	2502-A170	2502-A170
HUD-2011-0038	3	0	2502-AI97	2502-AI97
HUD-2011-0056	298	0	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
HUD-2011-0157	322	0	2501-AC94	2501-AC94
HUD-2013-0083	197	0	2502-AI94	2502-AI94
HUD-2013-0090	1999	0	NA	NA
HUD-2013-0093	67	0	2502-AJ18	2502-AJ18
Incentive-based Compensation Arrangements	NA	110	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
Incentive-based Compensation Arrangements	195	110	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
IRS-2011-0017	NA	0	1545-BK27	1545-BK27
NA	NA	1	NA	NA
OCC-2010-0003	47	0	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61
OCC-2010-0009	18	0	NA	NA
OCC-2010-0016	29	0	NA	NA
OCC-2010-0017	12	0	NA	NA
OCC-2010-0021	NA	0	1550-AC42	1550-AC42, 1557-AD34
OCC-2011-0001	2943	0	NA	NA
OCC-2011-0002	414	0	NA	NA
OCC-2011-0006	44	0	NA	NA
OCC-2011-0007	4	0	NA	NA
OCC-2011-0008	185	0	NA	NA
OCC-2011-0009	NA	0	1557-AD33	1557-AD33, 3064-AD58
OCC-2011-0010	NA	0	NA	NA
OCC-2011-0014	3957	0	NA	NA
OCC-2011-0016	8	0	NA	NA
OCC-2011-0018	NA	0	1557-AD41	1557-AD41
OCC-2011-0019	8	0	1557-AD36	1557-AD36
OCC-2011-0021	NA	0	1557-AD42	1557-AD42
OCC-2011-0029	20	0	1557-AD58	1557-AD58
OCC-2012-0002	NA	0	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61
OCC-2012-0005	NA	0	1557-AD36	1557-AD36
OCC-2012-0007	7	0	1557-AD59	1557-AD59
OCC-2012-0008	1989	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
OCC-2012-0009	1998	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
OCC-2012-0010	1992	0	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
OCC-2012-0013	28	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
OCC-2012-0014	1	0	1557-AD42	1557-AD42
OCC-2013-0008	26	0	1557-AD69	1557-AD69, 3064-AE01, 7100-AD99
OCC-2013-0009	9	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
OCC-2013-0010	218	0	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
OCC-2013-0014	79	0	NA	NA
OCC-2013-0016	142	0	1557-AD74	1557-AD74, 3064-AE04, 7100-AE03
OCC-2014-0002	55	0	1557-AD64	1557-AD64, 3064-AE10, 3133-AE22, 3170-AA44, 7100-AE15
OCC-2014-0003	8	0	1557-AD79	1557-AD79, 3064-AE11, 7100-AE11
OCC-2014-0004	1	0	NA	NA
OCC-2014-0007	3	0	1557-AD80	1557-AD80
OCC-2014-0008	14	0	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
OCC-2014-0009	2	0	1557-AD82	1557-AD82
OCC-2014-0012	2	0	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
OCC-2014-0015	5	0	1557-AD85	1557-AD85
OCC-2014-0027	NA	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
OCC-2014-0029	26	0	NA	NA
OCC-2015-0021	3	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
OCC-2015-0023	8	0	NA	NA
OCC-2016-0016	38	0	1557-AE06	1557-AE06, 3064-AE45, 7100-AE61
OSHA-2011-0126	6	0	1218-AC53	1218-AC53
OSHA-2011-0540	2	0	1218-AC58	1218-AC58
OTS-2010-0027	15	0	NA	NA
OTS-2010-0029	2	0	NA	NA
OTS-2010-0031	NA	0	1550-AC42	1550-AC42, 1557-AD34
OTS-2011-0002	2	0	NA	NA
OTS-2011-0004	2000	0	NA	NA
PCAOB– 2011–01	1	0	NA	NA
R-1391	22	15	1550-AC43	1550-AC43, 1557-AD35, 3064-AD62, 7100-AD53
R-1392_V1	16	13	7100-AD54	7100-AD54
R-1394_V1	947	120	AD-7100-56	AD-7100-56
R-1397	13	9	7100-AD58	7100-AD58
R-1399_V1	15	11	7100-AD59	7100-AD59
R-1400_V1	2	2	7100-AD60	7100-AD60
R-1401	10	0	NA	NA
R-1401	32	0	NA	NA
R-1401_V2	32	18	1557-AC99	1557-AC99, 3064-AD70, 7100-AD61
R-1401_V2;R-1401	NA	4	NA	NA
R-1401;R-1401_V2	NA	1	NA	NA
R-1404	1559	1308	7100-AD63	7100-AD63
R-1404	42	1308	7100-AD63	7100-AD63
R-1405	23	14	7100-AD64	7100-AD64
R-1407_V1	34	25	7100-AD66	7100-AD66
R-1409	NA	0	7100-AD68	7100-AD68
R-1410	191	45	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
R-1411	404	764	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
R-1411	197	764	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
R-1412	10	6	7100-AD71	7100-AD71
R-1413	58	41	NA	NA
R-1414	22	13	3064-AD77	3064-AD77, 7100-AD73
R-1415	10	6	1557-AD43	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74
R-1417_V1	891	184	3170-AA17	3170-AA17, 7100-AD75
R-1419	66	44	7100-AD76	7100-AD76
R-1425	NA	0	7100-AD77	7100-AD77
R-1426	5	4	7100-AD78	7100-AD78
R-1428	6	1	7100-AD79	7100-AD79
R-1430	5	1	7100-AD81	7100-AD81
R-1432	516	282	1557-AD44	1557-AD44, 3064-AD85, 7100-AD82
R-1438	104	238	7100-AD86	7100-AD86
R-1438	63	238	7100-AD86	7100-AD86
R-1438_V1	4	3	7100 AE13	7100 AE13
R-1442	1281	2066	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
R-1442	10	2066	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
R-1443_V1	49	36	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
R-1443_V2	12	8	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
R-1443_V3	1	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
R-1455	5	4	7100-AD94	7100-AD94
R-1457	18	17	7100-AD95	7100-AD95
R-1458	4	3	7100-AD96	7100-AD96
R-1459	NA	0	7100-AD98	7100-AD98
R-1460_V1	26	19	1557-AD69	1557-AD69, 3064-AE01, 7100-AD99
R-1463	2	0	7100-AE01	7100-AE01
R-1464	NA	0	7100-AE02	7100-AE02
R-1466	NA	0	1557-AD74	1557-AD74, 3064-AE04, 7100-AE03
R-1476_V1	9	5	7100-AE08	7100-AE08
R-1480	18	11	1557-AD79	1557-AD79, 3064-AE11, 7100-AE11
R-1482_V1	5	3	7100 AE12	7100 AE12
R-1484	NA	0	7100-AE14	7100-AE14
R-1486_V1	43	20	1557-AD64	1557-AD64, 3064-AE10, 3133-AE22, 3170-AA44, 7100-AE15
R-1487	9	7	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
R-1488	2	2	1557-AD81	1557-AD81, 1557-AD83, 3064-AE12, 3064-AE13, 7100-AD16, 7100-AE17
R-1489	10	6	7100-AE18	7100-AE18
R-1492	19	15	7100-AE20	7100-AE20
R-1505	21	19	7100-AE26	7100-AE26
R-1514	NA	0	7100-AE32	7100-AE32
R-1529	3	3	7100-AE43	7100-AE43
R-1534	28	24	7100-AE48	7100-AE48
R-1535	1	1	7100-AE49	7100-AE49
R-1536	67	51	1550-AC49	1550-AC49, 1557-AD39, 2590-AA42, 3064-AD56, 3064-AD86, 3133-AD88, 3133-AE48, 7100-AD69, 7100-AE50
R-1537	32	25	1557-AD97	1557-AD97, 7100-AE51
R-1538	27	25	7100-AE52	7100-AE52
R-1539	28	24	7100-AE53	7100-AE53
R-1540	14	12	7100-AE54	7100-AE54
R-1545_V1	NA	0	1557-AD62	1557-AD62, 1557-AD70, 1557-AD90, 1557-AD99, 3170-AA11, 3170-AA68, 7100 AE56, 7100-AD90
R-1546_V1	NA	0	7100 AE57	7100 AE57
R-1548	12	8	7100-AE59	7100-AE59
R-1550	54	29	NA	NA
R-1564	13	0	7100-AE78	7100-AE78
R–1405	NA	6	7100-AD64	7100-AD64
R–1415	NA	12	1557-AD43	1557-AD43, 2590-AA45, 3064-AD79, 3064-AE21, 7100-AD74
R–1477	NA	4	7100-AE09	7100-AE09
R–1405	12	0	NA	NA
R–1415	10	0	NA	NA
R–1477	7	0	NA	NA
R1408_V1	NA	0	7100-AD67	7100-AD67
Removing References to Credit Ratings	11	0	3133-AD86	3133-AD86
S7-01-15	24	11	NA	NA
S7-02-11	7	4	NA	NA
S7-02-12	20	5	NA	NA
S7-02-13	39	6	3235-AL25	3235-AL25
S7-02-16	NA	0	NA	NA
S7-03-11	7	3	NA	NA
S7-03-13	266	115	NA	NA
S7-03-14	NA	0	NA	NA
S7-03-15	18	9	NA	NA
S7-04-11	43	9	NA	NA
S7-05-11	39	20	NA	NA
S7-05-14	14	2	NA	NA
S7-06-11	62	26	NA	NA
S7-06-11;S7-34-10	NA	2	NA	NA
S7-06-11;S7-43-10;S7-32-10;S7-35-10;S7-08-11;S7-34-10;S7-03-11;S7-25-11;S7-08-12;S7-40-11;S7-27-10	NA	1	NA	NA
S7-06-13	605	122	NA	NA
S7-06-15	16	7	NA	NA
S7-07-11	44	23	NA	NA
S7-07-11;S7-18-08	NA	1	NA	NA
S7-07-13	1549	101	NA	NA
S7-07-15	74	31	NA	NA
S7-07-16	NA	0	NA	NA
S7-08-10	307	148	NA	NA
S7-08-11	32	12	NA	NA
S7-08-12	128	114	NA	NA
S7-08-12;S7-05-14	NA	1	NA	NA
S7-08-12;S7-06-13	NA	1	NA	NA
s7-08-13	53	0	NA	NA
S7-08-13	NA	25	NA	NA
S7-09-14	5	1	NA	NA
S7-09-15	47	29	NA	NA
S7-10-11	5	4	NA	NA
S7-11-11	14	7	NA	NA
S7-12-10	121	62	NA	NA
S7-12-11	766	61	NA	NA
S7-12-15	65	28	NA	NA
S7-12-15;S7-01-15	NA	1	NA	NA
S7-13-11	58	26	NA	NA
S7-14-11	486	309	NA	NA
S7-14-15	6	3	NA	NA
S7-15-11	12	7	NA	NA
S7-15-15	4	2	NA	NA
S7-16-11	56	31	NA	NA
S7-17-11	49	9	NA	NA
S7-18-08	110	57	NA	NA
S7-18-11	67	26	NA	NA
S7-19-10	10	4	NA	NA
S7-21-11	44	11	NA	NA
S7-22-11	7	2	NA	NA
S7-22-16	NA	0	NA	NA
S7-23-07	53	24	NA	NA
S7-23-11	27	8	NA	NA
S7-23-16	NA	0	NA	NA
S7-24-10	45	21	NA	NA
S7-24-10;S7-26-10	NA	7	NA	NA
S7-24-16	NA	0	NA	NA
S7-25-10	94	23	NA	NA
S7-25-11	52	28	NA	NA
S7-25-11;S7-08-12;S7-40-11	NA	1	NA	NA
S7-25-15	NA	0	3235-AL53	3235-AL53
S7-26-10	58	26	NA	NA
S7-26-10;S7-24-10	NA	1	NA	NA
S7-26-11	5	3	NA	NA
S7-27-10	96	42	NA	NA
S7-28-10	3	1	NA	NA
S7-30-10	27	10	NA	NA
S7-30-11	20	4	NA	NA
S7-31-10	66	32	NA	NA
S7-31-10;S7-30-10	NA	2	NA	NA
S7-32-10	19	7	NA	NA
S7-33-10	256	59	NA	NA
S7-34-10	142	30	NA	NA
S7-34-10;S7-02-13	NA	1	NA	NA
S7-34-10;S7-05-14	NA	1	NA	NA
S7-34-10;S7-25-11;S7-40-11;S7-08-12;S7-05-14	NA	1	NA	NA
S7-34-10;S7-40-11	NA	7	NA	NA
S7-34-10;S7-40-11;S7-02-13	NA	12	NA	NA
S7-34-10;S7-40-11;S7-08-12	NA	2	NA	NA
S7-35-10	36	9	NA	NA
S7-35-10;S7-25-11	NA	1	NA	NA
S7-35-10;S7-34-10	NA	6	NA	NA
S7-35-10;S7-34-10;S7-02-13	NA	1	NA	NA
S7-35-10;S7-40-11	NA	1	NA	NA
S7-35-11	184	7	NA	NA
S7-36-10	77	22	NA	NA
S7-37-10	123	47	NA	NA
S7-37-10;S7-25-10;S7-36-10	NA	1	NA	NA
S7-37-10;S7-36-10	NA	12	NA	NA
S7-38-11	43	21	NA	NA
S7-38-11;S7-08-10	NA	1	NA	NA
S7-39-10	99	62	NA	NA
S7-39-10;S7-32-10;S7-43-10;S7-35-10;S7-44-10;S7-06-11;S7-08-11;S7-34-10;S7-27-10	NA	1	NA	NA
S7-39-10;S7-43-10	NA	1	NA	NA
S7-39-10;S7-44-10;S7-34-10	NA	1	NA	NA
S7-40-10	442	149	3235-AK84	3235-AK84
S7-40-11	53	5	NA	NA
S7-40-11;S7-02-13	NA	1	NA	NA
S7-40-11;S7-08-12	NA	1	NA	NA
S7-41-10	34	14	3235-AK83	3235-AK83
S7-41-10;S7-42-10;S7-40-10	NA	3	NA	NA
S7-41-11	527	223	NA	NA
S7-42-10	364	73	3235-AK85	3235-AK85
S7-42-10;S7-40-10	NA	2	NA	NA
S7-43-10	21	13	NA	NA
S7-43-10;S7-44-10;S7-39-10	NA	1	NA	NA
S7-44-10	19	6	NA	NA
S7-44-10;S7-39-10	NA	1	NA	NA
S7-45-10	897	520	NA	NA
Share Insurance and Appendix	18	12	3133-AD79	3133-AD79
TREAS-DO-2011-0004	24	0	NA	NA
TREAS-DO-2011-0009	1	0	1535-AA02	1535-AA02
TREAS-DO-2011-0011	2	0	1505-AC38	1505-AC38
TREAS-DO-2011-0012	2	0	1505-AC36	1505-AC36, 3064-AD84
TREAS-DO-2012-0001	20	0	1505-AC42	1505-AC42
TREAS-DO-2012-0005	8	0	1505-AC40	1505-AC40
TREAS-DO-2015-0001	19	0	1505-AC36	1505-AC36, 3064-AD84
VA-2014-VBA-0008	22	0	2900-AO65	2900-AO65

Some of these appear to be over-matched, but it is also possible that the comment counts are wrong.

# 6 over matched 
d_rin_lookup %>% 
  filter(comment_count < comments_matched) %>%
  #arrange(comment_url) %>% 
  dplyr::select(-comment_url) %>% 
  distinct() %>% 
  kablebox()

docket_id	comment_count	comments_matched	lowest.sorted.rin.of.related.rins	related.rins
R-1404	42	1308	7100-AD63	7100-AD63
R-1411	404	764	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
R-1411	197	764	1557-AD40	1557-AD40, 2501-AD53, 2590-AA43, 3064-AD74, 7100-AD70
R-1438	104	238	7100-AD86	7100-AD86
R-1438	63	238	7100-AD86	7100-AD86
R-1442	1281	2066	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87
R-1442	10	2066	1557-AD46	1557-AD46, 3064-AD95, 3064-AD97, 7100-AD87

---

Payday loan rule

The payday loan rule accounts for 90% of credit union comments and 50% of nonprofit comments, and 75% of open secrets matched comments in the current data. 15% of nonprofits and 30% of opensecrets matches commented only on the payday loan rule

d %<>% mutate(payday = ifelse(str_detect(comment_url, "CFPB-2016-0025|CFPB-2019-0006"), "Payday Loan Rules", "All Other Rules"))

d %>% group_by(Agency, Org_type, payday) %>% 
  count() %>% 
  ggplot() +
  aes(x = Agency, y = n, fill = Org_type) + 
  geom_col() + 
  labs(fill = "Type of Organanization",
       y = "Number of Comments") + 
  facet_wrap("payday")

# number of payday loan comments per org 
d %>% 
  #filter(payday == "Payday Loan Rules") %>% 
  count(comment_org_name, best_match_name, sort = T) %>% 
  kablebox() 

comment_org_name	best_match_name	n
organization unknown 2	time 2 win community organization	6337
organization unknown 1	love 1 another organization	2664
advance financial	advance financial	1967
axcess financial	axcess financial services	1928
cash express	cash express	536
peoples action institute	peoples action institute	205
private investor	private investor reserves	182
americans financial reform	americans financial reform	161
better markets	better markets	156
advance america	advance planing america	144
cooperative baptist fellowship	cooperative baptist fellowship florida	142
organization unknown 4	team 4 organization	139
managed funds association	managed funds association	111
amscot financial	amscot financial	110
virginia organizing	virginia organizing	103
individual investor	individual investor	102
american bankers association	american bankers association	100
united states senate	united states senate	100
financial services roundtable	financial services roundtable	94
securities industry financial markets association	securities industry financial markets association	94
national council la raza	national council la raza	88
check cash	check cash	81
investment company institute	investment company institute	81
congress united states	united states bowing congress	78
us senate	us senate	75
independent community bankers america	independent community bankers america	73
c2 financial	c2 financial	69
us house representatives	us house representatives	69
us chamber commerce	us chamber commerce	68
mortgage bankers association	texas mortgage bankers association	66
edina realty title	edina realty foundation	65
morgan stanley	morgan stanley	65
national association federal credit unions	national association federal credit unions	65
wells fargo	wells fargo	65
florida alliance consumer protection	alliance consumer protection beaver county	59
private individual	missouri private sector individual self insurers guaranty	59
national consumer law center	national consumer law center	55
credit union national association	credit union national association	54
maryland consumer rights coalition	maryland consumer rights coalition	54
wisconsin bankers association	wisconsin bankers association	54
consumer mortgage coalition	consumer mortgage coalition	52
international swaps derivatives association	international swaps derivatives association	49
american council life insurers	american council life insurers	48
american securitization forum	american securitization forum	48
communities united action	communities united action	47
depository trust clearing	depository trust clearing	46
ohio credit union league	ohio credit union league	44
american bar association	american bar association	42
independent bankers association texas	independent bankers association texas	42
mi financial	mi financial	42
community choice financial	community choice financial	41
missouri credit union association	missouri credit union assn	41
national association realtors	national association realtors	41
center responsible lending	center responsible lending	40
futures industry association	futures industry association	39
goldman sachs	goldman sachs	39
us citizen	citizen impact usa	39
committee on capital markets regulation	committee on capital markets regulation	38
institute international bankers	institute international bankers	38
montana organizing project	montana hope project	38
association institutional investors	association institutional investors	36
clearing house association	clearing house association	36
freddie mac	freddie mac	36
illinois peoples action	illinois peoples action	36
edison electric institute	edison electric institute	35
peoples bank	peoples bank	35
bank america	bank america	34
minneapolis grain exchange	minneapolis grain shippers association	34
commodity markets council	commodity market council	33
new jersey citizen action	citizen action new jersey	33
public citizen	public citizen	33
wisconsin credit union league	wisconsin credit union league	32
concerned citizen	concerned citizen riverside	31
north american title	north american title	31
iowa bankers association	iowa bankers association	30
michigan united	united bank michigan	30
american gas association	american gas association	29
american pacific mortgage	american pacific bank	29
asset management group securities industry financial markets association	asset management group bank hawaii et al	29
conference state bank supervisors	conference state bank supervisors	29
international bancshares	international bancshares	29
state street	state street	29
international energy credit association	international energy credit association	27
b d title loans	b r d industries	26
pnc financial services	pnc financial services	26
investment adviser association	investment adviser association	25
loan syndications trading association	loan syndications trading association	25
michigan credit union league	michigan credit union league	25
national association home builders	national association home builders united states	25
united states congress	united states bowing congress	25
virginia organizing project	fund virginia organizing project	25
bank tokyomitsubishi ufj ltd mizuho corporate bank ltd sumitomo mitsui banking	bank tokyomitsubishi	24
first state bank	first state bank	24
national fair housing alliance	national fair housing alliance	24
california association mortgage professionals	california association mortgage professionals	23
consumer bankers association	consumer bankers association	23
options clearing	options clearing	23
quicken loans	quicken loans	23
american citizen	american polish citizen club	22
american title escrow	meridian title escrow	22

Potential false matches

false_match <- "nknown|private investor|private individual|self employed|american citizen|us citizen|advance america|b d | store 7|debt trap|financial 3|united states congress|lending bear|check city partnership|plan nevada|clarity services|title cash|st louis community credit union|antipoverty coalition greater dallas|faith fair lending|south carolina state senate|florida alliance consumer protection|minneapolis grain exchange|asset management group securities industry financial markets association|american title escrow|ssociation financial guaranty insurers|american financial services association|credit union association dakotas|working group commercial energy firms|center capital markets competitiveness|chelsea title nature coast|kendall county|california nevada credit union leagues|futures industry association fia|national rural electric cooperative association|pennsylvania housing finance agency|members congress|new york portfolio clearing|check city partnership|central title|committee on investment employee benefit assets|futures industry association|national association independent housing professionals"

# possible false positives
d %>% filter(str_detect(comment_org_name, false_match)) %>% nrow() %>% paste("potential false matches")

## [1] "10333 potential false matches"

# false positive orgs 
d %>% filter(str_detect(comment_org_name, false_match)) %>% 
  count(comment_org_name, best_match_name, best_match_score, best_match_type, sort = T) %>% 
  #kable(format = "markdown")
  kablebox()

comment_org_name	best_match_name	best_match_score	best_match_type	n
organization unknown 2	time 2 win community organization	0.7082184	Nonprofit	6337
organization unknown 1	love 1 another organization	0.8226513	Nonprofit	2664
private investor	private investor reserves	1.0000000	CIK	182
advance america	advance planing america	1.0000000	CIK	144
organization unknown 4	team 4 organization	0.9872484	Nonprofit	139
florida alliance consumer protection	alliance consumer protection beaver county	0.7350355	Nonprofit	59
private individual	missouri private sector individual self insurers guaranty	1.0000000	Nonprofit	59
futures industry association	futures industry association	1.0000000	Nonprofit	39
us citizen	citizen impact usa	0.5185185	Nonprofit	39
minneapolis grain exchange	minneapolis grain shippers association	0.8463583	Nonprofit	34
asset management group securities industry financial markets association	asset management group bank hawaii et al	0.6721220	CIK	29
b d title loans	b r d industries	0.7280675	CIK	26
united states congress	united states bowing congress	1.0000000	Nonprofit	25
american citizen	american polish citizen club	1.0000000	Nonprofit	22
american title escrow	meridian title escrow	0.9269307	CIK	22
american financial services association	native american financial services association	1.0000000	Nonprofit	21
credit union association dakotas	community healthcare association dakotas	0.9733001	Nonprofit	19
association financial guaranty insurers	mississippi workers compensation self insurers guaranty association	0.9930529	Nonprofit	18
working group commercial energy firms	virginia group local cpa firms	0.5748413	Nonprofit	18
center capital markets competitiveness	national center industrial competitiveness	0.8679807	Nonprofit	17
chelsea title nature coast	suntrust bank nature coast	0.6473611	FDIC	17
kendall county abstract	casa kendall county	0.8729128	Nonprofit	17
self employed	national association self employed	1.0000000	Nonprofit	17
advance financial store 7	7 advanced technologies limited partnership	0.5982322	CIK	16
california nevada credit union leagues	american association credit union leagues	0.6941088	Nonprofit	15
futures industry association fia	fia card services national association	0.7179321	FDIC	15
national rural electric cooperative association american public power association large public power council	large public power council	0.6571190	Nonprofit	15
pennsylvania housing finance agency	pennsylvania homeschoolers accreditation agency	0.7741571	Nonprofit	15
stop debt trap campaign	campaign fix debt	0.9373975	OpenSecrets	14
members congress	former members congress	1.0000000	Nonprofit	13
new york portfolio clearing	new york municipals portfolio	0.8756366	CIK	13
us chamber commerce center capital markets competitiveness	national center industrial competitiveness	0.5633987	Nonprofit	13
check city partnership	city center partnership	0.8342030	Nonprofit	12
advance financial 3	wfs receivables corp 3 wfs financial 20051 owner trust	0.9446281	CIK	11
central title	central alabama title center	1.0000000	CIK	11
committee on investment employee benefit assets	montgomery community action committee employee benefit tr	0.6460481	Nonprofit	11
national rural electric cooperative association	national rural electric cooperative association	1.0000000	CIK	11
futures industry association financial services forum international swaps derivatives association securities industry financial markets association	presidents forum beverage alcohol industry	0.3674997	Nonprofit	10
national association independent housing professionals	american association independent claims professionals	0.7973882	Nonprofit	10
national rural electric cooperative association american public power association large public power council edison electric institute electric power supply association	large public power council	0.4573353	Nonprofit	9
american benefits council committee on investment employee benefit assets	aplus benefits inc employee benefit trust	0.6525835	Nonprofit	8
plan nevada	nevada automobile insurance plan	1.0000000	Nonprofit	7
private us citizen	citizen impact usa	0.3575750	Nonprofit	7
stop debt trap coalition	lowell trap neuter return coalition	0.5875200	Nonprofit	7
clarity services	clarity health services	1.0000000	CIK	6
lending bear	bear creek lending 2012 lllp	1.0000000	CIK	5
st louis community credit union	st louis community college foundation	0.9755122	Nonprofit	5
antipoverty coalition greater dallas	childrens chorus greater dallas	0.8553195	Nonprofit	4
faith fair lending	fairhaven ministry faith hope love	0.4308258	Nonprofit	4
futures industry association fia international swaps derivatives association inc isda securities industry financial markets association sifma	fia card services national association	0.2904180	FDIC	4
futures industry association international swaps derivatives association securities industry financial markets association	international swaps derivatives association	0.5136137	Nonprofit	4
national rural electric cooperative association nreca	nreca international	0.9160182	Nonprofit	4
south carolina state senate	state bank south carolina	0.8634768	FDIC	4
title cash	cash time title loans	1.0000000	OpenSecrets	4
none private investor	private investor reserves	0.7450887	CIK	3
american benefits council abc committee on investment employee benefit assets cieba	abc rail products corp medical benefit tr retired collect b u e	0.4271235	Nonprofit	2
american benefits council abc committee on investment employee benefit assets cieba united states steel carnegie pension fund nisa investment advisors	united states steel carnegie pension fund adv	0.5524265	CIK	2
center capital markets competitiveness us chamber commerce	national center industrial competitiveness	0.5633987	Nonprofit	2
committee on investment employee benefit assets cieba american benefits council abc nisa investment advisors lockheed martin davis harman general motors winston strawn skadden arps	lockheed martin utility services inc benefit tr salaried employees	0.3452747	Nonprofit	2
concerned us citizen	concerned citizen riverside	0.9002282	Nonprofit	2
edison electric institute national rural electric cooperative association	edison electric institute retiree med vol employee beneficiary assn	0.5959962	Nonprofit	2
futures industry association international swaps derivatives association	international swaps derivatives association	0.6622114	Nonprofit	2
national rural electric cooperative association american public power association large public power council transmission access policy study	transmission access policy study	0.8821675	Nonprofit	2
native american financial services association	native american financial services association	1.0000000	Nonprofit	2
private american citizen	american polish citizen club	0.6264554	Nonprofit	2
retired us citizen taxpayer voter	missouri jobs justice voter action	0.5747683	Nonprofit	2
securities exchange commission sec asset management group securities industry financial markets association sifma amg blackrock davis polk fidelity investments fidelity pimco vanguard goldman sachs mfs investment management mfs wellington capital management wellington	mfs investment management co lux sarl	0.4028298	CIK	2
securities industry financial markets association futures industry association	futures industry association	0.7138195	Nonprofit	2
advance america cash advance centers	advance america cash advance centers	1.0000000	CIK	1
am private individual investor invests in retail silver speculates in commodities exchange	waugh invests in student excellence education foundation	0.4680460	Nonprofit	1
american citizen master trader	american beacon master trust	0.7972653	CIK	1
american financial services association et al	american hospital association services inc et al	0.9949879	CIK	1
american financial services association national association industrial bankers	american industrial real estate association	0.8950077	Nonprofit	1
american gas association american public power association edison electric institute electric power supply association large public power council national rural electric cooperative association	large public power council	0.4236915	Nonprofit	1
american public power association edison electric institute electric power supply association large public power council national rural electric cooperative association	large public power council	0.4573353	Nonprofit	1
american title escrow carbon county	carbon county child development programs	0.9671948	Nonprofit	1
american title escrow yellowstone county	boys girls club yellowstone county	0.9778135	Nonprofit	1
asset management group securities industry financial markets association sifma	livingston group asset management co operating southport capital management	0.5302934	CIK	1
committee on investment employee benefit assets american benefits council	aplus benefits inc employee benefit trust	0.6525835	Nonprofit	1
commodity markets council futures industry association national milk producers federation national council farmer cooperatives national grain feed association	national milk producers federation	0.5300308	Nonprofit	1
concerned american citizen	concerned citizen riverside	0.9484093	Nonprofit	1
consumer mortgage coalition american financial services association	consumer mortgage coalition	0.6737298	Nonprofit	1
credit union association dakotas midamerica	1st midamerica credit union	0.9521986	Nonprofit	1
edison electric institute electric power supply association national rural electric cooperative association american public power association american gas association large public power council tax finance task force	federal retirees tax equity task force	0.6349553	Nonprofit	1
edison electric institute national rural electric cooperative association electric power supply association	edison electric institute retiree med vol employee beneficiary assn	0.4627695	Nonprofit	1
electric power supply association edison electric institute national rural electric cooperative association american public power association large public power council	large public power council	0.4573353	Nonprofit	1
futures industry association fia securities industry financial markets association sifma	fia card services national association	0.4933928	FDIC	1
goldman sachs credit suisse securities usa llc jp morgan securities futures industry association fia securities industry financial markets association sifma pershing morgan stanley co wilmer hale newedge macquarie	general john j pershing memorial hospital association	0.6776319	Nonprofit	1
human race us citizen	foundation survival human race	0.9813966	Nonprofit	1
individual private investors	aepf private investors	0.9609433	CIK	1
individual us citizen	citizen impact usa	0.4765655	Nonprofit	1
international swaps derivatives association inc isda futures industry association fia	fia card services national association	0.3521049	FDIC	1
limit free self am private investor	no limit games	0.5072254	CIK	1
missouri central title	central missouri community	0.9554285	Credit Union	1
missouri central title inc dba texas county title	rta hospice charitable fund central az inc dba rta hospice	0.6668085	Nonprofit	1
national rural electric cooperative association american public power association	national rural electric cooperative association	0.6752424	CIK	1
national rural electric cooperative association american public power association large public power council edison electric institute	large public power council	0.5059070	Nonprofit	1
national rural electric cooperative association edison electric institute large public power council electric power supply association	large public power council	0.4106013	Nonprofit	1
national rural electric cooperative association large public power council electric power supply association	large public power council	0.5153062	Nonprofit	1
native american financial services association nafsa	nafsa association international educators	0.8319365	Nonprofit	1

# false positive comments 
d %>% filter(str_detect(comment_org_name,  false_match)) %>% 
  dplyr::select(#starts_with("docket"), 
    starts_with("comment"),
         starts_with("best"), everything() ) %>% 
  dplyr::select(-comment_docket_count, -comment_agency) %>% 
  kablebox()

comment_url	comment_org_name	comment_submitter_name	best_match_name	best_match_score	best_match_type	best_match_org_comments	docket_id	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	FDIC_Institutions-bestMatch:ASSET	FDIC_Institutions-bestMatch:STNAME	CIK-bestMatch:marketcap	SEC_Institutions-bestMatch:Ticker	compustat_resources-bestMatch:marketcap	compustat_resources-bestMatch:naics	nonprofits_resources-bestMatch:assets	nonprofits_resources-bestMatch:revenue	nonprofits_resources-bestMatch:ein	opensecrets_resources_jwVersion-bestMatch:MeanContribAmountPerYearContributed	opensecrets_resources_jwVersion-bestMatch:TotalContribAmount	matches	org_name	org_type	org_resources	opensecrets_resources_name	org_comments	marketcap	marketcap2	Agency	Org_type	payday
https://www.regulations.gov/document?D=CFPB-2019-0022-12043	credit union association dakotas	shawn brummer	community healthcare association dakotas	0.9733001	Nonprofit	19	CFPB-2019-0022	NA	NA	NA	NA	NA	NA	community healthcare association dakotas	NA	NA	NA	NA	NA	NA	NA	387059	1798406	363377788	NA	NA	community healthcare association dakotas-Nonprofit	community healthcare association dakotas	Nonprofit	387059	NA	19	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2019-0021-0432	california nevada credit union leagues	diana dykstra	american association credit union leagues	0.6941088	Nonprofit	15	CFPB-2019-0021	NA	NA	NA	NA	NA	NA	american association credit union leagues	NA	NA	NA	NA	NA	NA	NA	653146	946721	756046595	NA	NA	american association credit union leagues-Nonprofit	american association credit union leagues	Nonprofit	653146	NA	18	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2019-0022-9163	native american financial services association	gary davis	native american financial services association	1.0000000	Nonprofit	24	CFPB-2019-0022	NA	NA	NA	NA	NA	NA	native american financial services association	NA	NA	NA	NA	NA	NA	NA	NA	NA	455572815	NA	NA	native american financial services association-Nonprofit	native american financial services association	Nonprofit	NA	NA	2	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2019-0022-9556	pennsylvania housing finance agency	rebecca peace	pennsylvania homeschoolers accreditation agency	0.7741571	Nonprofit	15	CFPB-2019-0022	NA	NA	NA	NA	NA	NA	pennsylvania homeschoolers accreditation agency	NA	NA	NA	NA	NA	NA	NA	39009	46075	251776234	NA	NA	pennsylvania homeschoolers accreditation agency-Nonprofit	pennsylvania homeschoolers accreditation agency	Nonprofit	39009	NA	16	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2019-0022-9526	us chamber commerce center capital markets competitiveness	tom quaadman	national center industrial competitiveness	0.5633987	Nonprofit	32	CFPB-2019-0022	NA	NA	NA	NA	NA	NA	national center industrial competitiveness	NA	NA	NA	NA	NA	NA	NA	1565507	184	311412916	NA	NA	national center industrial competitiveness-Nonprofit	national center industrial competitiveness	Nonprofit	1565507	NA	15	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2019-0021-0256	credit union association dakotas	jeff olson	community healthcare association dakotas	0.9733001	Nonprofit	19	CFPB-2019-0021	NA	NA	NA	NA	NA	NA	community healthcare association dakotas	NA	NA	NA	NA	NA	NA	NA	387059	1798406	363377788	NA	NA	community healthcare association dakotas-Nonprofit	community healthcare association dakotas	Nonprofit	387059	NA	19	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2017-0021-0014	credit union association dakotas	jeffrey olson	community healthcare association dakotas	0.9733001	Nonprofit	19	CFPB-2017-0021	NA	NA	NA	NA	NA	NA	community healthcare association dakotas	NA	NA	NA	NA	NA	NA	NA	387059	1798406	363377788	NA	NA	community healthcare association dakotas-Nonprofit	community healthcare association dakotas	Nonprofit	387059	NA	19	NA	NA	CFPB	Nonprofit (IRS Data)	All Other Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211401	organization unknown 1	shelby livingston	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211402	organization unknown 1	valentina campos	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211131	organization unknown 1	joan boyce	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211403	organization unknown 1	jola wallowingbull	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211132	organization unknown 1	sybilroxanne clemons	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209693	organization unknown 1	racheal harris	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209419	organization unknown 1	william faiman	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211404	organization unknown 1	elizaeth pauza	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211421	organization unknown 1	laurie fujimoto	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211133	organization unknown 1	norma sauers	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209694	organization unknown 1	yannely garcia	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209995	organization unknown 1	malik rhodes	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211099	organization unknown 1	angela robinson	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211491	organization unknown 1	brenda griffin	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210908	organization unknown 1	tonya marbuary	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209642	organization unknown 1	brayan castro	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209420	organization unknown 1	rendy rogers	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209192	organization unknown 1	jayd moreno	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209669	organization unknown 1	antoine williams	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211422	organization unknown 1	frances martinez	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210540	organization unknown 1	tina smith	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210075	organization unknown 1	dia gage	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211134	organization unknown 1	leanna jones	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209349	organization unknown 1	reia mcalister	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209010	organization unknown 1	donna sabin	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209654	organization unknown 1	rayna johnson	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211563	organization unknown 1	casey bowers	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209996	organization unknown 1	brent thacker	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210847	organization unknown 1	janet chavez	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211492	organization unknown 1	ronald jacobs	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209036	organization unknown 1	rochelle williams	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210909	organization unknown 1	alexus nobles	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209643	organization unknown 1	veronica nieto	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210489	organization unknown 1	kathy jones	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210980	organization unknown 1	brian hoyt	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209421	organization unknown 1	amber lewis	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211406	organization unknown 1	ada stclair	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210675	organization unknown 1	amanda fuller	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211505	organization unknown 1	asia chaney	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210293	organization unknown 1	kavana lloyd	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209018	organization unknown 1	carl phillips	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209670	organization unknown 1	crystal collins	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209981	organization unknown 1	samantha ryan	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211423	organization unknown 1	ericka maestas	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210541	organization unknown 1	gerald gallina	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211272	organization unknown 1	crystal collins	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211135	organization unknown 1	miguel mendez	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209703	organization unknown 1	deanna simmons	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211534	organization unknown 1	tracy elliott	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209350	organization unknown 1	bennie bullard	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209939	organization unknown 1	hector nieto	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209011	organization unknown 1	vincente calagua	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211564	organization unknown 1	margaret hyjek	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209573	organization unknown 1	mario rodriquez	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209997	organization unknown 1	maurice lewis	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209427	organization unknown 1	ginger kaehler	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210719	organization unknown 1	armando ponce	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211493	organization unknown 1	jason susslin	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209037	organization unknown 1	andre spearman	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209480	organization unknown 1	brandi gall	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210084	organization unknown 1	brandee bailous	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210910	organization unknown 1	katherine ducharme	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209644	organization unknown 1	william steward	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209577	organization unknown 1	michael natividad	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209060	organization unknown 1	terrance williams	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210490	organization unknown 1	heather chandler	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210981	organization unknown 1	kristine wahpeconiah	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211146	organization unknown 1	brenna leach	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210975	organization unknown 1	cindy thurman	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209422	organization unknown 1	karla ibarra	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211407	organization unknown 1	leslie gora	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211199	organization unknown 1	brian zoleta	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210676	organization unknown 1	lawrence ware jr	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211440	organization unknown 1	wendy roberts	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211506	organization unknown 1	marcel reyes	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211412	organization unknown 1	scott cozy	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210294	organization unknown 1	shawn hill	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210322	organization unknown 1	linda baum	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209194	organization unknown 1	keturah spikes	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210550	organization unknown 1	trinity rice	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209671	organization unknown 1	erica rodgers	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209982	organization unknown 1	deshon odom	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209439	organization unknown 1	johniece gibson	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209170	organization unknown 1	gregory dustin	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211424	organization unknown 1	quintesa ehimare	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210542	organization unknown 1	joseph gumataotao	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210840	organization unknown 1	rachael goble	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210077	organization unknown 1	rosalyn pruitt	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210998	organization unknown 1	stephen griswold	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-210743	organization unknown 1	vickie hyde	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-209155	organization unknown 1	tito figueroa	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211136	organization unknown 1	teresa taliaferro	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules
https://www.regulations.gov/document?D=CFPB-2016-0025-211151	organization unknown 1	cary lewis	love 1 another organization	0.8226513	Nonprofit	2664	CFPB-2016-0025	NA	NA	NA	NA	NA	NA	love 1 another organization	NA	NA	NA	NA	NA	NA	NA	1	18	721553755	NA	NA	love 1 another organization-Nonprofit	love 1 another organization	Nonprofit	1	NA	3008	NA	NA	CFPB	Nonprofit (IRS Data)	Payday Loan Rules

# drop false matches 
d %<>% filter(!str_detect(comment_org_name, false_match))


d %>% 
  filter(str_detect(best_match_name, "financial")) %>% 
  arrange(-org_comments) %>% 
  dplyr::select(org_comments, comment_org_name,  best_match_name, best_match_score, best_match_type, comment_url, everything()) %>% 
  kablebox()

org_comments	comment_org_name	best_match_name	best_match_score	best_match_type	comment_url	docket_id	comment_docket_count	comment_agency	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	FDIC_Institutions-bestMatch:ASSET	FDIC_Institutions-bestMatch:STNAME	CIK-bestMatch:marketcap	SEC_Institutions-bestMatch:Ticker	compustat_resources-bestMatch:marketcap	compustat_resources-bestMatch:naics	nonprofits_resources-bestMatch:assets	nonprofits_resources-bestMatch:revenue	nonprofits_resources-bestMatch:ein	opensecrets_resources_jwVersion-bestMatch:MeanContribAmountPerYearContributed	opensecrets_resources_jwVersion-bestMatch:TotalContribAmount	matches	org_name	org_type	org_resources	opensecrets_resources_name	best_match_org_comments	marketcap	marketcap2	Agency	Org_type	payday
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144346	CFPB-2016-0025	1	CFPB	richard buchanan	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144358	CFPB-2016-0025	1	CFPB	cornillo moreno	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144357	CFPB-2016-0025	1	CFPB	susana garcia mora	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144355	CFPB-2016-0025	1	CFPB	marvin rodriguez	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144354	CFPB-2016-0025	1	CFPB	juan enrique arias delgado	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144886	CFPB-2016-0025	1	CFPB	michael morgan	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-144950	CFPB-2016-0025	1	CFPB	mike lynn	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145355	CFPB-2016-0025	1	CFPB	mary constocel	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145537	CFPB-2016-0025	1	CFPB	melissa jones	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145534	CFPB-2016-0025	1	CFPB	nigel gwan	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145533	CFPB-2016-0025	1	CFPB	matthew harvey	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145620	CFPB-2016-0025	1	CFPB	mary brown	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145508	CFPB-2016-0025	1	CFPB	christian beck	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-145517	CFPB-2016-0025	1	CFPB	fernando bravo	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154176	CFPB-2016-0025	1	CFPB	audrey jones	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-151959	CFPB-2016-0025	1	CFPB	melissa richmond	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-157596	CFPB-2016-0025	1	CFPB	allison wood	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154022	CFPB-2016-0025	1	CFPB	josh jones	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156841	CFPB-2016-0025	1	CFPB	diego romero	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154813	CFPB-2016-0025	1	CFPB	jake trapp	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-157509	CFPB-2016-0025	1	CFPB	shane hillman	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150423	CFPB-2016-0025	1	CFPB	thomas peterson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150916	CFPB-2016-0025	1	CFPB	roger tanner	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156316	CFPB-2016-0025	1	CFPB	arturo villa	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156631	CFPB-2016-0025	1	CFPB	anonymous anonymous	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-152220	CFPB-2016-0025	1	CFPB	shirley barnes	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156221	CFPB-2016-0025	1	CFPB	miguel santo	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156575	CFPB-2016-0025	1	CFPB	janette smith	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156071	CFPB-2016-0025	1	CFPB	janice vines	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154827	CFPB-2016-0025	1	CFPB	lonnie compton	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154780	CFPB-2016-0025	1	CFPB	ryan dunlap	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156607	CFPB-2016-0025	1	CFPB	ashley shepherd	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-153158	CFPB-2016-0025	1	CFPB	paula steele	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150849	CFPB-2016-0025	1	CFPB	michael tatham	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150837	CFPB-2016-0025	1	CFPB	howard frederick	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-152610	CFPB-2016-0025	1	CFPB	ray dalton	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154751	CFPB-2016-0025	1	CFPB	charles beltz	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-151449	CFPB-2016-0025	1	CFPB	anonymous anonymous	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-153436	CFPB-2016-0025	1	CFPB	danaya stockard	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150798	CFPB-2016-0025	1	CFPB	duina flores	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-155206	CFPB-2016-0025	1	CFPB	melinda fultz	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-151619	CFPB-2016-0025	1	CFPB	phillip armstrong	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-153946	CFPB-2016-0025	1	CFPB	nathan harris	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-153776	CFPB-2016-0025	1	CFPB	noe ortz	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-151652	CFPB-2016-0025	1	CFPB	david franklin	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154815	CFPB-2016-0025	1	CFPB	ash lavoie	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154812	CFPB-2016-0025	1	CFPB	michelle lavoie	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-151486	CFPB-2016-0025	1	CFPB	amber trail	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154785	CFPB-2016-0025	1	CFPB	kimberly hassell	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-155553	CFPB-2016-0025	1	CFPB	cary cook	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150392	CFPB-2016-0025	1	CFPB	james westmoreland	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-151962	CFPB-2016-0025	1	CFPB	jay tarter	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150836	CFPB-2016-0025	1	CFPB	mark hall	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-157797	CFPB-2016-0025	1	CFPB	jordan anderson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-156676	CFPB-2016-0025	1	CFPB	eric johnson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-150408	CFPB-2016-0025	1	CFPB	ashley elder	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-154802	CFPB-2016-0025	1	CFPB	imani joyner	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-169355	CFPB-2016-0025	1	CFPB	cynthia bryson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-169417	CFPB-2016-0025	1	CFPB	ismael lopez	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-165015	CFPB-2016-0025	1	CFPB	nathaniel brunson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-164437	CFPB-2016-0025	1	CFPB	basiru konta	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-169291	CFPB-2016-0025	1	CFPB	justin richardson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161694	CFPB-2016-0025	1	CFPB	april nelson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161581	CFPB-2016-0025	1	CFPB	johnny vince	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-162868	CFPB-2016-0025	1	CFPB	dennise conley	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-169284	CFPB-2016-0025	1	CFPB	isaac wiley	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163395	CFPB-2016-0025	1	CFPB	audrey l love	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-164418	CFPB-2016-0025	1	CFPB	robert weaver	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163334	CFPB-2016-0025	1	CFPB	lisa fults	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-158370	CFPB-2016-0025	1	CFPB	naomi king	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161526	CFPB-2016-0025	1	CFPB	ashton coursey	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-158523	CFPB-2016-0025	1	CFPB	billy ladd	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163742	CFPB-2016-0025	1	CFPB	joshua phillips	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161760	CFPB-2016-0025	1	CFPB	viven shannon	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163752	CFPB-2016-0025	1	CFPB	gary staggs	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-158410	CFPB-2016-0025	1	CFPB	jeffery moss	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161625	CFPB-2016-0025	1	CFPB	heather lavoie	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-164954	CFPB-2016-0025	1	CFPB	phillip hofstetter	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163474	CFPB-2016-0025	1	CFPB	tinisha broadnax	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-162472	CFPB-2016-0025	1	CFPB	clay storie	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-162048	CFPB-2016-0025	1	CFPB	troy bradford	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-167325	CFPB-2016-0025	1	CFPB	jerald king	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161763	CFPB-2016-0025	1	CFPB	shelah spencer	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-167853	CFPB-2016-0025	1	CFPB	michaela vileikis	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-168668	CFPB-2016-0025	1	CFPB	sandra eddy	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163421	CFPB-2016-0025	1	CFPB	rodney bowen	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161472	CFPB-2016-0025	1	CFPB	ronald spencer	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-167185	CFPB-2016-0025	1	CFPB	nikki rivers	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161835	CFPB-2016-0025	1	CFPB	ireland white	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-165943	CFPB-2016-0025	1	CFPB	john griffin	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161529	CFPB-2016-0025	1	CFPB	laura johnson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-167082	CFPB-2016-0025	1	CFPB	kristy herra	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-167857	CFPB-2016-0025	1	CFPB	mary ingram	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161521	CFPB-2016-0025	1	CFPB	elizabeth bean	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-164512	CFPB-2016-0025	1	CFPB	anonymous anonymous	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-163405	CFPB-2016-0025	1	CFPB	eric klean	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-158415	CFPB-2016-0025	1	CFPB	ashley pierre	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-161530	CFPB-2016-0025	1	CFPB	rhamadan ahmed	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-169380	CFPB-2016-0025	1	CFPB	vincent ware	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules
1967	advance financial	advance financial	1	Credit Union	https://www.regulations.gov/document?D=CFPB-2016-0025-158365	CFPB-2016-0025	1	CFPB	michelle watson	NA	advance financial	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	advance financial-Credit Union	advance financial	Credit Union	NA	NA	1967	NA	NA	CFPB	Credit Union	Payday Loan Rules

---

Commenters matched to other datasets of known organizations

# 2k
 paste("Credit Union matches: ", sum(!is.na(d$CreditUnions_name)) )

## [1] "Credit Union matches:  2291"

d %>% filter(!is.na(CreditUnions_name)) %>% dplyr::select(ends_with("name"), comment_url) %>% kablebox()

comment_org_name	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	best_match_name	FDIC_Institutions-bestMatch:STNAME	org_name	opensecrets_resources_name	comment_url
ct health policy project	ellen andrews	NA	northeastern ct health care	NA	NA	NA	NA	NA	NA	northeastern ct health care	NA	northeastern ct health care	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-14342
community bank iowa	jay randall	NA	university iowa community	NA	NA	NA	NA	NA	NA	university iowa community	NA	university iowa community	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0417
united states senate	various	NA	united states senate	NA	NA	NA	NA	NA	NA	united states senate	NA	united states senate	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-0053
united states senate	james risch	NA	united states senate	NA	NA	NA	NA	NA	NA	united states senate	NA	united states senate	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-211929
community choice	community choice community choice	NA	community choice	NA	NA	NA	NA	NA	NA	community choice	NA	community choice	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144135
advance financial	richard buchanan	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144346
advance financial	cornillo moreno	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144358
advance financial	susana garcia mora	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144357
advance financial	marvin rodriguez	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144355
advance financial	juan enrique arias delgado	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144354
advance financial	michael morgan	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144886
bethel ame church	kenneth baker	NA	bethel ame church	NA	NA	NA	NA	NA	NA	bethel ame church	NA	bethel ame church	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144915
brentwood baptist church	rev carolyn pickens	NA	brentwood baptist church	NA	NA	NA	NA	NA	NA	brentwood baptist church	NA	brentwood baptist church	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144894
advance financial	mike lynn	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144950
brentwood baptist church	rev kevin williams	NA	brentwood baptist church	NA	NA	NA	NA	NA	NA	brentwood baptist church	NA	brentwood baptist church	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144895
st mark ame church	rev rethis murry	NA	st paul ame zion church	NA	NA	NA	NA	NA	NA	st paul ame zion church	NA	st paul ame zion church	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144916
advance financial	mary constocel	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145355
advance financial	melissa jones	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145537
advance financial	nigel gwan	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145534
advance financial	matthew harvey	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145533
advance financial	mary brown	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145620
advance financial	christian beck	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145508
advance financial	fernando bravo	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145517
advance financial	audrey jones	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154176
advance financial	melissa richmond	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-151959
advance financial	allison wood	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-157596
advance financial	josh jones	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154022
advance financial	diego romero	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156841
advance financial	jake trapp	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154813
advance financial	shane hillman	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-157509
advance financial	thomas peterson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150423
advance financial	roger tanner	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150916
north side community federal credit union	sarah marshall	NA	north side community	NA	NA	NA	NA	NA	NA	north side community	NA	north side community	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148776
advance financial	arturo villa	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156316
advance financial	anonymous anonymous	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156631
advance financial	shirley barnes	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-152220
advance financial	miguel santo	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156221
advance financial	janette smith	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156575
emerald credit union	joe crawfis	NA	emerald credit union	NA	NA	NA	NA	NA	NA	emerald credit union	NA	emerald credit union	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154340
abilene teachers federal credit union	james boyd	NA	abilene teachers	NA	NA	NA	NA	NA	NA	abilene teachers	NA	abilene teachers	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148822
advance financial	janice vines	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156071
advance financial	lonnie compton	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154827
advance financial	ryan dunlap	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154780
advance financial	ashley shepherd	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156607
advance financial	paula steele	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-153158
advance financial	michael tatham	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150849
advance financial	howard frederick	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150837
advance financial	ray dalton	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-152610
advance financial	charles beltz	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154751
advance financial	anonymous anonymous	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-151449
unity catholic federal credit union	brian mccue	NA	unity catholic	NA	NA	NA	NA	NA	NA	unity catholic	NA	unity catholic	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154161
advance financial	danaya stockard	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-153436
advance financial	duina flores	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150798
advance financial	melinda fultz	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-155206
advance financial	phillip armstrong	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-151619
advance financial	nathan harris	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-153946
virginia credit union	beverly rutherford	NA	virginia credit union	NA	NA	NA	NA	NA	NA	virginia credit union	NA	virginia credit union	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148851
advance financial	noe ortz	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-153776
advance financial	david franklin	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-151652
emerald credit union	wendy driver	NA	emerald credit union	NA	NA	NA	NA	NA	NA	emerald credit union	NA	emerald credit union	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156288
city commission brownsville texas	john villarreal	NA	brownsville city employees	NA	NA	NA	NA	NA	NA	brownsville city employees	NA	brownsville city employees	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154186
advance financial	ash lavoie	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154815
advance financial	michelle lavoie	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154812
advance financial	amber trail	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-151486
advance financial	kimberly hassell	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154785
advance financial	cary cook	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-155553
advance financial	james westmoreland	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150392
advance financial	jay tarter	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-151962
advance financial	mark hall	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150836
advance financial	jordan anderson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-157797
advance financial	eric johnson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-156676
advance financial	ashley elder	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-150408
advance financial	imani joyner	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154802
advance financial	cynthia bryson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-169355
advance financial	ismael lopez	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-169417
advance financial	nathaniel brunson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-165015
advance financial	basiru konta	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-164437
advance financial	justin richardson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-169291
texas health resources	anonymous anonymous	NA	texas health resources	NA	NA	NA	NA	NA	NA	texas health resources	NA	texas health resources	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185034
advance financial	april nelson	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-161694
advance financial	johnny vince	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-161581
advance financial	dennise conley	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-162868
advance financial	isaac wiley	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-169284
advance financial	audrey l love	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-163395
advance financial	robert weaver	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-164418
advance financial	lisa fults	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-163334
advance financial	naomi king	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-158370
tarrant countys credit union	lily newfarmer	NA	tarrant countys credit union	NA	NA	NA	NA	NA	NA	tarrant countys credit union	NA	tarrant countys credit union	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-170685
advance financial	ashton coursey	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-161526
advance financial	billy ladd	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-158523
advance financial	joshua phillips	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-163742
advance financial	viven shannon	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-161760
advance financial	gary staggs	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-163752
advance financial	jeffery moss	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-158410
advance financial	heather lavoie	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-161625
advance financial	phillip hofstetter	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-164954
cardinal credit union	susan joseph	NA	cardinal credit union	NA	NA	NA	NA	NA	NA	cardinal credit union	NA	cardinal credit union	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-169813
advance financial	tinisha broadnax	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-163474
advance financial	clay storie	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-162472
advance financial	troy bradford	NA	advance financial	NA	NA	NA	NA	NA	NA	advance financial	NA	advance financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-162048

# 5k
 paste("CIK matches: ", sum(!is.na(d$CIK_name)) )

## [1] "CIK matches:  4646"

d %>% filter(!is.na(CIK_name)) %>% dplyr::select(ends_with("name"), comment_url)  %>% kablebox()

comment_org_name	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	best_match_name	FDIC_Institutions-bestMatch:STNAME	org_name	opensecrets_resources_name	comment_url
troy capital	rance willey	troy capital partners	NA	NA	NA	NA	NA	NA	NA	troy capital partners	NA	troy capital partners	NA	https://www.regulations.gov/document?D=CFPB-2020-0010-0006
american financial services	celia winslow	american financial services	NA	NA	NA	NA	NA	NA	NA	american financial services	NA	american financial services	NA	https://www.regulations.gov/document?D=CFPB-2020-0010-0009
one true	ohad samet	one true	NA	NA	NA	NA	NA	NA	NA	one true	NA	one true	NA	https://www.regulations.gov/document?D=CFPB-2020-0010-0010
allied collection service	steve stearns	allied bond collection agency	NA	NA	NA	NA	NA	NA	NA	allied bond collection agency	NA	allied bond collection agency	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-14321
select portfolio servicing	mike kruger	select portfolio servicing	NA	NA	NA	NA	NA	NA	NA	select portfolio servicing	NA	select portfolio servicing	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12078
gc services limited partnership	brad batig	gc central 12 limited partnership	NA	NA	NA	NA	NA	NA	NA	gc central 12 limited partnership	NA	gc central 12 limited partnership	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12101
troy capital	rance willey	troy capital partners	NA	NA	NA	NA	NA	NA	NA	troy capital partners	NA	troy capital partners	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12073
troy capital	zackary willey	troy capital partners	NA	NA	NA	NA	NA	NA	NA	troy capital partners	NA	troy capital partners	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12060
troy capital	rance willey	troy capital partners	NA	NA	NA	NA	NA	NA	NA	troy capital partners	NA	troy capital partners	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12072
rivers edge bank	jenn bergsma	estates rivers edge	NA	NA	NA	NA	NA	NA	NA	estates rivers edge	NA	estates rivers edge	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0473
client services	carrie bextermueller	private client services	NA	NA	NA	NA	NA	NA	NA	private client services	NA	private client services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9068
express recovery services	amber peterson	automotive recovery services	NA	NA	NA	NA	NA	NA	NA	automotive recovery services	NA	automotive recovery services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9152
check cash	jake proffitt	check cash	NA	NA	NA	NA	NA	NA	NA	check cash	NA	check cash	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9175
express recovery services	amber peterson	automotive recovery services	NA	NA	NA	NA	NA	NA	NA	automotive recovery services	NA	automotive recovery services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9142
dc 37 municipal employees legal services	elizabeth perez	municipal bond trust insured series 37	NA	NA	NA	NA	NA	NA	NA	municipal bond trust insured series 37	NA	municipal bond trust insured series 37	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9607
americans financial reform education fund	linda jun	fresco capital education venture fund	NA	NA	NA	NA	NA	NA	NA	fresco capital education venture fund	NA	fresco capital education venture fund	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9553
american bar association	judy perry martinez	american bar association	NA	NA	NA	NA	NA	NA	NA	american bar association	NA	american bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9441
riverview law office pllc	christina sandy	pwa riverview office tower	NA	NA	NA	NA	NA	NA	NA	pwa riverview office tower	NA	pwa riverview office tower	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9509
progressive management systems	yvonne garcia	progressive angioplasty systems	NA	NA	NA	NA	NA	NA	NA	progressive angioplasty systems	NA	progressive angioplasty systems	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9546
new economy project	sarah ludwig	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9531
credit world services	kelli lowe heying	avaya world services	NA	NA	NA	NA	NA	NA	NA	avaya world services	NA	avaya world services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9701
encore capital	sheryl wright	encore capital	NA	NA	NA	NA	NA	NA	NA	encore capital	NA	encore capital	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9590
bankers compliance consulting	diane dean	aegix compliance consulting	NA	NA	NA	NA	NA	NA	NA	aegix compliance consulting	NA	aegix compliance consulting	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0240
international bancshares	dennis nixon	international bancshares	NA	NA	NA	NA	NA	NA	NA	international bancshares	NA	international bancshares	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0246
missouri bankers association	keith thornburg	missouri bankers association	NA	NA	NA	NA	NA	NA	NA	missouri bankers association	NA	missouri bankers association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0339
ltd financial services	david john	blue financial services ltd adr	NA	NA	NA	NA	NA	NA	NA	blue financial services ltd adr	NA	blue financial services ltd adr	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-1165
southern financial systems	kimberly amacker	southern contract systems	NA	NA	NA	NA	NA	NA	NA	southern contract systems	NA	southern contract systems	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-6331
southern financial systems	john jarrell	southern contract systems	NA	NA	NA	NA	NA	NA	NA	southern contract systems	NA	southern contract systems	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-6363
cedar financial	alan fassonaki	cedar hill financial services	NA	NA	NA	NA	NA	NA	NA	cedar hill financial services	NA	cedar hill financial services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-6976
realty associates	bruce jolly	associates realty	NA	NA	NA	NA	NA	NA	NA	associates realty	NA	associates realty	NA	https://www.regulations.gov/document?D=CFPB-2016-0038-1643
call center	call center call center	national call center	NA	NA	NA	NA	NA	NA	NA	national call center	NA	national call center	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-211685
call center	call center call center	national call center	NA	NA	NA	NA	NA	NA	NA	national call center	NA	national call center	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-211675
call center	call center call center	national call center	NA	NA	NA	NA	NA	NA	NA	national call center	NA	national call center	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-211674
peoples mortgage	michelle collins	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0009
peoples mortgage	michael morgan	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0010
peoples mortgage	jeff hanks	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0008
peoples mortgage	phil solano	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0006
peoples mortgage	andria joachims	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0013
peoples mortgage	kyli clark	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0012
peoples mortgage	kevin kerivan	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0014
peoples mortgage	andy wilt	peoples financial realty mortgage securities 20061	NA	NA	NA	NA	NA	NA	NA	peoples financial realty mortgage securities 20061	NA	peoples financial realty mortgage securities 20061	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0017
union home mortgage	kelley grealis	union planters home equity	NA	NA	NA	NA	NA	NA	NA	union planters home equity	NA	union planters home equity	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0024
vanderbilt mortgage finance	jacqueline mallett	vanderbilt mortgage finance	NA	NA	NA	NA	NA	NA	NA	vanderbilt mortgage finance	NA	vanderbilt mortgage finance	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0032
fidelity finance	mark mccaig	united fidelity finance	NA	NA	NA	NA	NA	NA	NA	united fidelity finance	NA	united fidelity finance	NA	https://www.regulations.gov/document?D=CFPB-2016-0020-6468
national residential	monica montgomery	national residential nominee services	NA	NA	NA	NA	NA	NA	NA	national residential nominee services	NA	national residential nominee services	NA	https://www.regulations.gov/document?D=CFPB-2017-0018-0002
check cash	na na	check cash	NA	NA	NA	NA	NA	NA	NA	check cash	NA	check cash	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-208722
dollar rent car palmdale	lon mccracken	dollar rent car	NA	NA	NA	NA	NA	NA	NA	dollar rent car	NA	dollar rent car	NA	https://www.regulations.gov/document?D=CFPB-2016-0020-6284
nevada auto sales	mike bonicelli	am auto sales	NA	NA	NA	NA	NA	NA	NA	am auto sales	NA	am auto sales	NA	https://www.regulations.gov/document?D=CFPB-2016-0020-6290
instant cash	instant cash instant cash	instant cash services	NA	NA	NA	NA	NA	NA	NA	instant cash services	NA	instant cash services	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144140
check cashing	check cashing group check cashing	buckeye check cashing	NA	NA	NA	NA	NA	NA	NA	buckeye check cashing	NA	buckeye check cashing	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144150
express check advance	express check advance express check advance	express check services	NA	NA	NA	NA	NA	NA	NA	express check services	NA	express check services	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144137
check cash	check cash check cash	check cash	NA	NA	NA	NA	NA	NA	NA	check cash	NA	check cash	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144133
mortgage resources	marsha williams	commercial mortgage resources	NA	NA	NA	NA	NA	NA	NA	commercial mortgage resources	NA	commercial mortgage resources	NA	https://www.regulations.gov/document?D=CFPB-2016-0038-1614
lender service	cristina gilliam	cirrus lender services	NA	NA	NA	NA	NA	NA	NA	cirrus lender services	NA	cirrus lender services	NA	https://www.regulations.gov/document?D=CFPB-2016-0038-1613
national association professional background screeners	melissa sorenson	corelogic national background data	NA	NA	NA	NA	NA	NA	NA	corelogic national background data	NA	corelogic national background data	NA	https://www.regulations.gov/document?D=CFPB-2016-0039-0009
meridian title	patricia rosenbaum	meridian title escrow	NA	NA	NA	NA	NA	NA	NA	meridian title escrow	NA	meridian title escrow	NA	https://www.regulations.gov/document?D=CFPB-2016-0038-1623
meridian title	leisa boyd	meridian title escrow	NA	NA	NA	NA	NA	NA	NA	meridian title escrow	NA	meridian title escrow	NA	https://www.regulations.gov/document?D=CFPB-2016-0038-1622
international bancshares	dennis nixon	international bancshares	NA	NA	NA	NA	NA	NA	NA	international bancshares	NA	international bancshares	NA	https://www.regulations.gov/document?D=CFPB-2016-0039-0012
american bar association	linda klein	american bar association	NA	NA	NA	NA	NA	NA	NA	american bar association	NA	american bar association	NA	https://www.regulations.gov/document?D=CFPB-2016-0039-0019
financial pathways piedmont	program administrator	piedmont financial co inc nc adv	NA	NA	NA	NA	NA	NA	NA	piedmont financial co inc nc adv	NA	piedmont financial co inc nc adv	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144200
dfc global	lester firstenberger	dfc global	NA	NA	NA	NA	NA	NA	NA	dfc global	NA	dfc global	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144769
temple bible church	mulitple comments	berean bible church	NA	NA	NA	NA	NA	NA	NA	berean bible church	NA	berean bible church	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144787
check cash	d lynn devault	check cash	NA	NA	NA	NA	NA	NA	NA	check cash	NA	check cash	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144941
new economy project	anonymous anonymous	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-144901
new economy project	48 new yorkersnew jerseyans	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-145320
first data	kim ford	first data	NA	NA	NA	NA	NA	NA	NA	first data	NA	first data	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-147178
payday loan	sam hess	payday loan	NA	NA	NA	NA	NA	NA	NA	payday loan	NA	payday loan	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-147944
new economy project	27 new yorkers	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-146832
us eagle federal credit union	marsha majors	eagle point credit us	NA	NA	NA	NA	NA	NA	NA	eagle point credit us	NA	eagle point credit us	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-147123
metropolitan church god in christ	john coats	gethsemane church god in christ	NA	NA	NA	NA	NA	NA	NA	gethsemane church god in christ	NA	gethsemane church god in christ	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148801
new economy project	veronica raphael	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-146864
north carolina assets alliance	donna gallagher	alliancebernstein securitized assets fund cayman	NA	NA	NA	NA	NA	NA	NA	alliancebernstein securitized assets fund cayman	NA	alliancebernstein securitized assets fund cayman	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148831
chatham capital	brian reynolds	chatham capital	NA	NA	NA	NA	NA	NA	NA	chatham capital	NA	chatham capital	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148840
express advance	lativa mcneil	express cash advance	NA	NA	NA	NA	NA	NA	NA	express cash advance	NA	express cash advance	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148564
ag consultants	robert guzman	ag consultants	NA	NA	NA	NA	NA	NA	NA	ag consultants	NA	ag consultants	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148797
southern bancorp	jennifer johnson	southern bancorp	NA	NA	NA	NA	NA	NA	NA	southern bancorp	NA	southern bancorp	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-147240
cng financial	lindsay oak	cng financial	NA	NA	NA	NA	NA	NA	NA	cng financial	NA	cng financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-158003
new economy project	elina tatis	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-146838
new economy project	johanna ketter	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-146841
crystal rock finance	jose ramirez	crystal rock fund	NA	NA	NA	NA	NA	NA	NA	crystal rock fund	NA	crystal rock fund	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154526
community choice financial	bridgette roman	community choice financial	NA	NA	NA	NA	NA	NA	NA	community choice financial	NA	community choice financial	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148842
new capital	rosie papazian	new capital	NA	NA	NA	NA	NA	NA	NA	new capital	NA	new capital	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-157935
new economy project	jess brooks	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154329
new economy project	marlene campos	new economy project	NA	NA	NA	NA	NA	NA	NA	new economy project	NA	new economy project	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-154343
international bancshares	dennis nixon	international bancshares	NA	NA	NA	NA	NA	NA	NA	international bancshares	NA	international bancshares	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-148413
pacifica resource center	anita rees	pacifica city center	NA	NA	NA	NA	NA	NA	NA	pacifica city center	NA	pacifica city center	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-157965
capital cash	na na	capital cash management trust	NA	NA	NA	NA	NA	NA	NA	capital cash management trust	NA	capital cash management trust	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-158285
world acceptance	anonymous anonymous	world acceptance	NA	NA	NA	NA	NA	NA	NA	world acceptance	NA	world acceptance	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185032
office common council	benito barrios	qic ballston common office reit	NA	NA	NA	NA	NA	NA	NA	qic ballston common office reit	NA	qic ballston common office reit	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-187770
cash in dash	william strong	cash in dash	NA	NA	NA	NA	NA	NA	NA	cash in dash	NA	cash in dash	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185146
state representative	jd mesnard	park dorothy d personal representative estate roy h park	NA	NA	NA	NA	NA	NA	NA	park dorothy d personal representative estate roy h park	NA	park dorothy d personal representative estate roy h park	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185045
harpeth financial	anonymous anonymous	harpeth financial services	NA	NA	NA	NA	NA	NA	NA	harpeth financial services	NA	harpeth financial services	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-186582
factor trust	anonymous anonymous	diversified factor premia fund series panagora group trust	NA	NA	NA	NA	NA	NA	NA	diversified factor premia fund series panagora group trust	NA	diversified factor premia fund series panagora group trust	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-186587
third coast federal credit union	dan thorton	heart texas hospice third coast	NA	NA	NA	NA	NA	NA	NA	heart texas hospice third coast	NA	heart texas hospice third coast	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185084
state utah house representatives	john pfeiffer	landrys seafood house utah	NA	NA	NA	NA	NA	NA	NA	landrys seafood house utah	NA	landrys seafood house utah	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185169
state denver colorado	bill cadman	summit group denver colorado	NA	NA	NA	NA	NA	NA	NA	summit group denver colorado	NA	summit group denver colorado	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-187765
lamar advertising	richard montgomery	lamar advertising	NA	NA	NA	NA	NA	NA	NA	lamar advertising	NA	lamar advertising	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-164441
state utah house representatives	brad daw	landrys seafood house utah	NA	NA	NA	NA	NA	NA	NA	landrys seafood house utah	NA	landrys seafood house utah	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-185168
one detroit credit union	hank hubbard	radio one detroit	NA	NA	NA	NA	NA	NA	NA	radio one detroit	NA	radio one detroit	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-170682
check cash	anonymous anonymous	check cash	NA	NA	NA	NA	NA	NA	NA	check cash	NA	check cash	NA	https://www.regulations.gov/document?D=CFPB-2016-0025-187768

# 1k
 paste("FDIC_Institutions matches: ", sum(!is.na(d$FDIC_Institutions_name)) )

## [1] "FDIC_Institutions matches:  2386"

d %>% filter(!is.na(FDIC_Institutions_name)) %>% dplyr::select(ends_with("name"), comment_url) %>% kablebox()

comment_org_name	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	best_match_name	FDIC_Institutions-bestMatch:STNAME	org_name	opensecrets_resources_name	comment_url
state bank cross plains	karen obrien	NA	NA	cross plains state bank	NA	NA	NA	NA	NA	cross plains state bank	Indiana	cross plains state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0399
skyline national bank	beth worrell	NA	NA	skyline national bank	NA	NA	NA	NA	NA	skyline national bank	Virginia	skyline national bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0406
first state bank	kathy weiss	NA	NA	first state bank	NA	NA	NA	NA	NA	first state bank	North Carolina	first state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0413
county savings bank	mark schreiber	NA	NA	county savings bank	NA	NA	NA	NA	NA	county savings bank	Pennsylvania	county savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0416
citizens bank	sherry behrends	NA	NA	citizens bank	NA	NA	NA	NA	NA	citizens bank	Alabama	citizens bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0420
neffs national bank	kevin schmidt	NA	NA	neffs national bank	NA	NA	NA	NA	NA	neffs national bank	Pennsylvania	neffs national bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0398
flatirons bank	kyle heckman	NA	NA	flatirons bank	NA	NA	NA	NA	NA	flatirons bank	Colorado	flatirons bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0396
county savings bank	sharon mcnult	NA	NA	county savings bank	NA	NA	NA	NA	NA	county savings bank	Pennsylvania	county savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0391
state bank cross plains	jim tubbs	NA	NA	cross plains state bank	NA	NA	NA	NA	NA	cross plains state bank	Indiana	cross plains state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0402
county savings bank	marianne graden	NA	NA	county savings bank	NA	NA	NA	NA	NA	county savings bank	Pennsylvania	county savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0394
first state community bank	donald thompson	NA	NA	first state community bank	NA	NA	NA	NA	NA	first state community bank	Missouri	first state community bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0405
glenwood state bank	linda young	NA	NA	glenwood state bank	NA	NA	NA	NA	NA	glenwood state bank	Iowa	glenwood state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0407
denver savings bank	karrie ryherd	NA	NA	denver savings bank	NA	NA	NA	NA	NA	denver savings bank	Iowa	denver savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0415
county savings bank	vonnie kearney	NA	NA	county savings bank	NA	NA	NA	NA	NA	county savings bank	Pennsylvania	county savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0389
state bank cross plains	sabrina mitchell	NA	NA	cross plains state bank	NA	NA	NA	NA	NA	cross plains state bank	Indiana	cross plains state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0392
bank clarendon	james ham	NA	NA	bank clarendon	NA	NA	NA	NA	NA	bank clarendon	South Carolina	bank clarendon	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0403
jarrettsville federal savings loan	lisa ruzicka	NA	NA	jarrettsville federal savings loan association	NA	NA	NA	NA	NA	jarrettsville federal savings loan association	Maryland	jarrettsville federal savings loan association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0395
state bank cross plains	beth mcnulty	NA	NA	cross plains state bank	NA	NA	NA	NA	NA	cross plains state bank	Indiana	cross plains state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0409
farmers state bank	steven stull	NA	NA	farmers state bank	NA	NA	NA	NA	NA	farmers state bank	Indiana	farmers state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0390
first federal savings bank	jon mancari	NA	NA	first federal savings bank	NA	NA	NA	NA	NA	first federal savings bank	Utah	first federal savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0401
state bank cross plains	rachel kleven	NA	NA	cross plains state bank	NA	NA	NA	NA	NA	cross plains state bank	Indiana	cross plains state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0393
settlers bank	eric walters	NA	NA	settlers bank	NA	NA	NA	NA	NA	settlers bank	Ohio	settlers bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0404
city state bank	alesia harlan	NA	NA	city state bank	NA	NA	NA	NA	NA	city state bank	Tennessee	city state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0408
american bank	andrew kostyal	NA	NA	american bank	NA	NA	NA	NA	NA	american bank	Oklahoma	american bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0410
elysian bank	jeff spitzack	NA	NA	elysian bank	NA	NA	NA	NA	NA	elysian bank	Minnesota	elysian bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0414
austin bank texas national association	brenda williams	NA	NA	austin bank texas national association	NA	NA	NA	NA	NA	austin bank texas national association	Texas	austin bank texas national association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0387
credit one bank	barbara hoerner	NA	NA	credit one bank national association	NA	NA	NA	NA	NA	credit one bank national association	Nevada	credit one bank national association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12102
bank st francisville	erica stokes	NA	NA	bank st francisville	NA	NA	NA	NA	NA	bank st francisville	Louisiana	bank st francisville	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0424
midfirst bank	jason lane	NA	NA	midfirst bank	NA	NA	NA	NA	NA	midfirst bank	Oklahoma	midfirst bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12091
state bank cross plains	susan zander	NA	NA	cross plains state bank	NA	NA	NA	NA	NA	cross plains state bank	Indiana	cross plains state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0427
fnb bank	julie williams	NA	NA	fnb bank	NA	NA	NA	NA	NA	fnb bank	Iowa	fnb bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0443
first southeast bank	jessica aggen	NA	NA	first southeast bank	NA	NA	NA	NA	NA	first southeast bank	Minnesota	first southeast bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0474
capital community bank	julie fausett	NA	NA	community capital bank	NA	NA	NA	NA	NA	community capital bank	New York	community capital bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0475
chelsea state bank	dawn kalusha	NA	NA	chelsea state bank	NA	NA	NA	NA	NA	chelsea state bank	Michigan	chelsea state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0467
first southeast bank	kaila case	NA	NA	first southeast bank	NA	NA	NA	NA	NA	first southeast bank	Minnesota	first southeast bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0476
first southeast bank	debra skaalen	NA	NA	first southeast bank	NA	NA	NA	NA	NA	first southeast bank	Minnesota	first southeast bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0468
bendena state bank	brooke waggoner	NA	NA	bendena state bank	NA	NA	NA	NA	NA	bendena state bank	Kansas	bendena state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0464
hnb national bank	kevin jaquet	NA	NA	hnb national bank	NA	NA	NA	NA	NA	hnb national bank	Missouri	hnb national bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0480
edgewater bank	babette smith	NA	NA	edgewater bank	NA	NA	NA	NA	NA	edgewater bank	Michigan	edgewater bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0461
fowler state bank	kassey budreau	NA	NA	fowler state bank	NA	NA	NA	NA	NA	fowler state bank	Indiana	fowler state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0477
main bank	alan shettlesworth	NA	NA	main bank	NA	NA	NA	NA	NA	main bank	New Mexico	main bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0458
united farmers state bank	lisa boe	NA	NA	united farmers state bank	NA	NA	NA	NA	NA	united farmers state bank	Minnesota	united farmers state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0482
glenwood state bank	susan diercks	NA	NA	glenwood state bank	NA	NA	NA	NA	NA	glenwood state bank	Iowa	glenwood state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0490
hicksville bank	greg smitley	NA	NA	hicksville bank	NA	NA	NA	NA	NA	hicksville bank	Ohio	hicksville bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0469
security savings bank	mindy swieter	NA	NA	security savings bank	NA	NA	NA	NA	NA	security savings bank	Iowa	security savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0485
first southeast bank	christopher skaalen	NA	NA	first southeast bank	NA	NA	NA	NA	NA	first southeast bank	Minnesota	first southeast bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0466
valley premier bank	bruce tellefson	NA	NA	valley premier bank	NA	NA	NA	NA	NA	valley premier bank	Minnesota	valley premier bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0465
security savings bank	brad lane	NA	NA	security savings bank	NA	NA	NA	NA	NA	security savings bank	Iowa	security savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0463
security savings bank	kent peterson	NA	NA	security savings bank	NA	NA	NA	NA	NA	security savings bank	Iowa	security savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0479
first capital bank	barbara melton	NA	NA	first capital bank	NA	NA	NA	NA	NA	first capital bank	Oklahoma	first capital bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0460
lead bank	kim appel	NA	NA	lead bank	NA	NA	NA	NA	NA	lead bank	Missouri	lead bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0481
edison national bank	shristina depari	NA	NA	edison national bank	NA	NA	NA	NA	NA	edison national bank	Florida	edison national bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0489
wood huston bank	mark thompson	NA	NA	wood huston bank	NA	NA	NA	NA	NA	wood huston bank	Missouri	wood huston bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0484
pioneer bank trust	jeb clarkson	NA	NA	pioneer bank trust	NA	NA	NA	NA	NA	pioneer bank trust	Oklahoma	pioneer bank trust	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0472
reliance savings bank	barton hann	NA	NA	reliance savings bank	NA	NA	NA	NA	NA	reliance savings bank	Wisconsin	reliance savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0462
crossroads bank	kathryn jones	NA	NA	crossroads bank	NA	NA	NA	NA	NA	crossroads bank	Texas	crossroads bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0478
castroville state bank	scott tschirhart	NA	NA	castroville state bank	NA	NA	NA	NA	NA	castroville state bank	Texas	castroville state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0488
cumberland valley national bank	lisa robbins	NA	NA	cumberland valley national bank trust	NA	NA	NA	NA	NA	cumberland valley national bank trust	Kentucky	cumberland valley national bank trust	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0483
first southeast bank	james skaalen	NA	NA	first southeast bank	NA	NA	NA	NA	NA	first southeast bank	Minnesota	first southeast bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0471
north cambridge cooperative bank	tracy king	NA	NA	north cambridge cooperative bank	NA	NA	NA	NA	NA	north cambridge cooperative bank	Massachusetts	north cambridge cooperative bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0491
charter bank	reik lemay	NA	NA	charter bank	NA	NA	NA	NA	NA	charter bank	Michigan	charter bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0487
dedicated community bank	james lvey	NA	NA	dedicated community bank	NA	NA	NA	NA	NA	dedicated community bank	South Carolina	dedicated community bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0470
sycamore bank	paul embrey	NA	NA	sycamore bank	NA	NA	NA	NA	NA	sycamore bank	Mississippi	sycamore bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0486
port richmond savings	dianne haywood	NA	NA	port richmond savings	NA	NA	NA	NA	NA	port richmond savings	Pennsylvania	port richmond savings	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0554
security savings bank	donna lambert	NA	NA	security savings bank	NA	NA	NA	NA	NA	security savings bank	Iowa	security savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0555
sherwood state bank	brian miller	NA	NA	sherwood state bank	NA	NA	NA	NA	NA	sherwood state bank	Ohio	sherwood state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0548
ks bank	marilyn logan	NA	NA	ks bank	NA	NA	NA	NA	NA	ks bank	North Carolina	ks bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0585
ks bank	emily rhodes	NA	NA	ks bank	NA	NA	NA	NA	NA	ks bank	North Carolina	ks bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0556
mi bank	cindy strich	NA	NA	mi bank	NA	NA	NA	NA	NA	mi bank	Wisconsin	mi bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0549
fowler state bank	steve brunton	NA	NA	fowler state bank	NA	NA	NA	NA	NA	fowler state bank	Indiana	fowler state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0600
chelsea state bank	mark burmis	NA	NA	chelsea state bank	NA	NA	NA	NA	NA	chelsea state bank	Michigan	chelsea state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0586
pine river state bank	kirsten eggena	NA	NA	pine river state bank	NA	NA	NA	NA	NA	pine river state bank	Minnesota	pine river state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0577
wahoo state bank	greg hohl	NA	NA	wahoo state bank	NA	NA	NA	NA	NA	wahoo state bank	Nebraska	wahoo state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0557
community first bank	melissa wanek	NA	NA	first community bank	NA	NA	NA	NA	NA	first community bank	Montana	first community bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0588
dakota community bank trust	jason hopfauf	NA	NA	dakota community bank trust national association	NA	NA	NA	NA	NA	dakota community bank trust national association	North Dakota	dakota community bank trust national association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0608
monroe savings bank	theresa bruninghaus	NA	NA	monroe savings bank	NA	NA	NA	NA	NA	monroe savings bank	New Jersey	monroe savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0601
buena vista national bank	mary sulser	NA	NA	buena vista national bank	NA	NA	NA	NA	NA	buena vista national bank	Illinois	buena vista national bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0587
bank newman grove	patrick gerhart	NA	NA	bank newman grove	NA	NA	NA	NA	NA	bank newman grove	Nebraska	bank newman grove	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0592
ks bank	harold keen	NA	NA	ks bank	NA	NA	NA	NA	NA	ks bank	North Carolina	ks bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0558
chelsea state bank	dawn kalusha	NA	NA	chelsea state bank	NA	NA	NA	NA	NA	chelsea state bank	Michigan	chelsea state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0552
summit bank	margaret tibbets	NA	NA	summit bank	NA	NA	NA	NA	NA	summit bank	Washington	summit bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0583
lumbee guaranty bank	kate smith	NA	NA	lumbee guaranty bank	NA	NA	NA	NA	NA	lumbee guaranty bank	North Carolina	lumbee guaranty bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0575
lafayette state bank	jim esry	NA	NA	lafayette state bank	NA	NA	NA	NA	NA	lafayette state bank	Florida	lafayette state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0567
muenster state bank	robert weinzapfel	NA	NA	muenster state bank	NA	NA	NA	NA	NA	muenster state bank	Texas	muenster state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0597
farmers state bank	jennifer beard	NA	NA	farmers state bank	NA	NA	NA	NA	NA	farmers state bank	Indiana	farmers state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0564
fowler state bank	rick mickle	NA	NA	fowler state bank	NA	NA	NA	NA	NA	fowler state bank	Indiana	fowler state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0596
first minnetonka city bank	kurt wilkowske	NA	NA	first minnetonka city bank	NA	NA	NA	NA	NA	first minnetonka city bank	Minnesota	first minnetonka city bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0579
farmers state bank hamel	tom screeden	NA	NA	farmers state bank hamel	NA	NA	NA	NA	NA	farmers state bank hamel	Minnesota	farmers state bank hamel	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0604
harleysville bank	denise monaghan	NA	NA	harleysville savings bank	NA	NA	NA	NA	NA	harleysville savings bank	Pennsylvania	harleysville savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0553
port richmond savings	sidney smith	NA	NA	port richmond savings	NA	NA	NA	NA	NA	port richmond savings	Pennsylvania	port richmond savings	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0599
security savings bank	kathy carlson	NA	NA	security savings bank	NA	NA	NA	NA	NA	security savings bank	Iowa	security savings bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0576
ks bank	tracy nckinley	NA	NA	ks bank	NA	NA	NA	NA	NA	ks bank	North Carolina	ks bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0610
citizens state bank	lora boeckenstedt	NA	NA	citizens state bank	NA	NA	NA	NA	NA	citizens state bank	Oklahoma	citizens state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0582
dakota community bank trust	joy kitzan	NA	NA	dakota community bank trust national association	NA	NA	NA	NA	NA	dakota community bank trust national association	North Dakota	dakota community bank trust national association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0574
chelsea state bank	jessica stubbs	NA	NA	chelsea state bank	NA	NA	NA	NA	NA	chelsea state bank	Michigan	chelsea state bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0566
citizens alliance bank	john gill	NA	NA	citizens alliance bank	NA	NA	NA	NA	NA	citizens alliance bank	Minnesota	citizens alliance bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0568
elysian bank	jeff spitzack	NA	NA	elysian bank	NA	NA	NA	NA	NA	elysian bank	Minnesota	elysian bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0563
dakota community bank trust na	rhonda starck	NA	NA	dakota community bank trust national association	NA	NA	NA	NA	NA	dakota community bank trust national association	North Dakota	dakota community bank trust national association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0595
ks bank	timothy taylor	NA	NA	ks bank	NA	NA	NA	NA	NA	ks bank	North Carolina	ks bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0603
tricounty trust	shannon damron	NA	NA	tricounty trust	NA	NA	NA	NA	NA	tricounty trust	Missouri	tricounty trust	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0598

# 0
 paste("FFIECInstitutions matches: ", sum(!is.na(d$FFIECInstitutions_name)) )

## [1] "FFIECInstitutions matches:  0"

#d %>% filter(!is.na(FFIECInstitutions_name)) %>% dplyr::select(ends_with("name")) %>% kablebox()

# 18k
 paste("NonProfitTax matches: ", sum(!is.na(d$nonprofits_resources_name)) )

## [1] "NonProfitTax matches:  7647"

d %>% filter(!is.na(nonprofits_resources_name)) %>% dplyr::select(ends_with("name"), comment_url) %>% kablebox()

comment_org_name	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	best_match_name	FDIC_Institutions-bestMatch:STNAME	org_name	opensecrets_resources_name	comment_url
missouri creditors bar	joy jackson	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2020-0010-0021
aca international	leah dempsey	NA	NA	NA	NA	NA	NA	aca international	NA	aca international	NA	aca international	NA	https://www.regulations.gov/document?D=CFPB-2020-0010-0025
consumer relations consortium	stephanie eidelman	NA	NA	NA	NA	NA	NA	american muslim consumer consortium	NA	american muslim consumer consortium	NA	american muslim consumer consortium	NA	https://www.regulations.gov/document?D=CFPB-2020-0010-0007
credit systems	susan skovgaard	NA	NA	NA	NA	NA	NA	health systems credit union	NA	health systems credit union	NA	health systems credit union	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12044
legal services elderly	jill randall	NA	NA	NA	NA	NA	NA	legal services elderly	NA	legal services elderly	NA	legal services elderly	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12051
better markets	andrew bunker	NA	NA	NA	NA	NA	NA	better markets	NA	better markets	NA	better markets	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12055
community legal aid society	colten fleu	NA	NA	NA	NA	NA	NA	community legal aid society	NA	community legal aid society	NA	community legal aid society	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12042
new york state department financial services	eugene frenkel	NA	NA	NA	NA	NA	NA	department new york ladies auxiliary veterans	NA	department new york ladies auxiliary veterans	NA	department new york ladies auxiliary veterans	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12052
kansas counselors	scott tacke	NA	NA	NA	NA	NA	NA	arkansas mental health counselors association	NA	arkansas mental health counselors association	NA	arkansas mental health counselors association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12041
maryland consumer rights coalition	maceline white	NA	NA	NA	NA	NA	NA	maryland consumer rights coalition	NA	maryland consumer rights coalition	NA	maryland consumer rights coalition	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12050
legal aid nebraska	jennifer gaughan	NA	NA	NA	NA	NA	NA	legal aid nebraska	NA	legal aid nebraska	NA	legal aid nebraska	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12089
western new york law center	matthew parham	NA	NA	NA	NA	NA	NA	western new york law center	NA	western new york law center	NA	western new york law center	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12080
bay area legal aid	ofra pleban	NA	NA	NA	NA	NA	NA	bay area legal aid	NA	bay area legal aid	NA	bay area legal aid	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12075
missouri faith voices	rev dr cassandra gould	NA	NA	NA	NA	NA	NA	missouri faith voices	NA	missouri faith voices	NA	missouri faith voices	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12070
legal aid society san diego	joe villaseñor	NA	NA	NA	NA	NA	NA	legal aid society san diego	NA	legal aid society san diego	NA	legal aid society san diego	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12088
minnesota credit union network	timothy tacheny	NA	NA	NA	NA	NA	NA	minnesota credit union network	NA	minnesota credit union network	NA	minnesota credit union network	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12062
virginia poverty law center	jay speer	NA	NA	NA	NA	NA	NA	virginia poverty law center	NA	virginia poverty law center	NA	virginia poverty law center	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12090
maryland consumers	marceline white	NA	NA	NA	NA	NA	NA	funeral consumers alliance maryland environs	NA	funeral consumers alliance maryland environs	NA	funeral consumers alliance maryland environs	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12081
conference state bank supervisors	joey samowitz	NA	NA	NA	NA	NA	NA	conference state bank supervisors	NA	conference state bank supervisors	NA	conference state bank supervisors	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12087
maryland consumers	marceline white	NA	NA	NA	NA	NA	NA	funeral consumers alliance maryland environs	NA	funeral consumers alliance maryland environs	NA	funeral consumers alliance maryland environs	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12082
american bankers association	trenea everett	NA	NA	NA	NA	NA	NA	american bankers association	NA	american bankers association	NA	american bankers association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12061
better markets	andrew bunker	NA	NA	NA	NA	NA	NA	better markets	NA	better markets	NA	better markets	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12059
national center law economic justice	claudia wilner	NA	NA	NA	NA	NA	NA	national center law economic justice	NA	national center law economic justice	NA	national center law economic justice	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12097
congress united states	various	NA	NA	NA	NA	NA	NA	united states bowing congress	NA	united states bowing congress	NA	united states bowing congress	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12107
heritage bank division heritage southeast bank	andrea burkett	NA	NA	NA	NA	NA	NA	southeast colorado regional heritage taskforce	NA	southeast colorado regional heritage taskforce	NA	southeast colorado regional heritage taskforce	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0459
republic bank az	jonatha olson	NA	NA	NA	NA	NA	NA	bridging az furniture bank	NA	bridging az furniture bank	NA	bridging az furniture bank	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0569
montana independent bankers	james brown	NA	NA	NA	NA	NA	NA	montana independent bankers	NA	montana independent bankers	NA	montana independent bankers	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0560
beacon community bank	lisa jameson	NA	NA	NA	NA	NA	NA	beacon community foundation	NA	beacon community foundation	NA	beacon community foundation	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0652
massachusetts affordable housing alliance	anonymous anonymous	NA	NA	NA	NA	NA	NA	massachusetts affordable housing alliance	NA	massachusetts affordable housing alliance	NA	massachusetts affordable housing alliance	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0663
community bankers michigan	michael tierney	NA	NA	NA	NA	NA	NA	community bankers michigan	NA	community bankers michigan	NA	community bankers michigan	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0705
american bankers association	anonymous anonymous	NA	NA	NA	NA	NA	NA	american bankers association	NA	american bankers association	NA	american bankers association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0674
american bankers association	rod alba	NA	NA	NA	NA	NA	NA	american bankers association	NA	american bankers association	NA	american bankers association	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0675
texas appleseed	melissa sloan	NA	NA	NA	NA	NA	NA	texas appleseed	NA	texas appleseed	NA	texas appleseed	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0683
pittsburgh community reinvestment	ernest hogan	NA	NA	NA	NA	NA	NA	pittsburgh community reinvestment	NA	pittsburgh community reinvestment	NA	pittsburgh community reinvestment	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0686
heartland credit union association	brad douglas	NA	NA	NA	NA	NA	NA	heartland credit union	NA	heartland credit union	NA	heartland credit union	NA	https://www.regulations.gov/document?D=CFPB-2019-0021-0687
aca international	leah dempsey	NA	NA	NA	NA	NA	NA	aca international	NA	aca international	NA	aca international	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12112
kentucky equal justice center	betsy stone	NA	NA	NA	NA	NA	NA	florida equal justice center	NA	florida equal justice center	NA	florida equal justice center	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-8552
institute college access success	michele streeter	NA	NA	NA	NA	NA	NA	institute college access success	NA	institute college access success	NA	institute college access success	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-8564
professional finance	nicholas prola	NA	NA	NA	NA	NA	NA	california asian insurance finance professional association	NA	california asian insurance finance professional association	NA	california asian insurance finance professional association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9193
new jersey creditors bar association	lauren keating	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9171
statewide poverty action network	jay doran	NA	NA	NA	NA	NA	NA	minnesota statewide family network	NA	minnesota statewide family network	NA	minnesota statewide family network	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9370
commercial law league america	kerrick daniel	NA	NA	NA	NA	NA	NA	commercial law league america	NA	commercial law league america	NA	commercial law league america	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9362
national reverse mortgage lenders association	steve irwin	NA	NA	NA	NA	NA	NA	national reverse mortgage lenders association	NA	national reverse mortgage lenders association	NA	national reverse mortgage lenders association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9246
heartland credit union association	brad douglas	NA	NA	NA	NA	NA	NA	heartland credit union	NA	heartland credit union	NA	heartland credit union	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9216
indiana legal services	jon laramore	NA	NA	NA	NA	NA	NA	indiana legal services	NA	indiana legal services	NA	indiana legal services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9244
national installment lenders association	geoffrey gradler	NA	NA	NA	NA	NA	NA	national installment lenders association	NA	national installment lenders association	NA	national installment lenders association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9361
state new york department financial services	linda lacewell	NA	NA	NA	NA	NA	NA	department new york ladies auxiliary veterans	NA	department new york ladies auxiliary veterans	NA	department new york ladies auxiliary veterans	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-12110
empower missouri	jeanette mott oxford	NA	NA	NA	NA	NA	NA	empower missouri	NA	empower missouri	NA	empower missouri	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9669
legal action wisconsin	jessica roulette	NA	NA	NA	NA	NA	NA	legal action wisconsin	NA	legal action wisconsin	NA	legal action wisconsin	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9485
faith credit roundtable	sekinah hamlin	NA	NA	NA	NA	NA	NA	faith community united credit union	NA	faith community united credit union	NA	faith community united credit union	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9396
consumer bankers association	stephen congdon	NA	NA	NA	NA	NA	NA	consumer bankers association	NA	consumer bankers association	NA	consumer bankers association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9630
national creditors bar association	yale levy	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9603
maryland consumer rights coalition	marceline white	NA	NA	NA	NA	NA	NA	maryland consumer rights coalition	NA	maryland consumer rights coalition	NA	maryland consumer rights coalition	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9679
public citizen	bartlett naylor	NA	NA	NA	NA	NA	NA	public citizen	NA	public citizen	NA	public citizen	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9643
southern poverty law center	chandra foster	NA	NA	NA	NA	NA	NA	southern poverty law center	NA	southern poverty law center	NA	southern poverty law center	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9632
virginia creditors bar association	william moore	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9552
bank policy institute	naeha prakash	NA	NA	NA	NA	NA	NA	connecticut policy institute	NA	connecticut policy institute	NA	connecticut policy institute	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9610
consumer relations consortium	stephanie eidelman	NA	NA	NA	NA	NA	NA	american muslim consumer consortium	NA	american muslim consumer consortium	NA	american muslim consumer consortium	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9633
montana legal services association	beth hayes	NA	NA	NA	NA	NA	NA	montana legal services association	NA	montana legal services association	NA	montana legal services association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9612
aca international	leah dempsey	NA	NA	NA	NA	NA	NA	aca international	NA	aca international	NA	aca international	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9666
community associations institute	dawn bauman	NA	NA	NA	NA	NA	NA	community associations institute	NA	community associations institute	NA	community associations institute	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9579
pro seniors	miriam sheline	NA	NA	NA	NA	NA	NA	pro seniors	NA	pro seniors	NA	pro seniors	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9635
new jersey citizen action	beverly brown ruggia	NA	NA	NA	NA	NA	NA	citizen action new jersey	NA	citizen action new jersey	NA	citizen action new jersey	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9390
national independent automobile dealers association	shaun petersen	NA	NA	NA	NA	NA	NA	national independent automobile dealers association foundation	NA	national independent automobile dealers association foundation	NA	national independent automobile dealers association foundation	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9398
cornerstone credit union league	suzanne yashewski	NA	NA	NA	NA	NA	NA	cornerstone credit union league	NA	cornerstone credit union league	NA	cornerstone credit union league	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9688
montana organizing project	genoa carver	NA	NA	NA	NA	NA	NA	montana hope project	NA	montana hope project	NA	montana hope project	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9616
consumers research	NA	NA	NA	NA	NA	NA	NA	consumers research	NA	consumers research	NA	consumers research	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9580
greater boston legal services	nadine cohen	NA	NA	NA	NA	NA	NA	greater boston legal services	NA	greater boston legal services	NA	greater boston legal services	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9601
colorado center on law policy	sara lipowitz	NA	NA	NA	NA	NA	NA	colorado center on law policy	NA	colorado center on law policy	NA	colorado center on law policy	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9577
wisconsin public interest research group wispirg	peter skopec	NA	NA	NA	NA	NA	NA	wisconsin public interest research	NA	wisconsin public interest research	NA	wisconsin public interest research	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9408
missouri creditors bar	david weimer	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9494
public law center	leigh ferrin	NA	NA	NA	NA	NA	NA	public law center	NA	public law center	NA	public law center	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9658
new mexico center on law poverty	lindsay cutler	NA	NA	NA	NA	NA	NA	new mexico center on law poverty	NA	new mexico center on law poverty	NA	new mexico center on law poverty	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9554
florida creditors bar association	alison walters	NA	NA	NA	NA	NA	NA	florida creditors bar association	NA	florida creditors bar association	NA	florida creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9583
american legal financial network	john hearn	NA	NA	NA	NA	NA	NA	american legal financial network	NA	american legal financial network	NA	american legal financial network	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9555
north carolina creditors bar association	caren enloe	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9698
center survivor agency justice	yvette butler	NA	NA	NA	NA	NA	NA	center survivor agency andjustice	NA	center survivor agency andjustice	NA	center survivor agency andjustice	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9528
nyc department consumer affairs	lorelei salas	NA	NA	NA	NA	NA	NA	nyc department sanitation retirees	NA	nyc department sanitation retirees	NA	nyc department sanitation retirees	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9560
true sky credit union	sean cahill	NA	NA	NA	NA	NA	NA	true sky credit union	NA	true sky credit union	NA	true sky credit union	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9537
asset building policy network	emanuel nieves	NA	NA	NA	NA	NA	NA	asset building network	NA	asset building network	NA	asset building network	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9395
montana organizing project	katie sutton	NA	NA	NA	NA	NA	NA	montana hope project	NA	montana hope project	NA	montana hope project	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9588
coalition higher education assistance organizations	anonymous anonymous	NA	NA	NA	NA	NA	NA	coalition higher education assistance organizations	NA	coalition higher education assistance organizations	NA	coalition higher education assistance organizations	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9400
legal services new jersey	anonymous anonymous	NA	NA	NA	NA	NA	NA	legal services new jersey	NA	legal services new jersey	NA	legal services new jersey	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9683
montana organizing project	montana comments	NA	NA	NA	NA	NA	NA	montana hope project	NA	montana hope project	NA	montana hope project	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9581
maine center economic policy	jody harris	NA	NA	NA	NA	NA	NA	maine center economic policy	NA	maine center economic policy	NA	maine center economic policy	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9690
georgia watch	liz coyle	NA	NA	NA	NA	NA	NA	georgia watch	NA	georgia watch	NA	georgia watch	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9608
national employment law project	judith conti	NA	NA	NA	NA	NA	NA	national employment law project	NA	national employment law project	NA	national employment law project	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9699
legal aid center southern nevada	anonymous anonymous	NA	NA	NA	NA	NA	NA	legal aid center southern nevada	NA	legal aid center southern nevada	NA	legal aid center southern nevada	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9582
montana organizing project	tammy mehlhaff	NA	NA	NA	NA	NA	NA	montana hope project	NA	montana hope project	NA	montana hope project	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9615
pennsylvania creditors bar association	brit suttell	NA	NA	NA	NA	NA	NA	california creditors bar association	NA	california creditors bar association	NA	california creditors bar association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9639
ohio creditors attorneys association	fredric kannensohn	NA	NA	NA	NA	NA	NA	ohio creditors attorneys association	NA	ohio creditors attorneys association	NA	ohio creditors attorneys association	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9567
community financial services association america	chrys lemon	NA	NA	NA	NA	NA	NA	adventist community services north america	NA	adventist community services north america	NA	adventist community services north america	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9483
state colorado department law	philip weiser	NA	NA	NA	NA	NA	NA	veterans foreign wars department colorado	NA	veterans foreign wars department colorado	NA	veterans foreign wars department colorado	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9573
illinois asset building	jody chong	NA	NA	NA	NA	NA	NA	asset building network	NA	asset building network	NA	asset building network	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9574
mountain state justice	anonymous anonymous	NA	NA	NA	NA	NA	NA	mountain state justice	NA	mountain state justice	NA	mountain state justice	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9599
maine equal justice	michael kebede	NA	NA	NA	NA	NA	NA	maine equal justice partners	NA	maine equal justice partners	NA	maine equal justice partners	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9611
african american historical society	mae breckenridge	NA	NA	NA	NA	NA	NA	african american historical society portsmouth	NA	african american historical society portsmouth	NA	african american historical society portsmouth	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9654
national association consumer advocates	anonymous anonymous	NA	NA	NA	NA	NA	NA	national association consumer advocates	NA	national association consumer advocates	NA	national association consumer advocates	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9543
student loan servicing alliance	anonymous anonymous	NA	NA	NA	NA	NA	NA	student loan servicing alliance	NA	student loan servicing alliance	NA	student loan servicing alliance	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9561
consumer federation america	susan grant	NA	NA	NA	NA	NA	NA	consumer federation america	NA	consumer federation america	NA	consumer federation america	NA	https://www.regulations.gov/document?D=CFPB-2019-0022-9589

# 4k
 paste("OpenSecrets matches: ", sum(!is.na(d$opensecrets_resources_name)) )

## [1] "OpenSecrets matches:  4382"

d %>% filter(!is.na(opensecrets_resources_name)) %>% dplyr::select(ends_with("name"), comment_url) %>% kablebox()

comment_org_name	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	best_match_name	FDIC_Institutions-bestMatch:STNAME	org_name	opensecrets_resources_name	comment_url
alaska federal credit union	amie keirn	NA	NA	NA	NA	NA	NA	NA	alaska usa federal credit union	alaska usa federal credit union	NA	alaska usa federal credit union	alaska usa federal credit union	https://www.regulations.gov/document?D=CFPB-2019-0022-12056
truliant federal credit union	atticus simpson	NA	NA	NA	NA	NA	NA	NA	truliant federal credit union	truliant federal credit union	NA	truliant federal credit union	truliant federal credit union	https://www.regulations.gov/document?D=CFPB-2019-0022-12103
apex asset management	john kline	NA	NA	NA	NA	NA	NA	NA	apex asset management	apex asset management	NA	apex asset management	apex asset management	https://www.regulations.gov/document?D=CFPB-2019-0022-9696
libertarian party	stinky mcshploogooli	NA	NA	NA	NA	NA	NA	NA	libertarian party	libertarian party	NA	libertarian party	libertarian party	https://www.regulations.gov/document?D=CFPB-2019-0021-0376
keller williams realty	alice lebkuecher	NA	NA	NA	NA	NA	NA	NA	keller williams realty	keller williams realty	NA	keller williams realty	keller williams realty	https://www.regulations.gov/document?D=CFPB-2016-0038-1645
keller williams realty	marcy bennett	NA	NA	NA	NA	NA	NA	NA	keller williams realty	keller williams realty	NA	keller williams realty	keller williams realty	https://www.regulations.gov/document?D=CFPB-2016-0038-1637
ebby halliday realtors	meredith held	NA	NA	NA	NA	NA	NA	NA	ebby halliday realtors	ebby halliday realtors	NA	ebby halliday realtors	ebby halliday realtors	https://www.regulations.gov/document?D=CFPB-2016-0038-1635
colorado state university	bill ritter jr	NA	NA	NA	NA	NA	NA	NA	colorado state university	colorado state university	NA	colorado state university	colorado state university	https://www.regulations.gov/document?D=CFPB-2016-0025-211869
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-211871
florida house representatives	davie eagle	NA	NA	NA	NA	NA	NA	NA	florida house representatives	florida house representatives	NA	florida house representatives	florida house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-211880
alaska usa federal credit union	dan mccue	NA	NA	NA	NA	NA	NA	NA	alaska usa federal credit union	alaska usa federal credit union	NA	alaska usa federal credit union	alaska usa federal credit union	https://www.regulations.gov/document?D=CFPB-2017-0018-0047
california state senate	bob wieckowski	NA	NA	NA	NA	NA	NA	NA	california state senate	california state senate	NA	california state senate	california state senate	https://www.regulations.gov/document?D=CFPB-2016-0020-6452
bethpage federal credit union	wayne grosse	NA	NA	NA	NA	NA	NA	NA	bethpage federal credit union	bethpage federal credit union	NA	bethpage federal credit union	bethpage federal credit union	https://www.regulations.gov/document?D=CFPB-2016-0020-6450
americans financial reform	lisa donner	NA	NA	NA	NA	NA	NA	NA	americans financial reform	americans financial reform	NA	americans financial reform	americans financial reform	https://www.regulations.gov/document?D=CFPB-2016-0025-208914
mississippi house representatives	michael evans	NA	NA	NA	NA	NA	NA	NA	mississippi house representatives	mississippi house representatives	NA	mississippi house representatives	mississippi house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208725
florida senate	jack latvala	NA	NA	NA	NA	NA	NA	NA	florida state senate	florida state senate	NA	florida state senate	florida state senate	https://www.regulations.gov/document?D=CFPB-2016-0025-208728
mississippi state senate	willie simmons	NA	NA	NA	NA	NA	NA	NA	mississippi state senate	mississippi state senate	NA	mississippi state senate	mississippi state senate	https://www.regulations.gov/document?D=CFPB-2016-0025-208729
mississippi house representatives	kathy sykes	NA	NA	NA	NA	NA	NA	NA	mississippi house representatives	mississippi house representatives	NA	mississippi house representatives	mississippi house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208734
wisconsin state assembly	robin vos	NA	NA	NA	NA	NA	NA	NA	wisconsin state assembly	wisconsin state assembly	NA	wisconsin state assembly	wisconsin state assembly	https://www.regulations.gov/document?D=CFPB-2016-0025-208738
mississippi state senate	charles younger	NA	NA	NA	NA	NA	NA	NA	mississippi state senate	mississippi state senate	NA	mississippi state senate	mississippi state senate	https://www.regulations.gov/document?D=CFPB-2016-0025-208744
house representatives state south carolina	samuel rivers jr	NA	NA	NA	NA	NA	NA	NA	south carolina house representatives	south carolina house representatives	NA	south carolina house representatives	south carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208736
house representatives state south carolina	mike forrester	NA	NA	NA	NA	NA	NA	NA	south carolina house representatives	south carolina house representatives	NA	south carolina house representatives	south carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208733
michigan house representatives	robert kosowski	NA	NA	NA	NA	NA	NA	NA	michigan house representatives	michigan house representatives	NA	michigan house representatives	michigan house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208743
illinois general assembly	kimberly lightford	NA	NA	NA	NA	NA	NA	NA	illinois general assembly	illinois general assembly	NA	illinois general assembly	illinois general assembly	https://www.regulations.gov/document?D=CFPB-2016-0025-208735
house representatives state south carolina	mike burns	NA	NA	NA	NA	NA	NA	NA	south carolina house representatives	south carolina house representatives	NA	south carolina house representatives	south carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208732
georgia house representatives	bruce williamson	NA	NA	NA	NA	NA	NA	NA	georgia house representatives	georgia house representatives	NA	georgia house representatives	georgia house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208739
house representatives state south carolina	garry smith	NA	NA	NA	NA	NA	NA	NA	south carolina house representatives	south carolina house representatives	NA	south carolina house representatives	south carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208731
house representatives state south carolina	michael pitts	NA	NA	NA	NA	NA	NA	NA	south carolina house representatives	south carolina house representatives	NA	south carolina house representatives	south carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-208745
americans financial reform	andrew rogers	NA	NA	NA	NA	NA	NA	NA	americans financial reform	americans financial reform	NA	americans financial reform	americans financial reform	https://www.regulations.gov/document?D=CFPB-2016-0025-208912
veritec solutions	thomas reinheimer	NA	NA	NA	NA	NA	NA	NA	veritec solutions	veritec solutions	NA	veritec solutions	veritec solutions	https://www.regulations.gov/document?D=CFPB-2016-0025-208911
americans financial reform	andrew rogers	NA	NA	NA	NA	NA	NA	NA	americans financial reform	americans financial reform	NA	americans financial reform	americans financial reform	https://www.regulations.gov/document?D=CFPB-2016-0020-6391
wolters kluwer financial services	jeanne erickson	NA	NA	NA	NA	NA	NA	NA	wolters kluwer financial services	wolters kluwer financial services	NA	wolters kluwer financial services	wolters kluwer financial services	https://www.regulations.gov/document?D=CFPB-2016-0038-1610
alaska usa federal credit union	christopher wilder	NA	NA	NA	NA	NA	NA	NA	alaska usa federal credit union	alaska usa federal credit union	NA	alaska usa federal credit union	alaska usa federal credit union	https://www.regulations.gov/document?D=CFPB-2016-0039-0020
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144223
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144189
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144196
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144188
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144225
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144186
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144178
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144195
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144194
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144192
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144197
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144177
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144187
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144190
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144191
amscot financial	kelly larsson	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144203
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144179
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144193
amscot financial	richard holland	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144246
oklahoma house representatives	scott biggs	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144287
oklahoma house representatives	scooter park	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144292
amscot financial	eric staples	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144307
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144304
oklahoma house representatives	chad caldwell	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144288
amscot financial	kerala logis	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144308
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144305
oklahoma house representatives	james leewright	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144290
amscot financial	ashleigh spala	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144309
amscot financial	racquel jones	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144310
amscot financial	tracy hall	NA	NA	NA	NA	NA	NA	NA	amscot financial	amscot financial	NA	amscot financial	amscot financial	https://www.regulations.gov/document?D=CFPB-2016-0025-144311
coastal federal credit union	gregg norris	NA	NA	NA	NA	NA	NA	NA	coastal federal credit union	coastal federal credit union	NA	coastal federal credit union	coastal federal credit union	https://www.regulations.gov/document?D=CFPB-2016-0025-144286
wisconsin state assembly	tyler august	NA	NA	NA	NA	NA	NA	NA	wisconsin state assembly	wisconsin state assembly	NA	wisconsin state assembly	wisconsin state assembly	https://www.regulations.gov/document?D=CFPB-2016-0025-144295
oklahoma house representatives	jon echols	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144289
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144303
oklahoma house representatives	pat ownbey	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144291
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144253
cash express	anonymous anonymous	NA	NA	NA	NA	NA	NA	NA	cash express	cash express	NA	cash express	cash express	https://www.regulations.gov/document?D=CFPB-2016-0025-144302
texas house representatives	jodie laubenberg	NA	NA	NA	NA	NA	NA	NA	texas house representatives	texas house representatives	NA	texas house representatives	texas house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144323
oklahoma house representatives	justin wood	NA	NA	NA	NA	NA	NA	NA	oklahoma house representatives	oklahoma house representatives	NA	oklahoma house representatives	oklahoma house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144338
mayor jersey city nj	steven fulop	NA	NA	NA	NA	NA	NA	NA	city jersey city nj	city jersey city nj	NA	city jersey city nj	city jersey city nj	https://www.regulations.gov/document?D=CFPB-2016-0025-144387
south carolina house representatives	garry smith	NA	NA	NA	NA	NA	NA	NA	south carolina house representatives	south carolina house representatives	NA	south carolina house representatives	south carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144388
maryland house delegates	dana stein	NA	NA	NA	NA	NA	NA	NA	maryland house delegates	maryland house delegates	NA	maryland house delegates	maryland house delegates	https://www.regulations.gov/document?D=CFPB-2016-0025-144397
mississippi state senate	willie simmons	NA	NA	NA	NA	NA	NA	NA	mississippi state senate	mississippi state senate	NA	mississippi state senate	mississippi state senate	https://www.regulations.gov/document?D=CFPB-2016-0025-144389
mississippi house representatives	joel bomgar	NA	NA	NA	NA	NA	NA	NA	mississippi house representatives	mississippi house representatives	NA	mississippi house representatives	mississippi house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144385
mississippi house representatives	michael evans	NA	NA	NA	NA	NA	NA	NA	mississippi house representatives	mississippi house representatives	NA	mississippi house representatives	mississippi house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144390
indiana house representatives	greg beumer	NA	NA	NA	NA	NA	NA	NA	indiana house representatives	indiana house representatives	NA	indiana house representatives	indiana house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144395
north carolina house representatives	larry hall	NA	NA	NA	NA	NA	NA	NA	north carolina house representatives	north carolina house representatives	NA	north carolina house representatives	north carolina house representatives	https://www.regulations.gov/document?D=CFPB-2016-0025-144392
wisconsin state senate	stephen nass	NA	NA	NA	NA	NA	NA	NA	wisconsin state senate	wisconsin state senate	NA	wisconsin state senate	wisconsin state senate	https://www.regulations.gov/document?D=CFPB-2016-0025-144394
mississippi state senate	terry burton	NA	NA	NA	NA	NA	NA	NA	mississippi state senate	mississippi state senate	NA	mississippi state senate	mississippi state senate	https://www.regulations.gov/document?D=CFPB-2016-0025-144396
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144687
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144686
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144734
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144713
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144690
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144685
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144733
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144747
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144727
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144710
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144730
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144722
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144694
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144732
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144715
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144698
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144739
axcess financial	aaron neace	NA	NA	NA	NA	NA	NA	NA	axcess financial services	axcess financial services	NA	axcess financial services	axcess financial services	https://www.regulations.gov/document?D=CFPB-2016-0025-144749

# 0
 paste("SEC matches: ", sum(!is.na(d$SEC_Institutions_name)))

## [1] "SEC matches:  0"

# d %>% filter(!is.na(SEC_Institutions_name)) %>% dplyr::select(ends_with("name"))  %>% kablebox()

Example Comment URLs

#Example urls

d %>% group_by(Agency) %>% 
  slice(1) %>% 
  dplyr::select(docket_id, comment_url) %>% 
  kablebox()

Agency	docket_id	comment_url
CFPB	CFPB-2020-0010	https://www.regulations.gov/document?D=CFPB-2020-0010-0021
CFTC	CFTC-2016-0073	https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=61025
FRS	R-1405	https://www.federalreserve.gov/SECRS/2011/March/20110323/R-1405/R-1405_032111_69225_566872695899_1.pdf
NCUA	NA	https://www.ncua.gov/files/comment-letters/2013/CL20131204Smith.pdf
SEC	S7-08-13	https://www.sec.gov/comments/s7-08-13/s70813-54.pdf

---

Participation by organization resources

Comparing public companies that did and did not comment on Dodd-Frank rules

#FDIC-density
# load(here("data", "FDIC_resources.Rdata"))

# CSVs for simplicity 
FDIC_resources <- read_csv(here::here("data", "merged_resources", "FDIC_Institutions.csv"))  %>%
  dplyr::select(NAME, NAMEHCR, STALP, STNAME, BKCLASS, ASSET) %>% 
  mutate(org_name = str_to_lower(NAME)) %>% 
  mutate(commented = org_name %in% d$best_match_name | org_name %in% d$FDIC_Institutions_name)


FDIC_resources %>% 
  #filter(assets > 100) %>% 
  mutate(Commented = ifelse(commented, "Commented", "Did not comment")) %>%
  ggplot() + 
  aes(x = ASSET/1000000, fill = Commented) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "FDIC-Insured Banks",
       fill = "", y = "", x = "Assets (Millions)")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

Counts

# FDIC-count
FDIC_resources %<>% 
  mutate(Commented = ifelse(
    org_name %in% d$best_match_name,
    "Commented", 
    "Did not comment")) 

# Dropping banks with less than $100
FDIC_resources %<>%  filter(ASSET > 1000) 

FDIC_resources %<>%  
    group_by(Commented) %>% 
  mutate(mean_ASSET = mean(ASSET, na.rm =TRUE),
         median_ASSET = median(ASSET, na.rm =TRUE)) %>% 
  group_by(Commented, BKCLASS) %>%
  mutate(mean_ASSET_type = mean(ASSET, na.rm =TRUE),
         median_ASSET_type = median(ASSET, na.rm =TRUE)) 



FDIC_resources %>% densityplot()


FDIC_resources %<>% 
  filter(#BKCLASS != "N", 
         BKCLASS != "OI") 

FDIC_resources %>%
  densityplot()

FDIC_resources %>% distinct(Commented, mean_ASSET, median_ASSET) %>% kable()

BKCLASS	Commented	mean_ASSET	median_ASSET
NM	Did not comment	1183264	100348.0
SM	Did not comment	1183264	100348.0
NM	Commented	1115826	133440.5
N	Did not comment	1183264	100348.0
SM	Commented	1115826	133440.5
SA	Commented	1115826	133440.5
N	Commented	1115826	133440.5
SB	Did not comment	1183264	100348.0
SA	Did not comment	1183264	100348.0
SB	Commented	1115826	133440.5

FDIC_resources %>% distinct(Commented, BKCLASS, mean_ASSET_type, median_ASSET_type) %>% arrange(BKCLASS) %>% kablebox()

BKCLASS	Commented	mean_ASSET_type	median_ASSET_type
N	Commented	759145.7	101457.5
NM	Commented	480366.4	112823.5
SA	Commented	1385932.2	236700.0
SB	Commented	948927.4	513376.0
SM	Commented	3921396.0	215943.0
N	Did not comment	2696871.9	97701.0
NM	Did not comment	359270.5	80597.0
SA	Did not comment	909580.7	130933.0
SB	Did not comment	874269.1	299079.0
SM	Did not comment	1274237.4	138193.0

FDIC_resources %>%
  filter(ASSET > 10) %>% 
  mutate(Commented = Commented %>% paste0(         
    "\n(median = $", round(median_ASSET, 0) %>% prettyNum(big.mark = ",") ,
         ", mean = $", round(mean_ASSET, 0) %>% prettyNum(big.mark = ","), ")")) %>% 
  ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET/1000)) + 
    geom_vline( aes(xintercept = median_ASSET/1000), linetype = 2) + 
  scale_x_log10() + 
  labs(title = "All U.S. FDIC-Insured Banks",fill = "", y = "", x = "Assets (Thousands)") + 
  facet_wrap("Commented", ncol = 1, scales = "free_y", strip.position = "top")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

---

FDIC instituttions

National Associations

I am dropping National Associations for now because we are not matching some important ones, including JP Morgan Chase, Wells Fargo, Bank of America, CitiBank, PNC BANK, Capital One, U.S. Bank, TD Bank, and Chase Bank.

This appears to be caused by commenting organizations matching to other FDIC classes (SA, SM, NM) or other datasets (mostly CIK). If the latter, this will hopefully be fixed when we allow matches across datasets, but if it is the former, and we only allow one match per dataset (as is appropriate), then we might need to think more about the best approach to matching these, perhaps selecting by largest assets.

#FDIC-count-national-association 

# class N
FDIC_resources %>% filter(BKCLASS == "N") %>% distinct(org_name, ASSET, Commented) %>% arrange(-ASSET) %>% kablebox()

BKCLASS	ASSET	org_name	Commented
N	46180048	city national bank	Commented
N	23180018	valley national bank	Commented
N	21936271	first american national bank	Commented
N	21845545	tcf national bank	Commented
N	14772851	old national bank	Commented
N	4175351	old national bank	Commented
N	3385348	american national bank	Commented
N	3085764	first national bank	Commented
N	2444512	tcf national bank	Commented
N	2403330	inwood national bank	Commented
N	2329871	old second national bank	Commented
N	1865087	first national bank	Commented
N	1809982	citizens national bank	Commented
N	1742042	first national bank texas	Commented
N	1729930	first national bank	Commented
N	1679832	security national bank	Commented
N	1636251	first citizens national bank	Commented
N	1472981	first national bank	Commented
N	1467036	first dakota national bank	Commented
N	1431157	first american national bank	Commented
N	1400723	access national bank	Commented
N	1191877	first national bank	Commented
N	1185705	first national bank	Commented
N	1060833	community national bank	Commented
N	1000850	citizens national bank	Commented
N	998323	new maine national bank	Commented
N	994582	citizens national bank	Commented
N	955392	american national bank	Commented
N	950536	community national bank	Commented
N	921024	landmark national bank	Commented
N	920181	first national bank	Commented
N	878788	community national bank	Commented
N	874822	first southern national bank	Commented
N	820245	american bank national association	Commented
N	778687	thomasville national bank	Commented
N	769033	cortrust bank national association	Commented
N	699835	beverly national bank	Commented
N	693337	nebraskaland national bank	Commented
N	653477	newfirst national bank	Commented
N	645947	first national bank	Commented
N	642445	community national bank	Commented
N	596869	first american national bank	Commented
N	558844	great plains national bank	Commented
N	558119	skyline national bank	Commented
N	545261	valley national bank	Commented
N	545033	first national bank	Commented
N	476892	hnb national bank	Commented
N	473082	first national bank	Commented
N	471642	heritage national bank	Commented
N	466778	first national bank	Commented
N	461048	community national bank	Commented
N	454748	first american national bank	Commented
N	450025	first national bank	Commented
N	442085	first national bank	Commented
N	438560	citizens national bank	Commented
N	431812	first national bank	Commented
N	430479	first national bank	Commented
N	424418	community national bank	Commented
N	420537	first national bank	Commented
N	415581	citizens national bank	Commented
N	379103	first national bank in howell	Commented
N	370820	first national bank	Commented
N	363525	security national bank	Commented
N	345170	first national bank	Commented
N	336981	american national bank	Commented
N	329606	first national bank	Commented
N	304201	edison national bank	Commented
N	300786	first national bank	Commented
N	300752	first national bank	Commented
N	296868	first national bank	Commented
N	293441	american national bank	Commented
N	286524	first national bank	Commented
N	283422	first national bank	Commented
N	279204	first national bank	Commented
N	276428	community national bank	Commented
N	272908	powell valley national bank	Commented
N	263201	fort hood national bank	Commented
N	263003	first american national bank	Commented
N	262163	first national bank	Commented
N	261589	first american national bank	Commented
N	259819	first national bank	Commented
N	259817	first citizens national bank	Commented
N	259805	ramsey national bank	Commented
N	258152	first national bank	Commented
N	252520	first national bank	Commented
N	245213	community national bank	Commented
N	243111	security national bank	Commented
N	242869	texstar national bank	Commented
N	238769	first national bank	Commented
N	225715	heritage national bank	Commented
N	224675	american national bank	Commented
N	219050	community national bank	Commented
N	217284	first national bank	Commented
N	217138	great plains national bank	Commented
N	214661	buena vista national bank	Commented
N	209500	first national bank minnesota	Commented
N	207831	security national bank	Commented
N	204832	first national bank	Commented
N	203991	first national bank	Commented
N	202470	first national bank in taylorville	Commented
N	2138002000	jpmorgan chase bank, national association	Did not comment
N	1749176000	wells fargo bank, national association	Did not comment
N	1707215000	bank of america, national association	Did not comment
N	1369304000	citibank, national association	Did not comment
N	510083000	wachovia bank, national association	Did not comment
N	442985106	u.s. bank national association	Did not comment
N	360348645	pnc bank, national association	Did not comment
N	322913000	bank of america, national association	Did not comment
N	282071109	capital one, national association	Did not comment
N	274106659	td bank, national association	Did not comment
N	259527000	bank one, national association	Did not comment
N	213056075	fleet national bank	Did not comment
N	200405288	hsbc bank usa, national association	Did not comment
N	190953448	west, national association	Did not comment
N	132807446	chase bank usa, national association	Did not comment
N	132288338	keybank national association	Did not comment
N	131594152	national city bank	Did not comment
N	127377000	morgan stanley bank, national association	Did not comment
N	127000000	fia card services, national association	Did not comment
N	124994624	first union national bank	Did not comment
N	119842604	citibank (south dakota), n.a.	Did not comment
N	119759000	the chase manhattan bank (national association)	Did not comment
N	118240305	citizens bank, national association	Did not comment
N	116115695	mufg union bank, national association	Did not comment
N	105873901	capital one bank (usa), national association	Did not comment
N	105498391	bmo harris bank national association	Did not comment
N	99868655	the huntington national bank	Did not comment
N	87741000	fleet national bank	Did not comment
N	80451696	u.s. bank national association	Did not comment
N	80375731	santander bank, n.a.	Did not comment
N	72117458	wachovia bank, national association	Did not comment
N	69853000	bank one, national association	Did not comment
N	65298479	zb, national association	Did not comment
N	63388382	lasalle bank national association	Did not comment
N	62921254	nationsbank of texas, national association	Did not comment
N	59927703	wells fargo bank southwest, national association	Did not comment
N	57282121	bank of america, national association (usa)	Did not comment
N	53504000	morgan stanley private bank, national association	Did not comment
N	51373714	commerce bank, national association	Did not comment
N	50497074	security pacific national bank	Did not comment
N	48801863	wells fargo bank minnesota, national association	Did not comment
N	46376252	charter one bank, national association	Did not comment
N	46058277	nationsbank, national association (south)	Did not comment
N	44871208	corestates bank, national association	Did not comment
N	43244081	pnc bank, national association	Did not comment
N	42432000	barnett bank, national association	Did not comment
N	42065232	cit bank, national association	Did not comment
N	41361587	cfsb, national association	Did not comment
N	40016262	people’s united bank, national association	Did not comment
N	39356587	first union national bank of florida	Did not comment
N	37562880	lasalle bank midwest national association	Did not comment
N	35554951	first bank national association	Did not comment
N	34722095	union planters bank, national association	Did not comment
N	33074133	united states national bank of oregon	Did not comment
N	32925808	first niagara bank, national association	Did not comment
N	32840269	bokf, national association	Did not comment
N	31782165	bank one, delaware, national association	Did not comment
N	31498941	bank one, texas, national association	Did not comment
N	31280012	nationsbank of north carolina, national association	Did not comment
N	30010076	first national bank of pennsylvania	Did not comment
N	29417149	first tennessee bank, national association	Did not comment
N	29384969	nationsbank, national association	Did not comment
N	29045292	associated bank, national association	Did not comment
N	28810000	fleet bank, national association	Did not comment
N	27881033	bankunited, national association	Did not comment
N	27805943	national bank of commerce	Did not comment
N	27611443	bank of america utah, national association	Did not comment
N	26455430	national city bank of indiana	Did not comment
N	26155280	firstmerit bank, national association	Did not comment
N	25991843	webster bank, national association	Did not comment
N	25521936	national city bank of the midwest	Did not comment
N	24553384	chase bank of texas, national association	Did not comment
N	24480262	wells fargo bank texas, national association	Did not comment
N	24041443	bny mellon, national association	Did not comment
N	23744000	bank of america california, national association	Did not comment
N	23471731	td bank usa, national association	Did not comment
N	23463075	wells fargo bank, national association	Did not comment
N	23182585	bank one, arizona, national association	Did not comment
N	22785223	wells fargo bank south, national association	Did not comment
N	21588711	nationsbank of florida, n.a.	Did not comment
N	20860581	texas capital bank, national association	Did not comment
N	20376500	mercantile bank of st. louis national association	Did not comment
N	20290729	umb bank, national association	Did not comment
N	20065417	first fidelity bank, national association, new jersey	Did not comment
N	19791000	bank of america, rhode island, national association	Did not comment
N	19790697	firstar bank missouri, national association	Did not comment
N	19594595	wachovia bank of georgia, national association	Did not comment
N	19201244	first national bank of omaha	Did not comment
N	19178772	raymond james bank, national association	Did not comment
N	19064299	mb financial bank, national association	Did not comment
N	18018348	nationsbank, national association	Did not comment
N	17425646	the boatmen’s national bank of st. louis	Did not comment
N	17085655	first republicbank dallas, national association	Did not comment
N	17008132	mercantile bank of st. louis national association	Did not comment
N	16661593	national westminster bank usa	Did not comment
N	16568000	bank of america nw, national association	Did not comment
N	16292607	american national bank and trust company of chicago	Did not comment
N	16103864	northern trust, national association	Did not comment
N	15878043	western financial bank, national association	Did not comment
N	15574602	jpmorgan bank and trust company, national association	Did not comment

# jpmorgan and wells fargo banks 
FDIC_resources %>% filter(str_detect(org_name, "jpmorgan|wells fargo|^bank of america|capital one|td bank|chase bank")) %>% distinct(BKCLASS, org_name, ASSET, Commented) %>% arrange(-ASSET) %>% kablebox()

BKCLASS	ASSET	org_name	Commented
SB	1083725	fox chase bank	Commented
N	2138002000	jpmorgan chase bank, national association	Did not comment
N	1749176000	wells fargo bank, national association	Did not comment
N	1707215000	bank of america, national association	Did not comment
N	322913000	bank of america, national association	Did not comment
N	282071109	capital one, national association	Did not comment
N	274106659	td bank, national association	Did not comment
N	132807446	chase bank usa, national association	Did not comment
N	105873901	capital one bank (usa), national association	Did not comment
N	59927703	wells fargo bank southwest, national association	Did not comment
N	57282121	bank of america, national association (usa)	Did not comment
N	48801863	wells fargo bank minnesota, national association	Did not comment
N	27611443	bank of america utah, national association	Did not comment
N	24553384	chase bank of texas, national association	Did not comment
N	24480262	wells fargo bank texas, national association	Did not comment
N	23744000	bank of america california, national association	Did not comment
N	23471731	td bank usa, national association	Did not comment
N	23463075	wells fargo bank, national association	Did not comment
N	22785223	wells fargo bank south, national association	Did not comment
N	19791000	bank of america, rhode island, national association	Did not comment
N	16568000	bank of america nw, national association	Did not comment
N	15574602	jpmorgan bank and trust company, national association	Did not comment
N	14100333	wells fargo bank west, national association	Did not comment
N	12827633	wells fargo bank arizona, national association	Did not comment
N	10419000	bank of america oregon, national association	Did not comment
N	9910298	wells fargo bank nevada, national association	Did not comment
N	9075304	wells fargo bank south central, national association	Did not comment
N	8976763	wells fargo financial national bank	Did not comment
N	8976710	wells fargo bank northwest, national association	Did not comment
N	8975383	wells fargo bank of arizona, national association	Did not comment
N	8593505	wells fargo bank south dakota, national association	Did not comment
N	7565976	wells fargo bank texas, national association	Did not comment
N	6606799	wells fargo bank iowa, national association	Did not comment
N	5428957	wells fargo bank new mexico, national association	Did not comment
N	5270829	bank of america texas, national association	Did not comment
N	3719069	wells fargo bank alaska, national association	Did not comment
N	3616003	wells fargo bank nebraska, national association	Did not comment
N	2583733	wells fargo bank wisconsin, national association	Did not comment
N	2153446	wells fargo bank wyoming, national association	Did not comment
N	2021106	wells fargo bank indiana, national association	Did not comment
N	1730038	wells fargo bank (colorado), national association	Did not comment
N	1619871	wells fargo bank montana, national association	Did not comment
N	1531122	wells fargo bank north dakota, national association	Did not comment
N	1477681	wells fargo hsbc trade bank, national association	Did not comment
N	950775	bank of america new mexico, national association	Did not comment
N	762001	wells fargo bank michigan, national association	Did not comment
N	478157	wells fargo bank illinois, national association	Did not comment
N	446448	bank of america idaho, national association	Did not comment
N	224533	bank of america-alaska, national association	Did not comment
N	109981	wells fargo bank ohio, national association	Did not comment
N	92839	bank of america georgia, national association	Did not comment
N	27390	wells fargo bank (arizona), national association	Did not comment
N	15181	chase bank of texas-san angelo, national association	Did not comment
N	3325	wells fargo bank grand junction, national association	Did not comment
N	3242	wells fargo bank grand junction-downtown, national association	Did not comment
NM	8905690	bank of america arizona	Did not comment
NM	6296020	wells fargo financial bank	Did not comment
NM	3629011	bank of america oregon	Did not comment
NM	667763	wells fargo bank, ltd.	Did not comment
NM	514491	chase bank of arizona	Did not comment
NM	144267	bank of america idaho	Did not comment
NM	70692	bank of america community development bank	Did not comment
NM	37564	chevy chase bank and trust company	Did not comment
NM	6166	wells fargo central bank	Did not comment
SA	18493587	chevy chase bank, f.s.b.	Did not comment
SA	17487074	capital one, f.s.b.	Did not comment
SA	4478937	bank of america, federal savings bank	Did not comment
SA	9542	td bank usa, fsb	Did not comment
SM	16647000	bank of america illinois	Did not comment
SM	4393603	bank of america, national association	Did not comment
SM	350007	chase bank of ohio	Did not comment
SM	61001	jpmorgan chase bank, dearborn	Did not comment

# orgs in the comment data
d %>% filter(str_detect(org_name, "jpmorgan|wells fargo|^bank of america|capital one|td bank|chase bank")) %>% distinct(org_name, best_match_type, `FDIC_Institutions-bestMatch:ASSET`) %>% 
  kablebox()

best_match_type	FDIC_Institutions-bestMatch:ASSET	org_name
CIK	NA	wells fargo
CIK	NA	jp morgan chase bank na
CIK	NA	wells fargo bank na
CIK	NA	jpmorgan chase bank na
CIK	NA	wells fargo home equity assetbacked securities 20042 trust
CIK	NA	jpmorgan absolute return mortgage fund
CIK	NA	wells fargo clearing services
CIK	NA	wells fargo funds management
CIK	NA	capital one financial
CIK	NA	wells fargo advisors
FDIC	1083725	fox chase bank
CIK	NA	jpmorgan chase
CIK	NA	capital one
FDIC	17487074	capital one fsb
CIK	NA	jpmorgan fleming tax aware international opportunities fund

FDIC_resources %>% count(Commented) %>% mutate(percent = n/nrow(FDIC_resources))

## # A tibble: 10 × 4
## # Groups:   Commented, BKCLASS [10]
##    Commented       BKCLASS     n percent
##    <chr>           <chr>   <int>   <dbl>
##  1 Commented       N         278 0.0108 
##  2 Commented       NM       1442 0.0562 
##  3 Commented       SA        126 0.00491
##  4 Commented       SB         87 0.00339
##  5 Commented       SM        355 0.0138 
##  6 Did not comment N        6286 0.245  
##  7 Did not comment NM      10399 0.405  
##  8 Did not comment SA       3624 0.141  
##  9 Did not comment SB        757 0.0295 
## 10 Did not comment SM       2292 0.0894

FDIC_resources %>% group_by(BKCLASS) %>%
  mutate(nbkclass = n() ) %>% count(Commented, nbkclass) %>% mutate(percent = n/nbkclass) 

## # A tibble: 10 × 5
## # Groups:   BKCLASS [5]
##    BKCLASS Commented       nbkclass     n percent
##    <chr>   <chr>              <int> <int>   <dbl>
##  1 N       Commented           6564   278  0.0424
##  2 N       Did not comment     6564  6286  0.958 
##  3 NM      Commented          11841  1442  0.122 
##  4 NM      Did not comment    11841 10399  0.878 
##  5 SA      Commented           3750   126  0.0336
##  6 SA      Did not comment     3750  3624  0.966 
##  7 SB      Commented            844    87  0.103 
##  8 SB      Did not comment      844   757  0.897 
##  9 SM      Commented           2647   355  0.134 
## 10 SM      Did not comment     2647  2292  0.866

fdic_t <- t.test(FDIC_resources %>% filter(commented) %>% pull(ASSET),
       FDIC_resources %>% filter(!commented) %>% pull(ASSET))
fdic_t

## 
##  Welch Two Sample t-test
## 
## data:  FDIC_resources %>% filter(commented) %>% pull(ASSET) and FDIC_resources %>% filter(!commented) %>% pull(ASSET)
## t = -0.27481, df = 7719.9, p-value = 0.7835
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -523630.6  394868.4
## sample estimates:
## mean of x mean of y 
##   1115826   1180207

fdic_tNM <- t.test(FDIC_resources %>% filter(commented, BKCLASS == "NM") %>% pull(ASSET),
       FDIC_resources %>% filter(!commented, BKCLASS == "NM") %>% pull(ASSET))
fdic_tNM

## 
##  Welch Two Sample t-test
## 
## data:  FDIC_resources %>% filter(commented, BKCLASS == "NM") %>% pull(ASSET) and FDIC_resources %>% filter(!commented, BKCLASS == "NM") %>% pull(ASSET)
## t = 1.8342, df = 2206.3, p-value = 0.06675
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##   -8371.134 250562.961
## sample estimates:
## mean of x mean of y 
##  480366.4  359270.5

fdic_tSM <- t.test(FDIC_resources %>% filter(commented, BKCLASS == "SM") %>% pull(ASSET),
       FDIC_resources %>% filter(!commented, BKCLASS == "SM") %>% pull(ASSET))
fdic_tSM 

## 
##  Welch Two Sample t-test
## 
## data:  FDIC_resources %>% filter(commented, BKCLASS == "SM") %>% pull(ASSET) and FDIC_resources %>% filter(!commented, BKCLASS == "SM") %>% pull(ASSET)
## t = 2.5578, df = 386.9, p-value = 0.01092
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##   612318.6 4681998.5
## sample estimates:
## mean of x mean of y 
##   3921396   1274237

fdic_tSB <- t.test(FDIC_resources %>% filter(commented, BKCLASS == "SB") %>% pull(ASSET),
       FDIC_resources %>% filter(!commented, BKCLASS == "SB") %>% pull(ASSET))
fdic_tSB

## 
##  Welch Two Sample t-test
## 
## data:  FDIC_resources %>% filter(commented, BKCLASS == "SB") %>% pull(ASSET) and FDIC_resources %>% filter(!commented, BKCLASS == "SB") %>% pull(ASSET)
## t = 0.3818, df = 167.27, p-value = 0.7031
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -311391.9  460708.4
## sample estimates:
## mean of x mean of y 
##  948927.4  874269.1

fdic_tSA <- t.test(FDIC_resources %>% filter(commented, BKCLASS == "SA") %>% pull(ASSET),
       FDIC_resources %>% filter(!commented, BKCLASS == "SA") %>% pull(ASSET))
fdic_tSA

## 
##  Welch Two Sample t-test
## 
## data:  FDIC_resources %>% filter(commented, BKCLASS == "SA") %>% pull(ASSET) and FDIC_resources %>% filter(!commented, BKCLASS == "SA") %>% pull(ASSET)
## t = 0.70883, df = 133.16, p-value = 0.4797
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -852880 1805583
## sample estimates:
## mean of x mean of y 
## 1385932.2  909580.7

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("N")) %>% 
  mutate(Commented = Commented %>% paste0(
         "\n(median = $", round(median_ASSET_type, 0) %>% prettyNum(big.mark = ",") ,
         ", mean = $", round(mean_ASSET_type, 0) %>% prettyNum(big.mark = ","), ")"
    )) %>% 
  ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET_type/1000)) + 
      geom_vline( aes(xintercept = median_ASSET_type/1000), linetype = 2) +
  scale_x_log10() + 
  labs(title = "FDIC-Insured National Associations",
       fill = "", y = "", x = "Assets (Thousands)") + 
  facet_wrap("Commented",  scales = "free_y", nrow = 2)+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

Dropping National Associations

Now omitting class national associations and foreign banks (Class IO are foreign banks and did not comment)

#FDIC-density-select


FDIC_resources %<>% 
  filter(BKCLASS != "N", 
         BKCLASS != "OI") %>% 
  ungroup() %>% 
  group_by(Commented) %>% 
  mutate(mean_ASSET = mean(ASSET, na.rm =TRUE),
           median_ASSET = median(ASSET, na.rm =TRUE)) 

# density plot without N and OI
FDIC_resources %>%
   densityplot(caption = str_c("Welch t-test of difference in means, p = ", fdic_t$p.value %>% round(3), "\nOmits foreign banks and national associations"))

FDIC_resources %>% distinct(Commented, mean_ASSET) %>% kable()

Commented	mean_ASSET
Did not comment	621763.6
Commented	1165158.3

FDIC_resources %>%
  filter(ASSET > 10) %>% 
  mutate(Commented = Commented %>% paste0(         
    "\n(median = $", round(median_ASSET/1000000, 2) , " million",
         ", mean = $", round(mean_ASSET/1000000, 1) %>% prettyNum(big.mark = ","), " million)")) %>% 
  ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET/1000)) + 
    geom_vline( aes(xintercept = median_ASSET/1000), linetype = 2) + 
  scale_x_log10() + 
  labs(title = str_c("U.S. FDIC-Insured Banks, N = ", nrow(FDIC_resources)%>% prettyNum(big.mark = ",")) ,
       fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_t$p.value %>% round(3), "\nOmits foreign banks and national associations")) + 
  facet_wrap("Commented", ncol = 1, scales = "free_y", strip.position = "top")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("NM")) %>% 
  mutate(Commented = Commented %>% paste0(
         "\n(median = $", round(median_ASSET_type, 0) %>% prettyNum(big.mark = ",") ,
         ", mean = $", round(mean_ASSET_type, 0) %>% prettyNum(big.mark = ","), ")"
    )) %>% 
  ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET_type/1000)) + 
    geom_vline( aes(xintercept = median_ASSET_type/1000), linetype = 2) +
  scale_x_log10() + 
  labs(title = "FDIC-Insured Commercial Banks",fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tNM$p.value %>% round(3)))  + 
  facet_wrap("Commented",  scales = "free_y", nrow = 2)+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("SB")) %>% 
  mutate(Commented = Commented %>% paste0(
         "\n(median = $", round(median_ASSET_type, 0) %>% prettyNum(big.mark = ",") ,
         ", mean = $", round(mean_ASSET_type, 0) %>% prettyNum(big.mark = ","), ")"
    )) %>% 
    ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET_type/1000)) + 
      geom_vline( aes(xintercept = median_ASSET_type/1000), linetype = 2) +
  scale_x_log10() + 
  labs(title = "FDIC-Insured Savings Banks",fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tSB$p.value %>% round(3)))  + 
  facet_wrap("Commented",  scales = "free_y", nrow = 2)+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")


FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("SM")) %>% 
  mutate(Commented = Commented %>% paste0(
         "\n(median = $", round(median_ASSET_type, 0) %>% prettyNum(big.mark = ",") ,
         ", mean = $", round(mean_ASSET_type, 0) %>% prettyNum(big.mark = ","), ")"
    )) %>% 
    ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET_type/1000)) + 
      geom_vline( aes(xintercept = median_ASSET_type/1000), linetype = 2) +
scale_x_log10() + 
  labs(title = "FDIC-Insured State Banks",fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tSM$p.value %>% round(3)))  + 
  facet_wrap("Commented",  scales = "free_y", nrow = 2)+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("SA")) %>% 
  mutate(Commented = Commented %>% paste0(
         "\n(median = $", round(median_ASSET_type, 0) %>% prettyNum(big.mark = ",") ,
         ", mean = $", round(mean_ASSET_type, 0) %>% prettyNum(big.mark = ","), ")"
    )) %>% 
    ggplot() + 
  aes(x = ASSET/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_ASSET_type/1000)) + 
      geom_vline( aes(xintercept = median_ASSET_type/1000), linetype = 2) +
scale_x_log10() + 
  labs(title = "FDIC-Insured Savings Associations",fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tSA$p.value %>% round(3)))  + 
  facet_wrap("Commented",  scales = "free_y", nrow = 2)+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("NM")) %>% 
  densityplot(
    title = "FDIC-Insured Commercial Banks",
    x = "Assets (Thousands)",
    caption = str_c("Welch t-test of difference in means, p = ", fdic_tNM$p.value %>% round(3)))
  

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("SB")) %>% 
  densityplot(title = "FDIC-Insured Savings Banks", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tSB$p.value %>% round(3)))


FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("SM")) %>% 
  densityplot(title = "FDIC-Insured State Banks",
              x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tSM$p.value %>% round(3)))

FDIC_resources %>%
  filter(ASSET > 10, BKCLASS %in% c("SA")) %>% 
  densityplot(title = "FDIC-Insured Savings Associations",
              x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", fdic_tSA$p.value %>% round(3)))

states <- map_data("state")

FDIC_state_n <- FDIC_resources %>% 
  mutate(region = STNAME %>% str_to_lower()) %>% 
  group_by(region) %>% 
  summarise(n = n() )

states %>% 
  left_join(FDIC_state_n) %>% 
  ggplot() +
  aes(long, lat, group = group, fill = n) +
  geom_polygon(color = "white") + 
  labs(fill = "FDIC-Insured Banks") +
  theme_void()


FDIC_state_n <- FDIC_resources %>% 
  mutate(region = STNAME %>% str_to_lower()) %>% 
  group_by(region) %>% 
  summarise(n = sum(Commented == "Commented"))

states %>% 
  left_join(FDIC_state_n) %>% 
  ggplot() +
  aes(long, lat, group = group, fill = n) +
  geom_polygon(color = "white") + 
  labs(fill = "FDIC-Insured Banks \nCommenting On\n Dodd-Frank Rules") +
  theme_void()

---

Among nonprofits that commented on Dodd-Frank rules

load(here("data", "nonprofit_resources.Rdata"))

# make unique ( there are nearly 5k different rotary internationals and several APIs )
# select org entry with highest assets 
nonprofit_resources %<>% group_by(org_name) %>% 
  top_n(1, assets) %>% 
  ungroup()

nonprofit_resources %>% 
  filter(org_name %in% d$best_match_name) %>% 
  #filter(commented, assets > 100) %>% 
  ggplot() + 
  aes(x = assets, y = n) + 
  geom_point(alpha = .5) + 
  geom_smooth() + 
    labs(x = "Assets",
         title = str_c("Non-profits, N = ", nrow(nonprofit_resources)),
       y = "Number of Comments") +
  scale_x_log10()


nonprofit_resources %>% 
    filter(org_name %in% d$best_match_name) %>% 
  filter(commented, assets > 100) %>% 
  ggplot() + 
  aes(x = revenue, y = n) + 
  geom_point(alpha = .5) + 
  geom_smooth() + 
    labs(x = "Revenue",
         title = str_c("Non-profits, N = ", nrow(nonprofit_resources)),
       y = "Number of Comments") +
  scale_x_log10() 

---

Comparing nonprofits that did and did not comment on Dodd-Frank rules

# counts 
nonprofit_resources %<>% 
  mutate(Commented = ifelse(
    org_name %in% d$best_match_name,
    "Commented", 
    "Did not comment")) 

nonprofit_resources %>% count(Commented) %>% mutate(percent = n/nrow(nonprofit_resources))

## # A tibble: 2 × 3
##   Commented            n percent
##   <chr>            <int>   <dbl>
## 1 Commented          744 0.00160
## 2 Did not comment 463765 0.998

nonprofit_t <- t.test(nonprofit_resources %>% filter(commented) %>% pull(assets),
       nonprofit_resources %>% filter(!commented) %>% pull(assets))

nonprofit_t

## 
##  Welch Two Sample t-test
## 
## data:  nonprofit_resources %>% filter(commented) %>% pull(assets) and nonprofit_resources %>% filter(!commented) %>% pull(assets)
## t = 3.792, df = 727.06, p-value = 0.0001618
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##   81900165 257740893
## sample estimates:
## mean of x mean of y 
## 178384971   8564442

nonprofit_revenue_t <- t.test(nonprofit_resources %>% filter(commented) %>% pull(revenue),
       nonprofit_resources %>% filter(!commented) %>% pull(revenue))

nonprofit_revenue_t

## 
##  Welch Two Sample t-test
## 
## data:  nonprofit_resources %>% filter(commented) %>% pull(revenue) and nonprofit_resources %>% filter(!commented) %>% pull(revenue)
## t = 4.3391, df = 727.26, p-value = 0.00001633
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  21917246 58138456
## sample estimates:
## mean of x mean of y 
##  43970640   3942789

nonprofit_resources %>% 
  filter(assets > 10) %>% 
  densityplot(var = "assets",
              by = 1000,
              title = "Non-profits",
               x = "Assets (Thousands)",
              caption = str_c("Welch t-test of difference in means, p = ", nonprofit_t$p.value %>% round(5))) 


nonprofit_resources %>% 
  filter(revenue > 10) %>%
  densityplot(var = "revenue",
              by = 1000,
              title = "Non-profits",
               x = "Revenue (Thousands)",
              caption = str_c("Welch t-test of difference in means, p = ", nonprofit_revenue_t$p.value %>% round(5))) 

# old density plots 
nonprofit_resources %>% 
  filter(assets > 10) %>% 
  ggplot() + 
  aes(x = assets/1000, fill = Commented) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = str_c("Non-profits, N = ", nrow(nonprofit_resources)),
       fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", nonprofit_t$p.value %>% round(5)))  + 
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

# revenue
nonprofit_resources %>% 
    filter(revenue > 10) %>% 
  ggplot() + 
  aes(x = revenue/1000, fill = Commented) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(fill = "", y = "", x = "Revenue (Thousands)",
       title = str_c("Non-profits, N = ", nrow(nonprofit_resources)),
       caption = str_c("Welch t-test of difference in means, p = ", nonprofit_revenue_t$p.value %>% round(5)))  + 
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())



nonprofit_resources %<>% 
  group_by(Commented) %>% 
  mutate(mean_assets = mean(assets, na.rm = T),
         median_assets = median(assets, na.rm = T),
         mean_revenue = median(revenue, na.rm = T)) %>% 
  ungroup()

nonprofit_resources %>% distinct(Commented, mean_assets, mean_revenue) %>% kable

Commented	mean_assets	mean_revenue
Did not comment	8543892	119647
Commented	187542657	1055659

# mean assets
mean_commented <- nonprofit_resources %>% filter(Commented == "Commented") %>% distinct(mean_assets/1000000) %>% round(1) %>%  paste("million")

mean_not_commented <- nonprofit_resources %>% filter(Commented != "Commented") %>% distinct(mean_assets/1000000) %>% round(1) %>%  paste("million")

# median assets
median_commented <- nonprofit_resources %>% filter(Commented == "Commented") %>% distinct(median_assets/1000000) %>% round(2) %>%  paste("million")

median_not_commented <- nonprofit_resources %>% filter(Commented != "Commented") %>% distinct(median_assets/1000000) %>% round(2) %>%  paste("million")

Nonprofits that commented on Dodd-Frank rules had an average of 187.5 million in assets, while nonprofits that did not comment averaged 8.5 million.

The median nonprofits that commented on Dodd-Frank rules had assets of 1.89 million in assets, while the median nonprofit that did not comment had 0.23 million.

#nonprofit-count  histograms 
nonprofit_resources %>% 
  filter(assets > 10) %>% 
  mutate(Commented = Commented %>% paste(
    "\n(median = $", round(median_assets/10000000, 2), " million, ",
    "mean = $", round(mean_assets/10000000, 1), " million)"
    )) %>% 
  ggplot() + 
  aes(x = assets/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_assets/1000)) + 
  geom_vline( aes(xintercept = median_assets/1000), linetype = 2) + 
  scale_x_log10() + 
  labs(title = str_c("Non-profits, N = ", nrow(nonprofit_resources) %>% prettyNum(big.mark = ",") ),
       fill = "", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", nonprofit_t$p.value %>% round(5)))  + 
  facet_wrap("Commented", ncol = 1, scales = "free_y", strip.position = "top")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")


nonprofit_resources %>% 
  filter(revenue > 10) %>% 
  ggplot() + 
  aes(x = revenue/1000, fill = Commented, label = mean_revenue) + 
  geom_histogram(alpha = .5, color = NA) + 
    geom_vline( aes(xintercept = mean_revenue/1000)) + 
  scale_x_log10() + 
  labs(title = str_c("Non-profits, N = ", nrow(nonprofit_resources)%>% prettyNum(big.mark = ",")),
       fill = "", y= "", x = "Revenue ($1,000s)",
       caption = str_c("Welch t-test of difference in means, p = ", nonprofit_revenue_t$p.value %>% round(5)))  + 
  facet_grid(Commented ~ ., scales = "free_y")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        strip.background = element_blank(),
  strip.text.y = element_blank())

# CHARTS 
# - who comments, who does not 
# - 


# TODO 
# - biggest nonprofits by assets and revenue (e.eg. chamber )
# - compartaitve ratios at key levels
# - percent nonprofits 
# - side by side histograms
# missing fed in matching, but could compare FDIC regulator to agency commented on
# - scholzman and verba, gilens and bartels 

Comparing credit unions that did and did not comment on Dodd-Frank rules

#creditunion-density

#load the full population of campaign donors 
creditunions <- read_csv(here("Data" , "creditunions.csv") %>% str_remove("finreg/") )

creditunions %<>% 
  group_by(CU_NAME) %>% 
  top_n(1, `Total Assets`) %>% 
  ungroup()

creditunions %<>% mutate(org_name = tolower(CU_NAME),
                         assets = `Total Assets`,
                         commented = org_name %in% d$best_match_name,
                         Commented = ifelse(commented, "Commented", "Did not comment"))

creditunions %>% count(Commented) %>% mutate(percent = n/nrow(creditunions))

## # A tibble: 2 × 3
##   Commented           n percent
##   <chr>           <int>   <dbl>
## 1 Commented          99  0.0169
## 2 Did not comment  5743  0.983

creditunion_t <- t.test(creditunions %>% filter(!commented) %>% pull(assets),
       creditunions %>% filter(commented) %>% pull(assets))
creditunion_t

## 
##  Welch Two Sample t-test
## 
## data:  creditunions %>% filter(!commented) %>% pull(assets) and creditunions %>% filter(commented) %>% pull(assets)
## t = -1.177, df = 98.04, p-value = 0.242
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -2398920333   612667211
## sample estimates:
##  mean of x  mean of y 
##  195811079 1088937640

# density plots 
creditunions %>% 
  filter(assets > 10) %>% 
  densityplot(var = "assets",
              by = 1000000,
              x = "Assets (Millions)",
              title = "Credit Unions", 
              caption = str_c("Welch t-test of difference in means, p = ", creditunion_t$p.value %>% round(3)))
  
#   
# creditunions %>% 
#   filter(assets > 10) %>% 
#   ggplot() + 
#   aes(x = assets/1000000, fill = Commented) + 
#   geom_density(alpha = .5, color = NA) + 
#   scale_x_log10() + 
#   labs(fill = "", x = "Assets (Millions)", 
#        title = str_c("Credit Unions, N = ", nrow(creditunions)%>% prettyNum(big.mark = ",")),
#        fill = "", y = "",
#        caption = str_c("Welch t-test of difference in means, p = ", creditunion_t$p.value %>% round(3)))  + 
#   theme(panel.grid.major.y = element_blank(),
#         panel.grid.minor.y = element_blank(),
#         axis.text.y = element_blank())

# creditunion-count 
creditunions %<>% 
  group_by(Commented) %>% 
  mutate(mean_assets = mean(assets, na.rm = T),
         median_assets = median(assets, na.rm = T) ) %>% 
  ungroup()

creditunions %>% distinct(Commented, mean_assets) %>% kable

Commented	mean_assets
Did not comment	195811079
Commented	1088937640

# count histograms 
creditunions %>% 
    filter(assets > 100000) %>% 
  mutate(Commented = Commented %>% paste0(
    "\n(median = $", round(median_assets/1000000, 0), " million, ",
    "mean = $", round(mean_assets/1000000, 0), " million)"
    )) %>% 
  ggplot() + 
  aes(x = assets/1000000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_assets/1000000)) + 
    geom_vline( aes(xintercept = median_assets/1000000), linetype = 2) + 
  scale_x_log10() + 
  labs(title = str_c("Credit Unions, N = ", nrow(creditunions)%>% prettyNum(big.mark = ",")),
       fill = "", y = "", x = "Assets (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", creditunion_t$p.value %>% round(3)))  + 
  facet_wrap("Commented", ncol = 1, scales = "free_y", strip.position = "top")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

---

By Lobbying Spending

(OpenSecrets data)

#opensecrets-density

#load the full population of campaign donors 
opensecrets <- read_csv(here("data" , "merged_resources", 
"opensecrets_resources_JwVersion.csv") )




# indicator for whether they commented
opensecrets %<>% 
  mutate(org_name = orgName %>% str_to_lower(),
         Commented = ifelse(
    org_name %in% d$best_match_name,
    "Commented", 
    "Did not comment"))

# unique
opensecrets %<>% group_by(org_name) %>% 
  top_n(1, MeanContribAmount)

opensecrets %<>% 
  group_by(Commented) %>% 
  mutate(mean_MeanContribAmount = mean(MeanContribAmount, na.rm = T),
         median_MeanContribAmount = median(MeanContribAmount, na.rm = T) ) %>% 
  ungroup()

opensecrets %>% distinct(Commented, mean_MeanContribAmount) %>% kable

Commented	mean_MeanContribAmount
Did not comment	79563.99
Commented	95264.89

opensecrets %>% count(Commented) %>% mutate(percent = n/nrow(opensecrets))

## # A tibble: 2 × 3
##   Commented           n percent
##   <chr>           <int>   <dbl>
## 1 Commented         321  0.0410
## 2 Did not comment  7500  0.959

opensecrets %<>% mutate(commented = Commented == "Commented")

opensecrets_t <- t.test(opensecrets %>% 
         filter(commented) %>% pull(MeanContribAmount),
       opensecrets %>% 
         filter(!commented) %>% pull(MeanContribAmount)
       )

opensecrets_t

## 
##  Welch Two Sample t-test
## 
## data:  opensecrets %>% filter(commented) %>% pull(MeanContribAmount) and opensecrets %>% filter(!commented) %>% pull(MeanContribAmount)
## t = 2.5961, df = 529.7, p-value = 0.009691
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##   3819.99 27581.81
## sample estimates:
## mean of x mean of y 
##  95264.89  79563.99

opensecrets %>% 
  group_by(Commented) %>% 
  summarise(mean_MeanContribAmount = mean(MeanContribAmount, na.rm = T),
            mean_MeanContribAmountPerYearContributed = mean(MeanContribAmountPerYearContributed, na.rm = T),
            MeanTotalContribAmount = mean(TotalContribAmount, na.rm = T)) %>% 
  kable()

Commented	mean_MeanContribAmount	mean_MeanContribAmountPerYearContributed	MeanTotalContribAmount
Commented	95264.89	1865907	11020940
Did not comment	79563.99	1809000	10564125

opensecrets %>% 
  densityplot(var = "MeanContribAmount",
              by = 1000,
              title = "Campaign Donors",
              x =  "Mean Contribution ($1,000s, in years contributing 2010-2017)",
       caption = str_c("Welch t-test of difference in means, p = ", opensecrets_t$p.value %>% round(3))
       )

# # old
# opensecrets %>% 
#   #filter(assets > 10) %>% 
#   ggplot() + 
#   aes(x = MeanContribAmount/1000, fill = Commented) + 
#   geom_density(alpha = .5, color = NA) + 
#   scale_x_log10() + 
#   labs(fill = "",  
#        y = "",
#        title = str_c("Campaign Donors, N = ", nrow(opensecrets)%>% prettyNum(big.mark = ",")),
#        x = "Mean Contribution
#        ($1,000s, in years contributing 2010-2017)")+
#   theme(panel.grid.major.y = element_blank(),
#         panel.grid.minor.y = element_blank(),
#         axis.text.y = element_blank())

opensecrets %>% 
  #filter(assets > 10) %>% 
  ggplot() + 
  aes(x = MeanContribAmountPerYearContributed/1000, fill = Commented) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = str_c("Campaign Donors, N = ", nrow(opensecrets)%>% prettyNum(big.mark = ",")),
       fill = "", 
       y = "",
       x = "Mean Contribution per Year\n($1,000s, 2010-2017)")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

opensecrets %>% 
  #filter(assets > 10) %>% 
  ggplot() + 
  aes(x = TotalContribAmount/1000, fill = Commented) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = str_c("Campaign Donors, N = ", nrow(opensecrets)%>% prettyNum(big.mark = ",")),
       y = "",
       x = "Total Contributions\n($1,000s, 2010-2017)")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

# opensecrets-count 

# count histograms
opensecrets %>% 
    filter(MeanContribAmount > 100) %>% 
  mutate(Commented = Commented %>% paste0(
    "\n(median = $", round(median_MeanContribAmount/1000, 2), " million, ",
    "mean = $", round(mean_MeanContribAmount/1000, 1), " million)"
    )) %>% 
  ggplot() + 
  aes(x = MeanContribAmount/1000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_MeanContribAmount/1000)) + 
    geom_vline( aes(xintercept = median_MeanContribAmount/1000), linetype = 2) + 
  scale_x_log10() + 
  labs(title = str_c("Campaign Donors, N = ", nrow(opensecrets)%>% prettyNum(big.mark = ",")),
       fill = "", y = "", x = "Political Action Committee Donations (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", opensecrets_t$p.value %>% round(3))
       ) + 
  facet_wrap("Commented", ncol = 1, scales = "free_y", strip.position = "top")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

---

By Market Cap

(Computstat data)

compustat <- read_csv(here("data/merged_resources/compustat_resources.csv"))

#TODO CIK NOW HAS MATCHES, THEY SHOULD BE COMBINED HERE 

compustat %<>% 
  mutate(org_name = conm %>% str_to_lower(),
         Commented = ifelse(
    org_name %in% d$best_match_name,
    "Commented", 
    "Did not comment"),
    commented = Commented == "Commented") %>% 
  mutate(marketcap2 = ifelse(str_detect(marketcap, "k"),
                             marketcap %>% str_remove("k") %>% as.numeric() * 1000,
                             marketcap),
         marketcap2 = ifelse(str_detect(marketcap, "M"),
                             marketcap %>% str_remove("M") %>% as.numeric() * 1000000,
                             marketcap2),
         marketcap2 = ifelse(str_detect(marketcap, "B"),
                             marketcap %>% str_remove("B") %>% as.numeric() * 1000000000,
                             marketcap2),
         marketcap2 = ifelse(str_detect(marketcap, "T"),
                             marketcap %>% str_remove("T") %>% as.numeric() * 1000000000000,
                             marketcap2),
         marketcap2 = marketcap2 %>% str_remove(",") %>%  as.numeric(marketcap2))

#compustat %>% filter(is.na(marketcap2), !is.na(marketcap)) %>% pull(marketcap)

# unique
compustat %<>% group_by(org_name) %>% 
  top_n(1, marketcap2) %>% 
  ungroup() 


compustat %>% count(Commented) %>% mutate(percent = n/nrow(compustat))

## # A tibble: 2 × 3
##   Commented           n percent
##   <chr>           <int>   <dbl>
## 1 Commented          19 0.00296
## 2 Did not comment  6407 0.997

compustat_t <- t.test(compustat %>% filter(commented) %>% pull(marketcap2),
       compustat %>% filter(!commented) %>% pull(marketcap2))

compustat_t

## 
##  Welch Two Sample t-test
## 
## data:  compustat %>% filter(commented) %>% pull(marketcap2) and compustat %>% filter(!commented) %>% pull(marketcap2)
## t = 2.8683, df = 18.137, p-value = 0.01017
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##   9644314241 62343402739
## sample estimates:
##   mean of x   mean of y 
## 45583393579  9589535089

compustat %>% 
  filter(marketcap2 > 1000) %>% 
  densityplot(var = "marketcap2",
              by = 1000000, 
              title = "Publicly-traded Companies",
       x = "Market Capitalization (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", compustat_t$p.value %>% round(3))
       )

# compustat-count 
compustat %<>% 
  group_by(Commented) %>% 
  mutate(mean_marketcap2 = mean(marketcap2, na.rm = T),
         median_marketcap2 = median(marketcap2, na.rm = T) ) %>% 
  ungroup()

compustat %>% distinct(Commented, mean_marketcap2) %>% kable

Commented	mean_marketcap2
Did not comment	9589535089
Commented	45583393579

# count histograms
compustat %>% 
    filter(marketcap2 > 1000) %>% 
  mutate(Commented = Commented %>% paste0(
    "\n(median = $", round(median_marketcap2/1000000000, 1), " billion, ",
    "mean = $", round(mean_marketcap2/1000000000, 1), " billion)"
    )) %>% 
  ggplot() + 
  aes(x = marketcap2/1000000, fill = Commented, color = Commented) + 
  geom_histogram(alpha = .5, color = NA) + 
  geom_vline( aes(xintercept = mean_marketcap2/1000000)) + 
    geom_vline( aes(xintercept = median_marketcap2/1000000), linetype = 2) + 
  scale_x_log10() + 
  labs(title = str_c("Publicly-traded Companies, N = ", nrow(compustat)%>% prettyNum(big.mark = ",")),
       fill = "", y = "", x = "Market Cap (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", compustat_t$p.value %>% round(3))
       ) + 
  facet_wrap("Commented", ncol = 1, scales = "free_y", strip.position = "top")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        legend.position = "none")

Temporarily merging in data where matches are NA

#FIXME 
# TO GET NON-COMMENTERS, WE NEED TO JOIN IN THE OTHERS, BUT WE MIGHT NOT NEED THIS?
# Until the asset data are fixed to include matches in multiple datasets. 
d %<>% left_join(opensecrets %>% dplyr::select(org_name, MeanContribAmount, TotalContribAmount)  ) %>%
  left_join(nonprofit_resources %>% dplyr::select(org_name, assets, revenue) ) %>%
  left_join(compustat %>% dplyr::select(-index) %>% dplyr::select(org_name, marketcap, naics) ) %>% 
  left_join(creditunions %>% dplyr::select(org_name, `Total Assets`))

d %<>% distinct()

##### 
# Instead, just keeping d limited to commenters and using matched data vars 

# requires renaming to align with above (and analysis code below)

# COMBINE matched and unmatched opensecrets 
d %<>% mutate(
  MeanContribAmount = coalesce(
    `opensecrets_resources_jwVersion-bestMatch:MeanContribAmountPerYearContributed`, # matched 
    MeanContribAmount # from opensecrets 
    ),
  TotalContribAmount = coalesce(
    `opensecrets_resources_jwVersion-bestMatch:TotalContribAmount`, # matched 
    TotalContribAmount     # from open secrets 

    )
)


# combine matched and unmatched nonprofits 
d %<>% mutate(
  assets = coalesce(`nonprofits_resources-bestMatch:assets`, #matched
                    assets, # from nonprofits
                    `Total Assets` # from credit unions 
                    ),
  revenue = coalesce(`nonprofits_resources-bestMatch:revenue`, #matched 
                     # from nonprofits
                     revenue)
)

# combine matched and unmatched marketcap
d  %<>% 
  mutate(marketcap = coalesce(
    `CIK-bestMatch:marketcap`, 
    `compustat_resources-bestMatch:marketcap`,
    marketcap),
         marketcap2 = ifelse(str_detect(marketcap, "k"),
                             marketcap %>% str_remove("k") %>% as.numeric() * 1000,
                             marketcap),
         marketcap2 = ifelse(str_detect(marketcap, "M"),
                             marketcap %>% str_remove("M") %>% as.numeric() * 1000000,
                             marketcap2),
         marketcap2 = ifelse(str_detect(marketcap, "B"),
                             marketcap %>% str_remove("B") %>% as.numeric() * 1000000000,
                             marketcap2),
         marketcap2 = ifelse(str_detect(marketcap, "T"),
                             marketcap %>% str_remove("T") %>% as.numeric() * 1000000000000,
                             marketcap2),
         marketcap2 = marketcap2 %>% str_remove(",") %>%  as.numeric(marketcap2))

We have market cap for 147 companies that submitted 544 comments.

# fishy
d %>% 
  ggplot() +
  aes(x = marketcap2) + 
  geom_histogram()

d %>% arrange(-marketcap2) %>% count(marketcap, marketcap2, best_match_name, sort = T) %>% filter(!is.na(marketcap))

## # A tibble: 147 × 4
##    marketcap   marketcap2 best_match_name                  n
##    <chr>            <dbl> <chr>                        <int>
##  1 934.476M     934476000 individual investor            108
##  2 2.709B      2709000000 international bancshares        29
##  3 31.111B    31111000000 state street                    29
##  4 81.203B    81203000000 pnc financial services          26
##  5 135.268B  135268000000 american express                18
##  6 26.57M        26570000 diversified mortgage workout    16
##  7 7.662B      7662000000 old republic international      15
##  8 25.473B    25473000000 credit suisse                   12
##  9 157.755B  157755000000 nextera energy                  11
## 10 75.085B    75085000000 chicago mercantile exchange     11
## # … with 137 more rows

# unique(d$marketcap)

---

Duplicates

(more than one match per comment URL)

Orgs in multiple states were one problem. For example, the API incorporated in DC has $128,273,933 in assets while API in TX has $15,368. Yale University had $27,801,734,697 in assets (must include the endowment), and another Yale University had $4,858,646, both in CT.

d %<>% distinct()
# duplicates
d %>% 
  add_count(comment_url, name = "n_per_url", sort = T) %>% 
  ungroup() %>% 
  filter(n_per_url > 1) %>% distinct() %>% 
  arrange(comment_url) %>%
  kablebox()

docket_id	comment_docket_count	comment_url	comment_agency	comment_org_name	comment_submitter_name	CIK_name	CreditUnions_name	FDIC_Institutions_name	FFIECInstitutions_name	SEC_Institutions_name	compustat_resources_name	nonprofits_resources_name	opensecrets_resources_jwVersion_name	best_match_name	best_match_score	best_match_type	FDIC_Institutions-bestMatch:ASSET	FDIC_Institutions-bestMatch:STNAME	CIK-bestMatch:marketcap	SEC_Institutions-bestMatch:Ticker	compustat_resources-bestMatch:marketcap	compustat_resources-bestMatch:naics	nonprofits_resources-bestMatch:assets	nonprofits_resources-bestMatch:revenue	nonprofits_resources-bestMatch:ein	opensecrets_resources_jwVersion-bestMatch:MeanContribAmountPerYearContributed	opensecrets_resources_jwVersion-bestMatch:TotalContribAmount	matches	org_name	org_type	org_resources	opensecrets_resources_name	org_comments	best_match_org_comments	marketcap	marketcap2	Agency	Org_type	payday	MeanContribAmount	TotalContribAmount	assets	revenue	naics	Total Assets	n_per_url

We solved this by selecting the entry with the highest assets. For example, the API now only matches the API’s DC location.

However, in the prior version of the data, the American Petroleum Institute and Yale University were both matched to nonprofit asset data and to opensecrets. Now, Yale Law has opensecrets data but no asset data, while API has asset data but no campaign donations. Yale University has neither – it is matched in CIK data, but its marketcap is NA, so we now have nothing for it.

d %<>% distinct()

d %>% filter(str_detect(best_match_name, "petroleum inst|yale uni")) %>% # view
  dplyr::select(comment_url, best_match_name, 
         assets, 
         `nonprofits_resources-bestMatch:assets`, 
         `nonprofits_resources-bestMatch:revenue`,
         `nonprofits_resources-bestMatch:ein`,
         opensecrets_resources_name,
         MeanContribAmount,
         CIK_name,
         `CIK-bestMatch:marketcap`) %>% 
  kablebox()

comment_url	best_match_name	assets	nonprofits_resources-bestMatch:assets	nonprofits_resources-bestMatch:revenue	nonprofits_resources-bestMatch:ein	opensecrets_resources_name	MeanContribAmount	CIK_name	CIK-bestMatch:marketcap
https://www.regulations.gov/document?D=CFPB-2016-0020-1966	yale university law school	NA	NA	NA	NA	yale university law school	494000.0	NA	NA
https://www.sec.gov/comments/s7-41-11/s74111-559.pdf	yale university	27801734697	NA	NA	NA	NA	128869.6	yale university	NA
https://www.sec.gov/comments/s7-39-10/s73910-140.pdf	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.sec.gov/comments/s7-16-11/s71611-74.pdf	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.sec.gov/comments/s7-42-10/s74210-385.pdf	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.sec.gov/comments/s7-42-10/s74210-157.htm	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.sec.gov/comments/s7-42-10/s74210-121.pdf	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.sec.gov/comments/s7-42-10/s74210-107.pdf	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.sec.gov/comments/s7-42-10/s74210-10.pdf	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://www.federalreserve.gov/SECRS/2012/April/20120425/R-1432/R-1432_041612_107182_560165751973_1.pdf	edith b jackson tr 3 10 fbo yale university	861653	861653	82460	846150096	NA	NA	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=57399	yale university	27801734697	NA	NA	NA	NA	128869.6	yale university	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=48071	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=58868	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=44655	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=57394	yale university	27801734697	NA	NA	NA	NA	128869.6	yale university	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=57397	yale university	27801734697	NA	NA	NA	NA	128869.6	yale university	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=57398	yale university	27801734697	NA	NA	NA	NA	128869.6	yale university	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=44649	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=60939	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=61116	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=59944	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=59694	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=44650	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=47760	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=26872	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA
https://comments.cftc.gov/PublicComments/ViewComment.aspx?id=33773	american petroleum institute	128273933	128273933	215763439	130433430	NA	306858.0	NA	NA

Asset data coverage by docket

is_not_na <- . %>% is.na() %>% isFALSE()


dtable <- d_rin_lookup %>%
  ungroup() %>% 
  full_join(d %>% dplyr::select(docket_id, comment_url, ends_with("_name"))) %>%
  ungroup() %>% 
  # add_count(docket_id) %>% 
  group_by(comment_url) %>% 
  mutate(across(ends_with("name"), is_not_na)) %>% 
  mutate(asset_data_name = sum( CIK_name, CreditUnions_name, FDIC_Institutions_name,    FFIECInstitutions_name, SEC_Institutions_name,  compustat_resources_name,   nonprofits_resources_name) > 0#,
         #unique_orgs_name = org_name %>% unique() %>% length() 
         ) %>% 
  dplyr::select(docket_id, comment_count, comments_matched, lowest.sorted.rin.of.related.rins,related.rins,
         comment_url, ends_with("_name")) %>% 
  distinct() %>% 
  group_by(docket_id, comment_count, comments_matched, lowest.sorted.rin.of.related.rins,related.rins) %>% 
  # tally up matches
  summarise(across(ends_with("name"), sum)) %>% 
  # select vars for table 
  dplyr::select(docket_id,  lowest.sorted.rin.of.related.rins,related.rins, comment_count, comments_matched, asset_data_name,
         #unique_orgs_name,
        nonprofits_resources_name,
         CIK_name, CreditUnions_name, FDIC_Institutions_name,   FFIECInstitutions_name, SEC_Institutions_name,  compustat_resources_name) %>% 
  ungroup() %>%
  distinct() %>% 
  arrange(-asset_data_name) 



sum2 <- . %>% sum(na.rm = TRUE)

dtable %>% summarise(across(where(is.numeric), sum2)) %>% pivot_longer(everything(), names_to = "measure") %>% kable()

measure	value
comment_count	328421
comments_matched	38414
asset_data_name	14892
nonprofits_resources_name	6965
CIK_name	4261
CreditUnions_name	2225
FDIC_Institutions_name	1441
FFIECInstitutions_name	0
SEC_Institutions_name	0
compustat_resources_name	0

dtable %>% write_csv(here::here("data", "matches_per_rin.csv"))

Save asset data

#FIXME ideally, all edits to these data would be in clean_match_data
commenter_assets <- d

n_orgs <- d$org_name %>% unique() %>% length()

# + non-commenters 
n_orgs_total <- c(FDIC_resources$org_name,
  nonprofit_resources$org_name,
  opensecrets$org_name,
  compustat$org_name) %>% 
  unique() %>% 
  length()

n_assets <- nrow(d)

save(commenter_assets, 
     n_orgs, n_orgs_total, 
     n_assets,
     n_rules,
     n_actions,
     file = here::here("data", "commenter_assets.Rdata"))

---

Frequency of participation among organizations that commented

Among commenting organizations, how many rules did each comment on?

asset_counts <- d %>% 
  mutate(assets = org_resources) %>% 
  filter(assets > 10) %>%
  distinct(org_name, docket_id, assets) %>% 
  count(org_name, assets) %>% 
  filter(!is.na(assets)) %>% 
  mutate(nnp = quantile(n, probs = .9),
         assets_m = assets /1000000,
         assets_b = assets_m / 1000,
         onepercent = ifelse(n > nnp, "Top 10%", "Bottom 90%"),
         five = ifelse(n < 5, "<5 Rules", "5 or More Rules"),
         top = n > nnp)

rules_t <- t.test(asset_counts %>% filter(top) %>% pull(assets),
                  asset_counts %>% filter(!top) %>% pull(assets),)

rules_t

## 
##  Welch Two Sample t-test
## 
## data:  asset_counts %>% filter(top) %>% pull(assets) and asset_counts %>% filter(!top) %>% pull(assets)
## t = 0.96578, df = 255, p-value = 0.3351
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -81156914 237365060
## sample estimates:
## mean of x mean of y 
## 124862811  46758738

asset_counts %>% 
  ggplot() + 
  aes(x = n,  fill = onepercent) + 
  geom_bar() + 
  labs(title = "Banks and Nonprofits" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       y = "Number of Organizations",
       fill = "Frequency of\nCommenting",
       x = "Dodd-Frank Rules per Organization") #+ scale_y_log10()


asset_counts %>% 
  ggplot() + 
  aes(x = assets_m, fill = five) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Banks and Nonprofits" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       y = "", 
       x = "Assets (Millions)")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

  

asset_counts %>% 
  ggplot() + 
  aes(x = assets_m, fill = onepercent) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Banks and Nonprofits" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       y = "", 
       x = "Assets (Millions)")+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())




m_asset_count <- lm(n ~ assets_b, data = asset_counts)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Number of Rules",
)

attr(rows, 'position') <- c(0)

modelsummary(m_asset_count)

	Model 1
Dependent Variable	Number of Rules
Assets (in Billions)	0.092
	(0.163)
Num.Obs.	3073
Log.Lik.	−8902.779
F	0.321
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

For every additional 10 billion in assets, an organization comments on about one additional rules.

---

Among nonprofits that commented on a Dodd-Frank rule

asset_counts <- d %>% 
  mutate(assets = `nonprofits_resources-bestMatch:assets`) %>% 
  filter(assets > 10) %>%
  distinct(org_name, docket_id, assets) %>% 
  count(org_name, assets) %>% 
  filter(!is.na(assets)) %>% 
  mutate(nnp = quantile(n, probs = .9),
         assets_t = assets / 1000,
         assets_m = assets_t /1000,
         assets_b = assets_m / 1000,
         onepercent = ifelse(n > nnp, "Top 10%", "Bottom 90%"),
         five = ifelse(n < 5, "<5 Rules", "5 or More Rules"),
         top = n > nnp)

asset_counts %>% filter(onepercent == "Top 1%") %>% distinct(n) %>% min()

## [1] Inf

rules_nonprofits_t <- t.test(asset_counts %>% filter(top) %>% pull(assets),
                  asset_counts %>% filter(!top) %>% pull(assets),)

rules_nonprofits_t 

## 
##  Welch Two Sample t-test
## 
## data:  asset_counts %>% filter(top) %>% pull(assets) and asset_counts %>% filter(!top) %>% pull(assets)
## t = 0.81662, df = 190.24, p-value = 0.4152
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -125865566  303710485
## sample estimates:
## mean of x mean of y 
## 163749078  74826618

asset_counts %>% 
  ggplot() + 
  aes(x = n, fill = onepercent) + 
  geom_bar() + 
  labs(title = "Nonprofits" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       y = "Number of Nonprofits",
       fill = "Frequency of\nCommenting",
       x = "Number of Dodd-Frank Rules") # + scale_y_log10()

asset_counts %>% 
  ggplot() + 
  aes(x = assets_t, fill = five) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Nonprofits" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
        fill = "Frequency of\nCommenting", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_nonprofits_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())
  

asset_counts %>% 
  ggplot() + 
  aes(x = assets_t, fill = onepercent) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Nonprofits" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
        fill = "Frequency of\nCommenting", y = "", x = "Assets (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_nonprofits_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


m_nonprofit_count <- lm(n ~ assets_b, data = asset_counts)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Number of Dodd-Frank Rules",
)

attr(rows, 'position') <- c(0)

modelsummary(m_nonprofit_count)

	Model 1
Dependent Variable	Number of Dodd-Frank Rules
Assets (in Billions)	0.026
	(0.204)
Num.Obs.	1916
Log.Lik.	−5968.465
F	0.016
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

For every additional 10 billion in assets, a nonprofit comments on about 0.3 additional rules.

---

Among FDIC-insured that commented on a Dodd-Frank rule

asset_counts <- d %>% 
  mutate(assets = `FDIC_Institutions-bestMatch:ASSET`) %>% 
  filter(assets > 10) %>%
  distinct(org_name, docket_id, assets) %>% 
  count(org_name, assets) %>% 
  filter(!is.na(assets)) %>% 
  mutate(nnp = quantile(n, probs = .90),
         assets_t = assets /1000,
         assets_m = assets_t /1000,
         assets_b = assets_m / 1000,
         onepercent = ifelse(n > nnp, "Top 10%", "Bottom 90%"),
         five = ifelse(n < 5, "<5 Rules", "5 or More Rules"),
         top = n>nnp)

rules_fdic_t <- t.test(asset_counts %>% filter(top) %>% pull(assets),
                  asset_counts %>% filter(!top) %>% pull(assets),)

rules_fdic_t 

## 
##  Welch Two Sample t-test
## 
## data:  asset_counts %>% filter(top) %>% pull(assets) and asset_counts %>% filter(!top) %>% pull(assets)
## t = 1.8089, df = 64.843, p-value = 0.0751
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -1046086 21142348
## sample estimates:
## mean of x mean of y 
##  12391761   2343630

asset_counts %>% 
  ggplot() + 
  aes(x = n, fill = onepercent) + 
  geom_bar() + 
  labs(y = "Number of Banks",
       title = "FDIC-Insured Banks" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       x = "Number of Dodd-Frank Rules") #+ scale_y_log10()
  
asset_counts %>% 
  ggplot() + 
  aes(x = assets_m, fill = five) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "FDIC-Insured Banks" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       y = "", x = "Assets (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_fdic_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

asset_counts %>% 
  ggplot() + 
  aes(x = assets_m, fill = onepercent) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "FDIC-Insured Banks" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       y = "", x = "Assets (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_fdic_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


m_fdic_count <- lm(n ~ assets_b, data = asset_counts)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Number of Dodd-Frank Rules"
  )

attr(rows, 'position') <- c(0)

modelsummary(list(m_fdic_count))

	Model 1
Dependent Variable	Number of Dodd-Frank Rules
Assets (in Billions)	12.054***
	(1.963)
Num.Obs.	1157
Log.Lik.	−1850.961
F	37.726
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

For every additional 10 billion in assets, a nonprofit comments on about 121 additional rules.

---

Among credit unions that commented on a Dodd-Frank rule

asset_counts <- d %>% 
  mutate(assets = `Total Assets`) %>% # credit union call reports Total Assets
  filter(assets > 10, !is.na(assets)) %>%
  distinct(org_name, docket_id, assets) %>% 
  count(org_name, assets) %>% 
  mutate(nnp = quantile(n, probs = .9),
         assets_t = assets /1000,
         assets_m = assets_t /1000,
         assets_b = assets_m / 1000,
         onepercent = ifelse(n > nnp, "Top 10%", "Bottom 90%"),
         five = ifelse(n < 5, "<5 Rules", "5 or More Rules"),
         top = n>nnp)

rules_creditunion_t <- t.test(asset_counts %>% filter(top) %>% pull(assets),
                  asset_counts %>% filter(!top) %>% pull(assets),)

rules_creditunion_t

## 
##  Welch Two Sample t-test
## 
## data:  asset_counts %>% filter(top) %>% pull(assets) and asset_counts %>% filter(!top) %>% pull(assets)
## t = 1.0263, df = 6.0005, p-value = 0.3443
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -15139078917  37013547967
## sample estimates:
##   mean of x   mean of y 
## 11252832350   315597825

asset_counts %>% 
  ggplot() + 
  aes(x = n, fill = onepercent) + 
  geom_bar() + 
  labs(y = "Number of Credit Unions",
       title = "Credit Unions" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       x = "Number of Dodd-Frank Rules") #+ scale_y_log10()
  
asset_counts %>% 
  ggplot() + 
  aes(x = assets_m, fill = five) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Credit Unions" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       y = "", x = "Assets (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_creditunion_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())

asset_counts %>% 
  ggplot() + 
  aes(x = assets_m, fill = onepercent) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Credit Unions" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       y = "", x = "Assets (Millions)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_creditunion_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


m_creditunion_count <- lm(n ~ assets_b, data = asset_counts)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Number of Dodd-Frank Rules"
  )

attr(rows, 'position') <- c(0)

modelsummary(list(m_creditunion_count))

	Model 1
Dependent Variable	Number of Dodd-Frank Rules
Assets (in Billions)	0.232***
	(0.050)
Num.Obs.	99
Log.Lik.	−270.410
F	21.253
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

For every additional billion in assets, a credit union comments on about two additional rules.

---

Among publicly-traded companies that commented on a Dodd-Frank rule

# compustat-rules


# combine and count 
asset_counts <- d %>% 
  mutate(marketcap = marketcap2) %>% 
  filter(marketcap > 10) %>%
  distinct(org_name, docket_id, marketcap) %>% 
  count(org_name, marketcap) %>% 
  filter(!is.na(marketcap)) %>% 
  mutate(nnp = quantile(n, probs = .9),
         marketcap_t = marketcap /1000,
         marketcap_m = marketcap_t /1000,
         marketcap_b = marketcap_m / 1000,
         onepercent = ifelse(n > nnp, "Top 10%", "Bottom 90%"),
         five = ifelse(n < 5, "<5 Rules", "5 or More Rules"),
         top = n > nnp)


rules_compustat_t <- t.test(asset_counts %>% filter(top) %>% pull(marketcap),
                  asset_counts %>% filter(!top) %>% pull(marketcap),)

rules_compustat_t 

## 
##  Welch Two Sample t-test
## 
## data:  asset_counts %>% filter(top) %>% pull(marketcap) and asset_counts %>% filter(!top) %>% pull(marketcap)
## t = 1.5462, df = 16.991, p-value = 0.1405
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -9039309321 58622540059
## sample estimates:
##   mean of x   mean of y 
## 57654583333 32862967964

asset_counts %>% 
  ggplot() + 
  aes(x = n, fill = onepercent) + 
  geom_bar() + 
  labs(y = "Number of Companies",
       title = "Publicly-Traded Companies" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting",
       x = "Number of Dodd-Frank Rules") #+ scale_y_log10()
  
asset_counts %>% 
  ggplot() + 
  aes(x = marketcap_b, fill = five) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Publicly-Traded Companies" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting", y = "", x = "Market Cap (Billions)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_compustat_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


asset_counts %>% 
  ggplot() + 
  aes(x = marketcap_b, fill = onepercent) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Publicly-Traded Companies" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       fill = "Frequency of\nCommenting", y = "", x = "Market Cap (Billions)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_compustat_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


m_compustat_count <- lm(n ~ marketcap_b, data = asset_counts)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Number of Dodd-Frank Rules"
  )

attr(rows, 'position') <- c(0)

modelsummary(list(m_compustat_count))

	Model 1
Dependent Variable	Number of Dodd-Frank Rules
Market Capitalization (Billions)	0.003
	(0.004)
Num.Obs.	147
Log.Lik.	−408.365
F	0.557
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

For every additional 10 billion in assets, a nonprofit comments on about zero additional rules.

---

Among campaign donors that commented on a Dodd-Frank rule

asset_counts <- d %>% 
  mutate(donations = `opensecrets_resources_jwVersion-bestMatch:MeanContribAmountPerYearContributed`) %>% 
  filter(donations > 10) %>%
  distinct(org_name, docket_id, donations) %>% 
  count(org_name, donations) %>% 
  filter(!is.na(donations)) %>% 
  mutate(nnp = quantile(n, probs = .9),
         donations_m = donations / 1000000,
         onepercent = ifelse(n > nnp, "Top 10%", "Bottom 90%"),
         five = ifelse(n < 5, "<5 Rules", "5 or More Rules"),
         top = n>nnp)

rules_pac_t <- t.test(asset_counts %>% filter(top) %>% pull(donations),
                  asset_counts %>% filter(!top) %>% pull(donations),)

rules_pac_t 

## 
##  Welch Two Sample t-test
## 
## data:  asset_counts %>% filter(top) %>% pull(donations) and asset_counts %>% filter(!top) %>% pull(donations)
## t = 1.1755, df = 17.041, p-value = 0.256
## alternative hypothesis: true difference in means is not equal to 0
## 95 percent confidence interval:
##  -4360184 15335671
## sample estimates:
## mean of x mean of y 
## 6402408.7  914665.5

asset_counts %>% 
  ggplot() + 
  aes(x = n, fill = onepercent) + 
  geom_bar() + 
  labs(title = "Campaign Donors" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
       y = "Number of Organizations",
        fill = "Frequency of\nCommenting",
       x = "Number of Dodd-Frank Rules") #+ scale_y_log10()
  

asset_counts %>% 
  ggplot() + 
  aes(x = donations_m, fill = five) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Campaign Donors" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
        fill = "Frequency of\nCommenting", 
       y = "", x = "PAC Donations (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_pac_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


asset_counts %>% 
  ggplot() + 
  aes(x = donations_m, fill = onepercent) + 
  geom_density(alpha = .5, color = NA) + 
  scale_x_log10() + 
  labs(title = "Campaign Donors" %>% str_c(", N = ", nrow(asset_counts) %>% prettyNum(big.mark = ",")),
        fill = "Frequency of\nCommenting", 
       y = "", x = "PAC Donations (Thousands)",
       caption = str_c("Welch t-test of difference in means, p = ", rules_pac_t$p.value %>% round(3)))+
  theme(panel.grid.major.y = element_blank(),
        panel.grid.minor.y = element_blank(),
        axis.text.y = element_blank())


m_opensecrets_count <- lm(n ~ donations_m, data = asset_counts)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Number of Dodd-Frank Rules",
)

attr(rows, 'position') <- c(0)

modelsummary(m_opensecrets_count)

	Model 1
Dependent Variable	Number of Dodd-Frank Rules
Campaign Donations (Millions)	0.335***
	(0.077)
Num.Obs.	205
Log.Lik.	−685.648
F	18.983
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

For every additional 10 million in Political Action Committee campaing donations, an organization comments on about three additional rules.

---

All

models <- list(#`All` = m_asset_count, 
               `Non-profits` = m_nonprofit_count,
               `Credit Unions`= m_creditunion_count,
               `Public Companies` = m_compustat_count,
               `Banks` = m_fdic_count,
               `PAC Donors` = m_opensecrets_count)

rows <- tibble(
  term = c("Dependent Variable"),
  #`All` = "Number of Rules",
      `Nonprofits` = "Number of Rules",
  `Credit Unions`= "Number of Rules",
  `Public Companies` = "Number of Rules",
  `Banks` = "Number of Rules",
    `PAC Donors` = "Number of Rules",
  )

attr(rows, 'position') <- c(0)


modelsummary(models)

	Non-profits	Credit Unions	Public Companies	Banks	PAC Donors
Dependent Variable	Number of Rules	Number of Rules	Number of Rules	Number of Rules	Number of Rules
Assets (in Billions)	0.026	0.232***		12.054***
	(0.204)	(0.050)		(1.963)
Market Capitalization (Billions)			0.003
			(0.004)
Campaign Donations (Millions)					0.335***
					(0.077)
Num.Obs.	1916	99	147	1157	205
Log.Lik.	−5968.465	−270.410	−408.365	−1850.961	−685.648
F	0.016	21.253	0.557	37.726	18.983
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

save(models, rows, cm, gof_map, modelsummary,
     file = here::here("models", "rules-by-assets.Rdata"))

---

Comments per rule

Percent of comments by each organization type on any one rule

# comments 
# of the matched sample 
# 90% of credit union comments, half of the nonprofits, and 75% campaig
d %>% 
  mutate(docket_id = str_split(docket_id, ";")) %>% 
  unnest(docket_id) %>% 
    add_count(org_type, name = "dataset_total") %>% 
  count(org_type, docket_id, dataset_total, sort = T) %>%
  mutate(percent = percent( n / dataset_total , accuracy = 1)) %>% 
  kablebox()

org_type	docket_id	dataset_total	n	percent
OpenSecrets	CFPB-2016-0025	4396	2807	64%
Credit Union	CFPB-2016-0025	2293	2009	88%
Nonprofit	CFPB-2016-0025	7701	1416	18%
FDIC	R-1442	2386	727	30%
Nonprofit	CFPB-2012-0028	7701	449	6%
CIK	CFPB-2012-0028	4693	439	9%
Nonprofit	CFTC-2011-0013	7701	295	4%
Nonprofit	S7-45-10	7701	295	4%
CIK	CFTC-2011-0013	4693	276	6%
CIK	CFPB-2016-0025	4693	256	5%
Nonprofit	R-1404	7701	254	3%
FDIC	CFPB-2012-0028	2386	229	10%
Nonprofit	R-1411	7701	216	3%
CIK	CFPB-2013-0002	4693	207	4%
FDIC	R-1404	2386	207	9%
CIK	CFPB-2012-0037	4693	178	4%
FDIC	CFPB-2019-0021	2386	167	7%
FDIC	CFPB-2013-0002	2386	157	7%
Nonprofit	S7-14-11	7701	153	2%
Nonprofit	CFPB-2013-0002	7701	144	2%
Nonprofit	R-1442	7701	133	2%
CIK	R-1442	4693	123	3%
FDIC	CFPB-2014-0019	2386	119	5%
OpenSecrets	CFPB-2012-0028	4396	114	3%
Nonprofit	CFTC-2013-0107	7701	113	1%
CIK	R-1404	4693	111	2%
Nonprofit	CFPB-2011-0008	7701	109	1%
Nonprofit	CFPB-2019-0022	7701	108	1%
Nonprofit	CFPB-2014-0019	7701	103	1%
Nonprofit	R-1432	7701	100	1%
Nonprofit	CFPB-2012-0037	7701	98	1%
CIK	R-1432	4693	97	2%
FDIC	CFPB-2016-0025	2386	97	4%
CIK	R-1411	4693	95	2%
CIK	S7-41-11	4693	95	2%
CIK	S7-45-10	4693	93	2%
Nonprofit	S7-40-10	7701	87	1%
Nonprofit	CFPB-2016-0020	7701	86	1%
Nonprofit	R-1417_V1	7701	85	1%
CIK	S7-14-11	4693	82	2%
OpenSecrets	S7-45-10	4396	82	2%
Nonprofit	CFPB-2013-0018	7701	80	1%
CIK	CFTC-2010-0115	4693	79	2%
CIK	CFTC-2012-0058	4693	79	2%
Nonprofit	CFTC-2010-0196	7701	75	1%
Nonprofit	CFPB-2013-0033	7701	74	1%
CIK	CFTC-2013-0107	4693	72	2%
OpenSecrets	CFTC-2011-0013	4396	70	2%
Nonprofit	S7-41-11	7701	68	1%
CIK	CFTC-2011-0049	4693	67	1%
Nonprofit	CFPB-2012-0034	7701	66	1%
Nonprofit	CFPB-2015-0029	7701	66	1%
CIK	R-1417_V1	4693	65	1%
Nonprofit	CFPB-2012-0033	7701	65	1%
CIK	S7-08-12	4693	64	1%
Nonprofit	CFPB-2014-0033	7701	64	1%
Nonprofit	R-1394_V1	7701	64	1%
CIK	CFPB-2013-0018	4693	63	1%
CIK	CFPB-2011-0008	4693	62	1%
Nonprofit	CFTC-2012-0058	7701	62	1%
CIK	S7-08-10	4693	61	1%
Nonprofit	CFTC-2011-0049	7701	61	1%
Nonprofit	S7-08-10	7701	60	1%
Nonprofit	CFPB-2012-0029	7701	59	1%
OpenSecrets	S7-14-11	4396	59	1%
CIK	S7-06-13	4693	57	1%
FDIC	CFPB-2012-0029	2386	56	2%
Nonprofit	CFPB-2011-0002	7701	54	1%
OpenSecrets	S7-41-11	4396	52	1%
Nonprofit	CFPB-2016-0038	7701	51	1%
CIK	CFPB-2016-0038	4693	49	1%
OpenSecrets	CFTC-2010-0196	4396	49	1%
CIK	R-1438	4693	48	1%
OpenSecrets	R-1411	4396	47	1%
CIK	CFTC-2011-0003	4693	45	1%
Nonprofit	R-1438	7701	45	1%
CIK	R-1394_V1	4693	44	1%
Nonprofit	CFPB-2012-0022	7701	44	1%
Nonprofit	S7-06-13	7701	44	1%
CIK	S7-12-10	4693	43	1%
Credit Union	R-1404	2293	43	2%
OpenSecrets	R-1432	4396	43	1%
FDIC	CFPB-2012-0037	2386	42	2%
Nonprofit	S7-08-12	7701	42	1%
Nonprofit	S7-42-10	7701	42	1%
CIK	S7-03-13	4693	41	1%
FDIC	S7-45-10	2386	41	2%
Nonprofit	CFPB-2014-0009	7701	41	1%
Nonprofit	CFPB-2012-0050	7701	40	1%
Nonprofit	CFTC-2010-0140	7701	40	1%
CIK	CFTC-2012-0019	4693	39	1%
CIK	S7-07-13	4693	39	1%
Nonprofit	CFPB-2013-0013	7701	39	1%
Nonprofit	CFPB-2019-0021	7701	39	1%
Nonprofit	S7-07-13	7701	39	1%
CIK	S7-40-10	4693	38	1%
OpenSecrets	CFTC-2013-0107	4396	37	1%
OpenSecrets	R-1404	4396	37	1%
CIK	S7-18-08	4693	36	1%
OpenSecrets	R-1442	4396	36	1%

Percent of each organization type on any one rule

# orgs (15% of nonprofits on payday loan rule, 30% of opensecrets)
d %>% 
 mutate(docket_id = str_split(docket_id, ";")) %>% 
  unnest(docket_id) %>% 
  # org rather than comment level counts now
  distinct(org_name, docket_id, org_type) %>% 
  # total orgs of each type  in the dataset 
  add_count(org_type, name = "dataset_total") %>% 
  # number of each org type by docket 
  count(org_type, docket_id, `dataset_total`, sort = T) %>%
  mutate(percent = percent( n / dataset_total , accuracy = 1)) %>% 
  kablebox()

org_type	docket_id	dataset_total	n	percent
FDIC	R-1442	1808	513	28%
Nonprofit	CFPB-2016-0025	5519	488	9%
Nonprofit	S7-45-10	5519	272	5%
Nonprofit	CFPB-2012-0028	5519	269	5%
Nonprofit	CFTC-2011-0013	5519	221	4%
CIK	CFPB-2012-0028	3450	200	6%
Nonprofit	R-1404	5519	195	4%
FDIC	R-1404	1808	176	10%
Nonprofit	R-1411	5519	157	3%
CIK	CFTC-2011-0013	3450	151	4%
CIK	CFPB-2013-0002	3450	140	4%
FDIC	CFPB-2012-0028	1808	134	7%
Nonprofit	CFPB-2013-0002	5519	121	2%
FDIC	CFPB-2019-0021	1808	116	6%
Nonprofit	S7-14-11	5519	114	2%
FDIC	CFPB-2013-0002	1808	113	6%
CIK	CFPB-2012-0037	3450	112	3%
CIK	R-1442	3450	104	3%
CIK	R-1404	3450	102	3%
Nonprofit	CFPB-2014-0019	5519	102	2%
FDIC	CFPB-2014-0019	1808	95	5%
OpenSecrets	CFPB-2016-0025	1166	95	8%
CIK	CFPB-2016-0025	3450	89	3%
Nonprofit	CFPB-2012-0037	5519	89	2%
Nonprofit	R-1442	5519	88	2%
CIK	S7-45-10	3450	85	2%
Nonprofit	CFPB-2019-0022	5519	85	2%
CIK	R-1432	3450	82	2%
Nonprofit	CFPB-2016-0020	5519	82	1%
Nonprofit	CFPB-2011-0008	5519	80	1%
CIK	S7-41-11	3450	79	2%
CIK	R-1411	3450	76	2%
Nonprofit	R-1417_V1	5519	76	1%
Nonprofit	CFPB-2013-0033	5519	73	1%
Nonprofit	R-1432	5519	68	1%
OpenSecrets	S7-45-10	1166	68	6%
CIK	CFTC-2010-0115	3450	66	2%
Nonprofit	CFTC-2010-0196	5519	65	1%
CIK	S7-14-11	3450	63	2%
Nonprofit	S7-40-10	5519	63	1%
Nonprofit	CFTC-2013-0107	5519	62	1%
CIK	CFTC-2012-0058	3450	61	2%
CIK	R-1417_V1	3450	61	2%
Nonprofit	CFPB-2012-0034	5519	61	1%
Nonprofit	CFPB-2015-0029	5519	61	1%
Nonprofit	CFPB-2012-0033	5519	59	1%
Nonprofit	CFPB-2013-0018	5519	59	1%
CIK	CFPB-2011-0008	3450	53	2%
Nonprofit	S7-41-11	5519	51	1%
CIK	CFPB-2013-0018	3450	50	1%
FDIC	CFPB-2012-0029	1808	50	3%
FDIC	CFPB-2016-0025	1808	50	3%
Nonprofit	CFPB-2011-0002	5519	50	1%
Nonprofit	CFPB-2016-0038	5519	49	1%
CIK	CFTC-2011-0049	3450	48	1%
CIK	CFTC-2013-0107	3450	48	1%
Nonprofit	CFPB-2012-0029	5519	48	1%
Nonprofit	R-1394_V1	5519	48	1%
Nonprofit	CFPB-2014-0033	5519	46	1%
CIK	R-1438	3450	43	1%
OpenSecrets	CFTC-2011-0013	1166	43	4%
CIK	R-1394_V1	3450	42	1%
OpenSecrets	CFPB-2012-0028	1166	42	4%
Nonprofit	CFTC-2012-0058	5519	41	1%
CIK	S7-08-10	3450	40	1%
Nonprofit	CFPB-2012-0022	5519	40	1%
FDIC	S7-45-10	1808	39	2%
CIK	S7-07-13	3450	37	1%
Nonprofit	CFPB-2019-0021	5519	37	1%
CIK	S7-03-13	3450	36	1%
Nonprofit	S7-06-13	5519	36	1%
Nonprofit	S7-07-13	5519	36	1%
CIK	S7-06-13	3450	35	1%
Nonprofit	CFTC-2011-0049	5519	35	1%
Nonprofit	CFPB-2013-0013	5519	34	1%
Nonprofit	S7-03-13	5519	34	1%
FDIC	CFPB-2012-0037	1808	33	2%
Nonprofit	R-1438	5519	33	1%
Nonprofit	S7-08-10	5519	33	1%
CIK	S7-37-10	3450	32	1%
Nonprofit	CFTC-2010-0115	5519	32	1%
Nonprofit	S7-33-10	5519	32	1%
CIK	CFPB-2016-0038	3450	31	1%
CIK	CFTC-2012-0019	3450	31	1%
Nonprofit	Incentive-based Compensation Arrangements	5519	31	1%
CIK	CFTC-2011-0003	3450	30	1%
CIK	S7-40-10	3450	30	1%
Credit Union	CFPB-2016-0025	237	30	13%
Credit Union	R-1404	237	30	13%
Nonprofit	CFPB-2012-0050	5519	30	1%
Nonprofit	CFPB-2014-0009	5519	30	1%
CIK	S7-18-08	3450	29	1%
Nonprofit	CFPB-2014-0010	5519	29	1%
CIK	CFTC-2010-0196	3450	28	1%
Nonprofit	CFPB-2011-0009	5519	28	1%
Nonprofit	CFTC-2010-0140	5519	28	1%
OpenSecrets	R-1404	1166	28	2%
CIK	S7-12-10	3450	27	1%
FDIC	CFPB-2012-0033	1808	27	1%
Nonprofit	S7-42-10	5519	27	0%

Most Frequently Commenting Orgs

# 
d %>% 
  # filter(comment_agency == "CFPB") %>% 
  # mutate(docket_id = comment_url %>% str_extract("CFPB-[0-9]*-[0-9]*")) %>% 
  count(org_name, best_match_name, org_type, docket_id, sort = T) %>% kablebox()

org_name	best_match_name	org_type	docket_id	n
advance financial	advance financial	Credit Union	CFPB-2016-0025	1966
axcess financial services	axcess financial services	OpenSecrets	CFPB-2016-0025	1928
cash express	cash express	OpenSecrets	CFPB-2016-0025	536
peoples action institute	peoples action institute	Nonprofit	CFPB-2016-0025	205
cooperative baptist fellowship florida	cooperative baptist fellowship florida	Nonprofit	CFPB-2016-0025	142
amscot financial	amscot financial	OpenSecrets	CFPB-2016-0025	112
individual investor	individual investor	CIK	CFTC-2011-0013	103
virginia organizing	virginia organizing	Nonprofit	CFPB-2016-0025	102
national council la raza	national council la raza	Nonprofit	CFPB-2016-0025	86
check cash	check cash	CIK	CFPB-2016-0025	79
edina realty foundation	edina realty foundation	Nonprofit	CFPB-2012-0028	65
maryland consumer rights coalition	maryland consumer rights coalition	Nonprofit	CFPB-2016-0025	51
communities united action	communities united action	Nonprofit	CFPB-2016-0025	47
americans financial reform	americans financial reform	OpenSecrets	CFTC-2010-0196	44
community choice financial	community choice financial	CIK	CFPB-2016-0025	40
illinois peoples action	illinois peoples action	Nonprofit	CFPB-2016-0025	36
montana hope project	montana hope project	Nonprofit	CFPB-2016-0025	34
north american title	north american title	CIK	CFPB-2012-0028	31
united bank michigan	united bank michigan	FDIC	CFPB-2016-0025	30
united states bowing congress	united states bowing congress	Nonprofit	R-1442	30
citizen action new jersey	citizen action new jersey	Nonprofit	CFPB-2016-0025	29
c2 financial	c2 financial	CIK	CFPB-2013-0002	28
c2 financial	c2 financial	CIK	CFPB-2012-0037	27
fund virginia organizing project	fund virginia organizing project	Nonprofit	CFPB-2016-0025	25
public startup	public startup	CIK	S7-06-13	22
us house representatives	us house representatives	OpenSecrets	S7-14-11	21
concerned citizen riverside	concerned citizen riverside	Nonprofit	CFTC-2011-0013	20
highland lakes bank	highland lakes bank	FDIC	CFPB-2012-0028	20
land title guarantee	land title guarantee	OpenSecrets	CFPB-2012-0028	20
mi financial	mi financial	CIK	CFPB-2012-0028	20
americans financial reform	americans financial reform	OpenSecrets	CFTC-2011-0013	19
mississippi state senate	mississippi state senate	OpenSecrets	CFPB-2016-0025	18
south carolina house representatives	south carolina house representatives	OpenSecrets	CFPB-2016-0025	18
southwest center economic integrity	southwest center economic integrity	Nonprofit	CFPB-2016-0025	18
united states senate	united states senate	Credit Union	R-1432	18
mi financial	mi financial	CIK	CFPB-2012-0029	17
wispirg foundation	wispirg foundation	Nonprofit	CFPB-2016-0025	17
american pacific bank	american pacific bank	FDIC	CFPB-2012-0028	15
first american title insurance	first american title insurance	OpenSecrets	CFPB-2012-0028	15
old republic international	old republic international	CIK	CFPB-2012-0028	15
southern homes title closing services	southern homes title closing services	CIK	CFPB-2012-0028	15
diversified mortgage workout	diversified mortgage workout	CIK	CFPB-2012-0037	14
investment company institute	investment company institute	CIK	S7-08-12	14
peoples action	peoples action	Nonprofit	CFPB-2016-0025	14
united states bowing congress	united states bowing congress	Nonprofit	R-1432	14
coldwell banker	coldwell banker	CIK	CFPB-2016-0038	13
first western bank	first western bank	FDIC	CFPB-2012-0028	13
appraisal institute	appraisal institute	Nonprofit	R-1394_V1	12
first state bank	first state bank	FDIC	R-1442	12
morgan stanley	morgan stanley	CIK	S7-08-12	12
texas land title association	texas land title association	Nonprofit	CFPB-2012-0028	12
1st advantage bank	1st advantage bank	FDIC	CFPB-2013-0002	11
center responsible lending	center responsible lending	Nonprofit	CFPB-2016-0025	11
consumer mortgage coalition	consumer mortgage coalition	Nonprofit	CFPB-2014-0033	11
ice futures us	ice futures us	OpenSecrets	CFTC-2013-0107	11
independent finance institute	independent finance institute	Nonprofit	CFPB-2016-0025	11
international swaps derivatives association	international swaps derivatives association	Nonprofit	S7-08-12	11
managed funds association	managed funds association	Nonprofit	S7-08-12	11
meridian title escrow	meridian title escrow	CIK	CFPB-2012-0028	11
midland area agency on aging	midland area agency on aging	Nonprofit	CFPB-2012-0028	11
mississippi house representatives	mississippi house representatives	OpenSecrets	CFPB-2016-0025	11
oklahoma house representatives	oklahoma house representatives	OpenSecrets	CFPB-2016-0025	11
silver lake investors	silver lake investors	CIK	CFTC-2011-0013	11
americans financial reform	americans financial reform	OpenSecrets	R-1410	10
c2 financial	c2 financial	CIK	CFPB-2012-0028	10
citizen impact usa	citizen impact usa	Nonprofit	CFTC-2011-0013	10
equity title messenger service	equity title messenger service	CIK	CFPB-2012-0028	10
new economy project	new economy project	CIK	CFPB-2016-0025	10
united states senate	united states senate	Credit Union	R-1442	10
us chamber commerce	us chamber commerce	OpenSecrets	S7-41-11	10
virginia house delegates	virginia house delegates	OpenSecrets	CFPB-2016-0025	10
americans financial reform	americans financial reform	OpenSecrets	S7-12-11	9
beacon title agency	beacon title agency	CIK	CFPB-2012-0028	9
commodity market council	commodity market council	Nonprofit	CFTC-2013-0107	9
investment company institute	investment company institute	CIK	S7-12-10	9
oregon food bank	oregon food bank	Nonprofit	CFPB-2016-0025	9
peoples bank	peoples bank	FDIC	R-1442	9
securities industry financial markets association	securities industry financial markets association	CIK	S7-08-12	9
stewart title guaranty	stewart title guaranty	OpenSecrets	CFPB-2012-0028	9
texas appleseed	texas appleseed	Nonprofit	CFPB-2016-0025	9
title security agency	title security agency	OpenSecrets	CFPB-2012-0028	9
united states senate	united states senate	Credit Union	CFTC-2012-0019	9
us chamber commerce	us chamber commerce	OpenSecrets	CFTC-2012-0019	9
us senate	us senate	OpenSecrets	R-1411	9
aca international	aca international	Nonprofit	CFPB-2019-0022	8
american financial	american financial	CIK	CFPB-2016-0025	8
central wv center pregnancy care	central wv center pregnancy care	Nonprofit	CFPB-2016-0025	8
d l evans bank	d l evans bank	FDIC	CFPB-2014-0019	8
gulf coast chapter national electri cal contractors assoc	gulf coast chapter national electri cal contractors assoc	Nonprofit	CFPB-2013-0018	8
home loan savings bank	home loan savings bank	FDIC	R-1442	8
loan syndications trading association	loan syndications trading association	Nonprofit	R-1411	8
lsi title agency	lsi title agency	CIK	CFPB-2012-0028	8
national association realtors	national association realtors	Nonprofit	CFPB-2011-0008	8
natural gas supply association	natural gas supply association	Nonprofit	CFTC-2013-0107	8
peoples financial realty mortgage securities 20061	peoples financial realty mortgage securities 20061	CIK	CFPB-2017-0018	8
runyan paul l	runyan paul l	CIK	CFPB-2012-0028	8
treasure valley land	treasure valley land	CIK	CFPB-2012-0028	8
us house representatives	us house representatives	OpenSecrets	S7-41-11	8
us senate	us senate	OpenSecrets	S7-14-11	8
american securitization forum	american securitization forum	OpenSecrets	S7-08-10	7

Probability of Commenting

These models have the prefix mp_. The dependent variable is the probability that the organization comments.

FDIC-insured Banks

SM = Comptroller of the Currency (OCC). National Charter and a Fed member.

NM = Commercial Bank. The bank is supervised by the Federal Deposit Insurance Corporation (FDIC). State charter and Fed non-member

SB = Savings Bank. The bank is supervised by the Federal Deposit Insurance Corporation (FDIC). State Charter.

OI = Bank is an insured United States branch of a foreign chartered institution (IBA)

N = National Associations (Ommitted)

Assets in hundreds of millions

# FDIC_resources %>% filter(BKCLASS == "NM")


FDIC_resources %<>% mutate(Class = str_c(" ", BKCLASS) %>% as.factor() ,
                           ASSETS = ASSET/100000000,
                           Assets = ASSET/1000000000) 

# make savings associations the ref category 
FDIC_resources$Class %<>% relevel(ref = " SA")
# %>% 
#   mutate(BKCLASS = BKCLASS %>% str_replace("^NM", "SBNM"))  %>% 
#   mutate(BKCLASS = BKCLASS %>% str_replace("^NM", "SBNM"))

unique(FDIC_resources$BKCLASS)

## [1] "NM" "SM" "SA" "SB"

unique(FDIC_resources$Class)

## [1]  NM  SM  SA  SB
## Levels:  SA  NM  SB  SM

#mpFDIC
mpFDICbillions <- glm(commented ~ Assets,
           data = FDIC_resources, 
             family=binomial(link="logit"))

mpFDIC <- glm(commented ~ ASSETS,
           data = FDIC_resources, 
             family=binomial(link="logit"))

mpFDIC_BKCLASSonly <- glm(commented ~ Class,
           data = FDIC_resources, 
             family=binomial(link="logit"))

mpFDIC_BKCLASS <- glm(commented ~ ASSETS + Class,
           data = FDIC_resources, 
             family=binomial(link="logit"))

mpFDICxBKCLASS <- glm(commented ~ ASSETS*Class,
           data = FDIC_resources, 
             family=binomial(link="logit"))


rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Comment",
  `2` = "Comment",  
  #`3` = "Comment"
)

attr(rows, 'position') <- c(0)

models <- list(mpFDIC,# mpFDIC_BKCLASSonly,
               mpFDIC_BKCLASS#,
               #mpFDICxBKCLASS
               )

equatiomatic::extract_eq(models[[1]]) 

\[ \log\left[ \frac { P( \operatorname{commented} = \operatorname{TRUE} ) }{ 1 - P( \operatorname{commented} = \operatorname{TRUE} ) } \right] = \alpha + \beta_{1}(\operatorname{ASSETS}) \]

modelsummary(models)

	Model 1	Model 2
Dependent Variable	Comment	Comment
Assets (Hundreds of Millions)	0.904***	0.992***
	(0.267)	(0.272)
Commercial Bank		1.393***
		(0.095)
Savings Bank		1.200***
		(0.145)
State Bank		1.486***
		(0.107)
Num.Obs.	19082	19082
Log.Lik.	−6418.955	−6255.521
F	11.449	59.705
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

modelplot(models[1:2]) +
  labs(title  = "FDIC-Insured Banks",
x = "Change in Log Odds of Commenting",
caption = "Reference Category = Savings Associations") +
  theme(panel.grid.major.x =  element_blank(),
        panel.grid.major.y =  element_blank()) + 
  scale_color_viridis_d(end = .6)


save(models, rows, cm, gof_map, modelsummary,
     file = here::here("models", "mpFDIC.Rdata"))

Nonprofits

Assets in billions

nonprofit_resources %<>% mutate(Assets = assets/1000000000)

mpNonprofit <- glm(commented ~ Assets,
           data = nonprofit_resources , 
             family=binomial(link="logit"))

mpNonprofit_revenue <- glm(commented ~ Assets + revenue,
           data = nonprofit_resources, 
             family=binomial(link="logit"))

models <- list(mpNonprofit, mpNonprofit_revenue)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Comment",
  `2` = "Comment",  
)

equatiomatic::extract_eq(models[[1]]) 

\[ \log\left[ \frac { P( \operatorname{commented} = \operatorname{TRUE} ) }{ 1 - P( \operatorname{commented} = \operatorname{TRUE} ) } \right] = \alpha + \beta_{1}(\operatorname{Assets}) \]

modelsummary(models)

	Model 1	Model 2
Assets (Billions)	0.146***	0.129***
	(0.027)	(0.026)
revenue		0.000*
		(0.000)
Num.Obs.	464509	464509
Log.Lik.	−5416.122	−5414.879
F	28.634
Dependent Variable	Comment	Comment
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

modelplot(models)+ 
  theme(panel.grid.major.x =  element_blank()) + 
  labs(x = "Change in Log Odds of Commenting")

Credit Unions

Assets in billions

creditunions %<>% mutate(Assets = assets/100000000)


mp_creditunions <- glm(commented ~ Assets,
           data = creditunions, 
             family=binomial(link="logit"))

models <- list(mp_creditunions)


rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Commented",
)

attr(rows, 'position') <- c(0)

equatiomatic::extract_eq(models[[1]]) 

\[ \log\left[ \frac { P( \operatorname{commented} = \operatorname{TRUE} ) }{ 1 - P( \operatorname{commented} = \operatorname{TRUE} ) } \right] = \alpha + \beta_{1}(\operatorname{Assets}) \]

modelsummary(models)

	Model 1
Dependent Variable	Commented
Assets (Billions)	0.010*
	(0.004)
Num.Obs.	5842
Log.Lik.	−497.095
F	5.158
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

modelplot(models)+ 
  theme(panel.grid.major.x =  element_blank()) + 
  labs(x = "Change in Log Odds of Commenting per Billion in Assets")

Banks, Nonprofits, Credit Unions Compared

# nonprofit-credit-unions
models <- list(mpFDICbillions, mpNonprofit, mp_creditunions)

names(models) <- c("FDIC-Insured Banks", "Nonprofits", "Credit Unions")


modelplot(models) + 
  theme(panel.grid.major.x =  element_blank()) + 
  labs(x = "Change in Log Odds of Commenting per Billion in Assets") +
  facet_wrap("model", scales = "free", ncol = 1) +
  scale_color_viridis_d(option = "plasma", end = .7)


rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Commented",
  `2` = "Commented",
  `3` = "Commented"
)

attr(rows, 'position') <- c(0)

modelsummary(models)

	FDIC-Insured Banks	Nonprofits	Credit Unions
Dependent Variable	Commented	Commented	Commented
Assets (Billions)	9.040***	0.146***	0.010*
	(2.672)	(0.027)	(0.004)
Num.Obs.	19082	464509	5842
Log.Lik.	−6418.955	−5416.122	−497.095
F	11.449	28.634	5.158
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

save(models, rows, cm, gof_map, modelsummary, 
     file = here::here("models", "pr-of-comment.Rdata"))

Campaign Donors

opensecrets %<>% mutate(commented = Commented == "Commented")

mpOpensecrets <- glm(commented ~ MeanContribAmount,
           data = opensecrets, 
             family=binomial(link="logit"))

mpOpensecrets_total <- glm(commented ~ TotalContribAmount,
           data = opensecrets, 
             family=binomial(link="logit"))

models <- list(mpOpensecrets, mpOpensecrets_total)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Commented",
  `2` = "Commented"
)

attr(rows, 'position') <- c(0)


equatiomatic::extract_eq(models[[1]]) 

\[ \log\left[ \frac { P( \operatorname{commented} = \operatorname{TRUE} ) }{ 1 - P( \operatorname{commented} = \operatorname{TRUE} ) } \right] = \alpha + \beta_{1}(\operatorname{MeanContribAmount}) \]

modelsummary(models)

	Model 1	Model 2
Dependent Variable	Commented	Commented
PAC Donations	0.000
	(0.000)
TotalContribAmount		0.000
		(0.000)
Num.Obs.	7821	7821
Log.Lik.	−1338.866	−1339.288
F	1.183	0.055
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

# modelplot(models)

By Market Cap

compustat %<>% mutate(commented = Commented == "Commented",
                      marketcap_b = marketcap2/1000000000)


mpCompustat <- glm(commented ~ marketcap_b,
           data = compustat, 
             family=binomial(link="logit"))

top_naics <- compustat %>% count(naics, sort = T) %>% 
  drop_na(naics) %>% 
  top_n(10, wt = n) %>% 
  pull(naics)

mpCompustat_naics <- glm(commented ~ NAICS_,
           data = compustat %>% mutate(NAICS_ = ifelse(naics %in% top_naics, naics, "other")), 
             family=binomial(link="logit"))

models <- list(mpCompustat, mpCompustat_naics)

equatiomatic::extract_eq(models[[1]]) 

\[ \log\left[ \frac { P( \operatorname{commented} = \operatorname{TRUE} ) }{ 1 - P( \operatorname{commented} = \operatorname{TRUE} ) } \right] = \alpha + \beta_{1}(\operatorname{marketcap\_b}) \]

modelsummary(models)

	Model 1	Model 2
Dependent Variable	Commented	Commented
Market Capitalization (Billions)	0.002+
	(0.001)
NAICS_212		0.000
		(4536.970)
NAICS_212221		0.000
		(4708.201)
NAICS_325412		0.000
		(4722.595)
NAICS_325414		0.000
		(4099.266)
NAICS_511210		0.000
		(5026.762)
NAICS_519130		0.000
		(4595.793)
NAICS_522110		18.802
		(3111.048)
NAICS_525990		0.000
		(3937.047)
NAICS_531120		0.000
		(5058.525)
NAICS_other		16.581
		(3111.048)
Num.Obs.	6426	6426
Log.Lik.	−128.831	−112.837
F	3.398	2.306
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

#modelplot(models)

 modelplot(mpCompustat)
 
# modelplot(mpCompustat_naics)

Together

all <- full_join(
  FDIC_resources %>% dplyr::select(assets = ASSET, commented, org_type = Class) %>% mutate(org_type = "Bank"),
  nonprofit_resources %>% dplyr::select(assets, commented) %>% mutate(org_type = "Non-profit")
) %>% 
  full_join(
  creditunions %>% dplyr::select(assets, commented) %>% mutate(org_type = "Credit union")
  )

all %<>% mutate(assets_b = assets  / 100000000) # %>% filter(org_type != " SB", org_type != " SM")

mpAll <- glm(commented ~ assets_b + org_type,
           data = all, 
             family=binomial(link="logit"))

mpAlli <- glm(commented ~ assets_b * org_type,
           data = all, 
             family=binomial(link="logit"))


models <- list(mpAll, mpAlli)

rows <- tibble(
  term = c("Dependent Variable"),
  `1` = "Commented",
  `2` = "Commented"
)

attr(rows, 'position') <- c(0)

equatiomatic::extract_eq(models[[1]]) 

\[ \log\left[ \frac { P( \operatorname{commented} = \operatorname{TRUE} ) }{ 1 - P( \operatorname{commented} = \operatorname{TRUE} ) } \right] = \alpha + \beta_{1}(\operatorname{assets\_b}) + \beta_{2}(\operatorname{org\_type}_{\operatorname{Credit\ union}}) + \beta_{3}(\operatorname{org\_type}_{\operatorname{Non-profit}}) \]

modelsummary(models)

	Model 1	Model 2
Dependent Variable	Commented	Commented
Assets (in Billions)	0.013***	0.904***
	(0.002)	(0.267)
Credit union	−1.969***	−1.948***
	(0.105)	(0.106)
Non-profit	−4.322***	−4.315***
	(0.044)	(0.044)
Assets x Credit union		−0.894***
		(0.267)
Assets x Non-profit		−0.889***
		(0.267)
Num.Obs.	489433	489433
Log.Lik.	−12337.456	−12332.171
+ p < 0.1, * p < 0.05, ** p < 0.01, *** p < 0.001

# modelplot(models)

save(models, rows, cm, gof_map, modelsummary,
     file = here::here("models", "mpAll.Rdata"))

TODO

Priorities for matching that will give us the most leverage:

• Best match in each dataset rather than best match in one dataset: https://finreggroup.slack.com/archives/C027MRLQFLJ/p1650733175102459

• Comments on dockets with 0 comments matched: https://judgelord.github.io/finreg/participation#Asset_data

• Underpowered subsets, especially marketcap (hopefully matching both compustat and CIK will help with this): https://judgelord.github.io/finreg/participation#By_Market_Cap

• FDIC BKCLASS == “national associations” that we are currently dropping: https://judgelord.github.io/finreg/participation#FDIC_instituttions https://finreggroup.slack.com/archives/C027MRLQFLJ/p1653322086231879

• False positives that I am currently dropping https://finreggroup.slack.com/archives/C027MRLQFLJ/p1650658969445029

Analyses to clean up and add to the paper

• Lobbying expenditures from CRP (replication of all PAC figures and models)

• Nonprofit revenue (maybe just add the revenue figures and models to the appendix)

• the full (best-ish) model includes nonprofits, credit unions, and each type of bank as separate org_types. This model is run above but needs to be investigated

Presentation

• Predicted probability plots for all models presented in the paper. These should replace all tables. All tables should appear in the appendix.

• Nonprofit and credit union plots for the correlation between assets and sophistication